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A trope where characters with a Limited Wardrobe or Iconic Outfit find themselves wearing far too little to possibly be comfortable or healthy given the current temperature — but will usually not act any differently to how they do in other temperatures.
It should be noted that this trope was born and is still used to show how badass and/or "hardcore" a character was, not necessarily about fanservice as you might gather from the picture. It started with the ShirtlessBarbarian figure popularized by Conan the Barbarian; it was a simple shorthand to demonstrate how savage, deadly and probably superhuman the individual is. It's through the abuse of writers to show a little skin that this has come to the trope of today.
Curiously, this is not as unrealistic as its seems. In real life, there is a sect of monks who can control their own temperature and avoid frostbite even in below zero temperatures; this is of course exaggerated in fiction.
This trope also applies to other times the clothing is grossly inappropriate to the environment. To be expected in videogames, especially free roaming ones unless finding appropriate clothing becomes a Broken Bridge.
Not to be confused with being exposed toactual elements. See also Sexy Santa Dress.
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Justified in Claymore, as the procedure that turns the title warriors into Half Human Hybrids also makes them much more resistant to the elements. When one Claymore, Clarice, shows up in the snowy north in a heavy fur coat the other Claymores quickly realize something is up, and it's revealed that she's an incomplete hybrid (and thus dead last in ranking) and is not resistant to the point of the others, who treat her like The Load and consider her useless.
7 Seeds subverts this, as the characters will feel hot and cold if they aren't dressed appropriately. When Arashi was floating in the ocean with nothing on but shorts and shoes, he kept himself wrapped in seaweed to keep warm. Vice-versa, he kept himself covered with it during the day to avoid being in direct sunlight too long.
Sailor Moon. Especially in the first season finale, which takes place in the arctic circle. They did act differently than usual, though. Usagi whined and complained about being too cold but Mars scolded her for being a baby.
Played straight in season 1, where the Digidestined are scattered across the digital world, with Tai notably in nothing but underwear and sneakers in a snowy climate. He does find his clothes fairly quickly, though. Deconstructed in one episode where Matt, dressed in an outfit that would be all right for milder climates, enters a snowy area and quickly becomes sick and feverish.
Averted in the second season. The characters still have somewhat Limited Wardrobes, but they have outfits for each season — so when it's winter, they wear warm clothes, etc., while in the Real World.
Chrono in Chrono Crusade wears a coat, leggings and gloves constantly, no matter what the weather is like. He rarely comments on the weather at all or even takes off his coat to cool down. Of course, he is a demon.
Amu in Shugo Chara! transforms into her Heart persona (outfit: cheerleader skirt and teeny tiny tank top) while skiing and instantly complains that it's completely inappropriate for the situation.
Averted by the Dirty Pair; the Angels always change into something warmer in cold weather.
Poked fun at when everybody puts on winter clothes when they go to Drum Island, except for Luffy who fails to notice it's cold until it's too late. At one point he even puts a fight on hold while he goes to find a jacket.
Averted again, same arc, when Zoro gets lost wearing nothing but his pants (long story). When he finally finds his way back, the local village is in the middle of a Mexican Standoff with Wapol's Mooks. He immediately beats down all of the mooks so he can get a pair of their boots and a jacket.
Bizarrely played with in the anime's "Ice Hunter" filler arc. Most of the Straw Hat crew wears weather appropriate clothes, except for Luffy and Franky. They both wear a parka and gloves but continue to wear shorts and a speedo (respectively), Luffy retains his sandals and Franky continues going barefoot. Don Achino, the villain of that arc, also wears next to no clothing but he's justified thanks to his Devil Fruit powers.
In one of the episodes about the rest of the crew after their defeat by Kuma we see Franky, who is in a winter country. The locals are naturally horrified to see him in his speedo in the middle of a blizzard, to which he replies, "Ew! No!" (seriously.) He then tries to warm himself up with his patented 'SUPAAA!' dance, but it doesn't work and he freezes solid in a block of ice. Yup.
Averted sharply; not only does Ed nearly collapse from exposure while inadequately dressed, he almost gets frostbite on the stumps of his arm and leg because his automail, being made of metal, conducts heat away from his body very efficiently.
Inverted in dealing with Sloth. He freezes solid within seconds when they kick him out into a snowstorm while he's lightly dressed and doused in fast-evaporating diesel fuel. For an illustration of the principle, turn a compressed-air-in-a-can duster upside down and spray it on something (but NOT your skin). The fluid gas that comes out almost instantly boils off once it's no longer under pressure, riming whatever you spray it onto with frost. But even this could only give you a good frost burn in that time frame. When you account for how huge he is, the amount that would be coating him wouldn't be enough to freeze him solid even if all of it were completely evaporated using only his body heat.
Played with in an early arc. Natsu plays this trope straight, not being bothered by cold weather due to his powers. Lucy, on the other hand...
For both Grey and Lyon, exposing themselves to the elements in snow-covered regions was part of their training routine. Afterwards, as a habit, Grey wears a shirt or a long coat only about half the time. On the other side, he isn't in such cold places any longer...
Characters occasionally dress for the weather, but usually walk around in their standard, summer-y outfits no matter what. For Misty, this involves a couple walks in snowy mountains wearing micro-shorts and a really short, sleeveless t-shirt. When "dressing for the weather", half the time she just puts on a jacket and continues walking around in shorts, too. Like all other Pokemon media, neither Dawn nor Candice spent a second of their time in snowy areas not wearing a short skirt, either.
This is played with in many ways in Pokemon Special. Platinum faints due to the freezing cold, but Candice is just fine because she simply claims that nothing should get in the way of fashion. Maylene is also alright in her sleeveless shirt and bare feet, because running around keeps her warm. Later Platinum gets a coat, but takes it off when running also warms her up. When the three of them meet together, Candice dubs them as the "Thin-Clothed Trio".
In Pokemon Diamond And Pearl Adventure, Candice actually subverts this trope once: Hareta sees her sneezing the first time he sees her. After that, though, she goes back to playing the trope completely straight, not even bothering to put on that jacket she has tied around her waist.
The protagonists of RG Veda dresses pretty lightly whatever the circumstances, even when traveling through a snowy mountain range. Including an utter and complete lack of footwear.
The school uniforms in Kanon seem to require girls to have their legs exposed. Even though the show is set in winter, and the girls uniform generally looks like a jacket without any pants, no one seems to notice.
In A Certain Magical Index, Othinus is a goddess, and because of this wears very little out of arrogance since almost nothing can harm her. When she and Touma teleport to Denmark, he immediately starts freezing his ass off, and gets annoyed when she doesn't react to the snowy conditions. When he hugs her, he remarks that she feels warm. However, when she loses her powers, she begins to suffer from the cold.
In the miniseries Phoenix: Endsong,Emma Frost doesn't seem the least bit bothered traipsing around the Arctic half-naked. Beast and Wolverine are too, but the former has fur and the latter is Wolverine. Well, she IS Emma Frost.
In a '90s issue, the team goes to Siberia. Psylocke, whose costume exposes most of her arms and legs, adapts by... putting on a short jacket, which she doesn't even bother to close.
Red Sonja (depicted in the page pic) averts and plays this straight, depending on the writer and artist of the story. The better writers will have her wearing several layers of fur when she is in a snow-covered realm. The worst ones will have her marching through the snow in a Chainmail Bikini without even as much as the still revealing fur cloak seen above. This is played straight and then averted in the Furry parody, Red Shetland, where the title character dresses in that exact way through a wintry forest, until she stays in a farm house where the elderly matron makes an appropriate suit for the weather, which Red accepts with grace and her Stag lover agrees that it looks great on her.
Averted in an early issue when the League goes to Siberia; many of the Leaguers are shown to be huddling and shivering with no coats (except Batman, because he's so Badass Normal... and also, it's a nice cloak).
They also go to Siberia in the Terror Incognita storyline, but are wearing costumes designed for the cold (except for Green Lantern who just wills a force field).
Angela, from the Spawn series, has ribbons in her armor that have heating abilities, enabling her to hunt dragons in freezing weather wearing a chainmail bikini.
Batman villain Mr. Freeze has the reverse problem. He needs to be at sub-zero temperatures to survive. When he's forced to spend time at the North Pole, he enjoys the opportunity to walk around without his bulky armor, and is dressed like he's at the beach.
A Conan the Barbarian comic from the 1970's had the woman Conan was rescuing going about in a snowy wasteland clad in little more than a gossamer loincloth and bra, and some magic slave chains. Averted the trope, as she turned out to be a sort of synthetic life form made of ice and snow, with the magical slave chains being pretty much all that held her together, and she melted away when they were removed.
This cover◊ for Excalibur shows Captain Britain and a group of female heroes on a roof in London. It's winter, and there is an inch of snow on the ground. All of the women are wearing midriff-baring crop-tops except for one, and her outfit is more like a one-piece swimsuit.
The Smurfs go through winter wearing just a hat and pants and are hardly affected by the elements. Even Wild Smurf gets away with it, and he's just wearing a loincloth and a hat. Sometimes this gets played with, depending on the media, as in some cartoon show episodes where the Smurfs do wear winter jackets.
Captain America had a flashback to his time with the Invaders during World War II during the winter in Russia. Most of the men were huddled around a fire, while Sub-Mariner, in just his speedo, didn't look uncomfortable at all.
Aside from wearing her typical, revealing "costume" even in inhospitable climates, Elektra has more than once been forced out into snowy conditions wearing as little as a barely-covering bra and underwear. Although there's usually a bit of internal monologue about her extensive training having made her resistant to feeling the cold, she is still human and is in a rush to get out of the current situation before frostbite or the like sets in.
Averted by Aurora from Alpha Flight. When she donned a skimpy white and yellow costume to differentiate herself from her Half Identical Twin brother Northstar, she had a second costume for winter/Arctic missions that appropriately covered her while still emphasizing her figure.
In the opening chapter of My Immortal, Ebony is outside wearing little more than a corset and a miniskirt whilst it is sleeting or "snowing and raining" as the story puts it.
In the first chapter of Plankton's Eye View, C'ren is in the snowy streets of Russia wearing almost nothing. The scene is vividly illustrated here by the author himself. NSFW, obviously.
In Superman IILois Lane wears a thin, skimpy dress to Superman's Fortress of Solitude, which, lest we forget, is at the North Pole surrounded by nothing but ice. He asks her if she's cold and she says she should be, but she's not. In a deleted scene, used decades later for the Dick Donner director's cut, she wanders around the Fortress wearing nothing but a blue Superman top (in the great scene in which the giant head of Jor-El gives her the evil eye!).
This follows Lois's untroubled exposure to the freezing upper atmosphere during the "Can You Read My Mind" sequence in the first movie.
Superman Returns ill-advisedly attempts to partly explain this phenomenon as Superman takes Lois flying again with the hilarious line:
Lois Lane: I forgot how warm you are.
In Resident Evil: Extinction, Alice's clothes don't seem to be very suitable for the desert. I mean, you have to cover your face at the very least.
In Resident Evil: Retribution, Ada Wong wears her iconic red dress while Luther and Bad Rain wear tank tops in the Arctic. They don't even shiver. Only Bad Rain has the excuse of being superhuman.
Pirates of the Caribbean: At World's End features the crew sailing through a frozen ocean. One unnamed Chinese crewmember's foot is frozen through, to the point that he accidentally snaps his big toe off. The rest of the crew are still wearing the same clothes they had in Singapore, yet suffer no ill effects apart from Pintel and Ragetti shivering.
In Mirror, Mirror, several people get robbed and stripped to their underwear in the snowy woods. They don't shiver.
In X2: X-Men United Mystique spends most of the scenes set in the Canadian Arctic in winter STARK NAKED!
In Lara Croft: Tomb Raider, the final piece of the MacGuffin is in Siberia. Lara shows up in a shirt and pants that aren't much heavier or cover her any more than what she wore in Cambodia, with only a rather lightweight cape and hood with fur trim (worn open, of course) to keep her warm. Everyone else is in heavy parkas. She even takes a swim in an underground pool of water, though there is some very bizarre temporal mechanics at play in that cavern, which may partly justify it.
Lampshaded in The Dresden Files, where various supernatural gribblies can walk around in frigid conditions wearing nothing heavier than T-shirts, and Harry complains about this at length, along with his own inability to do the same, despite the fact that he's a wizard and later on the Winter Knight.
Using the Ways often leads to this - the climate where you start, where you end, and where you travel through are often distinctly different. When Harry gets a MacGuffin that gives him vast knowledge of the Ways, he intentionally averts this.
While Maeve has the benefit of being one of the Winter Queens (albeit the weakest and youngest one), she has at least one fey girl in her lair swimming in a pool completely naked, despite the freezing temperature. Harry notices that the cold has . . . some effect on her body when Maeve offers him information for his fathering a child with the girl.
Done explicitly by the Marat in the Codex Alera series, where they have no problems skipping about in bone-chilling temperatures in loincloths. Being Marat, though, their ability to resist extreme temperatures comes in quite handy. This causes some impropriety in the Aleran lands since the women dress the sameas the men. When Tavi brings on a team of Marat horsemen as auxilliaries for the First Aleran, he convinces them to wear actual clothes and armor by presenting them as gifts, which the Marat don't refuse because that insults the gift-giver.
Lampshaded in Discworld, where an explicit requirement for taking on the life of an adventuring barbarian is resistance to cold.
Played with in The Last Hero. The Silver Horde never talk about it, but they have all supplemented their loin cloths with a variety of leather, rubber, and woolen garments that serve a variety of support and warming purposes. They are a group of octogenarians climbing up a 10 mile tall mountain in the middle of the equivalent of the Arctic.
Also in "Faust Eric" by Nijel the Destroyer, who apparently wears long woolen underwear under his straps and loincloth
In Animorphs, the title superheroes can only morph very skimpy skintight clothes, so when they're in the Arctic, they're very poorly dressed. However, this is explicitly referred to, and until they turn into first seals, then polar bears, they're in serious danger of freezing to death. Cassie's wolf and Rachel's grizzly bear is okay for a while, but even they (Cassie's isn't an arctic wolf) are in serious trouble, and one of the grizzly's legs breaks off after freezing.
In Mistborn, Ham is a Pewterarm, or one who can burn pewter to increase most of his body's capabilities. Cold doesn't bother him, so his preferred uniform is a vest, even in the middle of winter. In fact, it gets exaggerated to the point that he tears the sleeves off of any top given to him, and even refuses to lead the heroes' troops unless they agree that he will never have to wear long sleeves. If the series were movies rather than literature, it would look like a silly amount of fanservice.
Subverted in The Wheel of Time. The Aes Sedai are known for their mastery of a concentration trick which allows them to ignore extremes in temperature. However, while they'll show no external signs, harsh weather can still harm them.
In Robert E. Howard's Conan the Barbarian story "Gods of the North" aka "The Frost-Giant's Daughter", the woman Atali wears nothing but a light veil of gossamer. On a snowfield. Conan is bleeding to death from a head wound when he sees her and is convinced that she's an illusion brought on by massive blood loss and the cold killing him.
The Witch Species in The Golden Compass live in cold climates and wear relatively little. Although they feel the cold, they know it won't harm them, so they put up with it in order to better commune with nature.
Averted in The Magic Treehouse book Sunset of the Sabertooth, when Jack and Annie show up in the Ice Age wearing nothing but swimsuits and towels. Realizing that they'll freeze to death if they don't find better clothes, they take shelter in a cave and put on some fur clothes left by the family that lives there.
Discussed in Poul Anderson's Time Patrol story "Delenda Est" — a Cro-Magnon guide is dressed rather like an Eskimo, and Everard derides the way no one credited them with enough sense to wear lots of clothes in a glacial period.
Tunnel in the Sky averts this. Deacon Matson fails any student who arrives for their off-world survival test without bringing cold-weather gear. He knows they don't need it, they do not, but they should arrive prepared for any reasonable testing conditions. Conversely, he also fails any students attempting to be Crazy-Prepared and arrive with a space suit, tundra or high mountains are reasonable conditions, vacuum or toxic atmospheres are not.
It's brought up in Barry Longyear's Infinity Hold: "…The weather would be cold enough to geld every brass monkey in the northern hemisphere, and there would be the hookers on the sidewalks wearing high heels, short shorts, and a beauty spot. Then old Pepe Pimpo would come rolling up...He’d be wheeling a heated chrome machine with thermopane windows and be dressed in ear flaps and furs like Nanookie of the North...There was something a bit once told me. She said that women have to be tougher than men just to survive..."
Inverted in Brimstone: Ezekiel Stone wears long sleeves and a trench coat in the middle of the day in LA. Justified with Fridge Brilliance when you realize that Stone spent the last fifteen years in Hell and consequently summer in southern California is much colder than he's used to.
In two early back-to-back Doctor Who serials, Jamie finds himself wearing his kilt in both Tibet and on a glacier. In the former, he is told to put on warmer clothing, but claims that as a Highlander he is unaffected by the cold. He later regrets the decision. In the latter, no one seems to care.
The protagonist of Spartacus: Blood and Sand spends time in blizzard conditions wearing a loincloth and some light shoulder pads, without seeming to care. Other people are affected by the cold, but not Spartacus or his comrades.
When cosplaying Misty in her Pokémonvideo, Lindsey Stirling and Kurt Schneider end up in a city covered with snow and the river frozen over, yet they are still only wearing T-shirts and shorts. The cold does not appear to affect them at all as they cheerfully run around.
Technically speaking, in Dungeons & Dragons 3rd Edition or Pathfinder, if you have cold resistance 10 (which is pretty easy to get), you're completely immune to any natural cold. Some players take advantage of this to have barbarians walking around the arctic in a loincloth. Also note the "Endure Elements" spell, which does the same thing, but only applies to weather.
The artwork for the Dark Sun setting, set on a desert planet, had pretty much everyone running around in loincloths and not much else. According to Word of God, one of the reasons they picked a warm climate for the setting (as opposed to, say, a frozen tundra) was to better justify the fanservice...except they apparently failed to distinguish between a humid warm climate (where it would indeed be appropriate to wear skimpy clothes) and an arid one (where it is very much not). Oops.
In Changeling: The Lost, one of their low-end magical powers allows them to be comfortable in any temperature, regardless of clothing or lack thereof.
This can potentially occur in any game that doesn't actually provide explicit rules for this kind of exposure (which, to be fair, actually is something of a special-case scenario in many campaigns where the environment isn't normally considered a major threat by default anyway unless the Game Master decides to make its hazards an explicit plot point), or in groups that decide not to use them even if they exist. In this case, it can be either an honest oversight or a conscious decision not to bother with modelling the game world at that level of detail.
A famous moment in the history of Broadway musicals was Mary Martin introducing Cole Porter's song "My Heart Belongs to Daddy" in Leave It to Me. As the chorus boys (of which Gene Kelly was one) danced around her, she stripped off a few articles of clothing. The backdrop for this scene (which was not strictly relevant to the drama) was the snow-covered Siberian steppes — the Irkutsk train station, to be precise.
At the end of In The Next Room, or the Vibrator Play, Catherine and Dr. Givings strip down and have sex in the snow.
Danger Girl for PlayStation uses this trope, then throws it in the player's face. First, the loading screen for the stage shows Abbey Chase in a slinky, extremely sheer evening gown, out in the snow. Then, right after the obvious Fanservice, she immediately begins complaining about the cold and taking damage, and the player has to very quickly find warm clothes before she freezes to death.
Final Fantasy VII avoided this: when you're approaching the Northern Crater through a snow-covered wasteland, you actually have to move quickly to avoid freezing, and as you climb the crater-wall, you're forced to frequently stop and work up some heat through exertion. If you bring Yuffie, the characters will actually comment on her poor choice of clothing when you reach the top of the crater. If you bring Tifa, she just spends the trip shivering and stammering about how cold it is. Tifa was a notable offender, particularly during her stay at the Great Glacier.
Final Fantasy IX provides a number of examples (such as walking blithely through a sandstorm without their faces covered), but has one aversion where Zidane walks through an icy cavern and into a blizzard in just his usual vest, and his posture changes to show that he's freezing. In fact, as a whole the game provides a subversion of the usually horrendously impractical clothing of Final Fantasy games. Out of the main cast, only Zidane and Amarant are badly dressed; all the other characters are completely covered up.
Final Fantasy X has all the characters undergo this, but with Kimahri it's especially noticeable, given that he's from the snow-capped mountain environment. And his entire tribe wears little more than loincloths. While this would be understandable given that his species has fur, he seems just as comfortable in tropical climates as snow-capped mountains, so...
Speaking of islands, Lulu's fur-trimmed leather dress can't possibly be comfortable on tropical Besaid where she lives. Considering that its revealing nature wouldn't keep her warm in cold climates either, this is Awesome but Impractical in action, folks. (Not that Final Fantasy clothes, save maybe the white mage from Final Fantasy I, have ever been practical.)
In Final Fantasy X-2, Kimahri does actually mention the "cold mountain winds", this being about the only reference to weather in either game.
And the official holder of the "Miss Beltskirt" title is Ashe of Final Fantasy XII. It's even bright red to draw the eye... but she suffers no ill effects in the frozen wastes of the Paramina Rift.
Balthier is the only one who could even remotely be considered to be dressing for the weather. Vaan and Basch both have open vests, Penelo's outfit leaves her arms and thighs bare, and Fran wears a metal bikini. Larsa is covered up, and even wears gloves, but he's only in the party temporarily.
Even worse: many of the characters are from a desert nation. It may seem reasonable to wear less clothing in a hot environment, but desert-dwellers know that what you really need is to cover up with loose robes. Tight clothing, like Balthier's, holds in the heat, and exposed skin risks severe sunburn; you'll loose more moisture to the sunburn than you would sweating in robes.
Vaan and Penelo have an excuse, being residents of Lowtown - literally a slum built underneath another city, shady but sweltering to the point one wonders how they stand wearing anything. The rest of the cast, who spend more than temporary forays to the surface, have no such excuse.
In Kingdom Hearts II, Sora climbs to the top of a mountain in The Land of Dragons wearing nothing but his drive clothing: A short-sleeved shirt, jacket and shorts. Taken to extremes in Donald's case, where all he wears is his hat and robe, but, notably, with no shoes.
Christmas Town also seems to play with this trope, but Sora wears vampire attire here (with a few modifications in the Final Mix version), which is a lot more suitable for cold weather than his normal attire. Though played straight with Donald and Goofy, who are respectively turned into a Mummy and a parody of Frankenstein's Monster; the Final Mix version fixed that by making them into a snowduck and "half-dog, half reindeer", respectively.
Kingdom Hearts 3D: Dream Drop Distance has an even more extreme example with the Snowgleam Wood in Symphony of Sorcery, which is a frozen lake surrounded with snow. It's exclusive to Riku, who wears a tank top and jeans in this game. What makes it more disturbing is that he can swim in the lake. Then again, they are in the Dream Worlds, where logic does not have to make sense, considering that Sora didn't need to use scuba gear or turn himself into a merman in Prankster's Paradise, and both boys weren'tevenhuman in The Grid. Not to mention Riku himself being a Spirit Dream Eater...
Averted in Neverwinter Nights: Hordes of the Underdark. No matter what you're wearing in chapter 3 you take cold damage. Also, Nathyrra has a particularly bad time with the cold, since she's lived all her life far enough underground that her environment was pretty warm.
Though all outfits in A Dance with Rogues are pretty stripperiffic, your character takes cold damage for wearing nothing or clothes defined as underwear while outside. Also, Pia complains about the cold at times.
In Star Trek Online, players on the Klingon faction playing female Orion characters (yes, the notorious 'green alien chicks') can run around on the most ice-covered, deep-frozen worlds in little more than a metal bikini & loincloth and suffer no ill effects.
Project I.G.I.: The protagonist is bare-headed and wears a navy blue jumpsuit in the first missions of the game. He continues to do so after the winter levels begin, eschewing both heat conservation and camouflage. In the first winter mission, Ekk believes he will die from exposure, and mentions on the radio to search for 10 minutes then no more.
Claire in Resident Evil: Code: Veronica is kidnapped and dumped in the Arctic with just a midriff-baring T-Shirt and jeans. You hear no complaints. Justified as she had no time to search for something warmer considering she had other things to worry about at the time. Lampshaded in the Battle Game. Claire's alternate mode features a stripperiffic outfit, and her idle animation involves rubbing her arms and jumping in place to get warm.
The original Tomb Raider. Lara wears khaki shorts and a T-shirt in the high Andes. And, in the second game, she wears khaki shorts and a… bomber jacket in Tibet.
In the third game and Legend she actually wears trousers and a coat in cold environments. And when replaying completed levels, Lara can wear any of the outfits she has previously unlocked, regardless of impracticality (although the skimpy swimsuit is not wearable outside of the house level, possibly due to a programmer oversight).
And again in the 2013 reboot. It's averted in the early part of the game where Lara must find shelter to make camp and wait out a storm, but later in the game she wanders around in a snowy area without a coat. Then the climax of the game takes place on a snow-capped mountain under gale force winds, while dressed only in her tank top and pants from the beginning (which by that point have suffered heavy Clothing Damage). Arguably justified, however, as Lara immediately notes that weather patterns on the island are not at all normal and something's seriously bizarre about the local climate. Also, the rest of her wardrobe is still in her cabin on the Endurance (Assuming it didn't go overboard), which she doesn't get back to until three-quarters of the way through the game - at which point she has more pressing concerns than seeing if any of her other outfits are more intact than the one she's wearing - so she doesn't have the option of wearing more environmentally practical outfits.
You can avert this trope by purchasing the DLC Aviatrix outfit, which dresses Lara in a bomber jacket.
At the beginning of Jak 3, Jak's clothing is way too warm for the desert environment he finds himself in. Logically, he overheats to dangerous levels; Damas later tells him his monks were ready to pray for him. His hair is cut off together with his shirt sleeves before he goes out again. In Real Life, Arabs are associated with those loose, billowy white robes because such clothes are by far the best things to wear in desert conditions (lightweight, breathes well, reflects heat, offers protection from the sun and sand).
Related to the above, another example is Annah of Planescape: Torment, who justifies her outfit by finding even room temperature to be uncomfortable (when she gets excited, her leather — let's face it — swimsuit starts to sizzle). At the same time she is very resistant to cold damage.
Averted in Tales of Eternia. When the party enters Ifrit's volcano, they don't have to change, but Undine's influence protects them from the heat (at the cost of Undine's own health, which is also implemented in the dungeon). When the party climbs Celsius' mountain as the spirit creates a bitter snowstorm over the entire surrounding countryside, they have to obtain winter gear beforehand, and their sprites even change on the mountain, though not in battle.
Lampshaded in Tales of Symphonia. If you equip your characters with their swimsuit titles in Flanoir, the NPCs there will comment on how freezing you must be. Played with another skit in which Sheena complains about the cold, to which Genis replies that she's not wearing much. She then points out that he's even more lightly dressed than she is, after which he really starts to feel the cold.
Subverted in Tales of Destiny: Attempting to enter a frozen river dungeon without the appropriate fur coats means you instantly freeze to death. Like Eternia, there is no physical change to the characters regardless of if their coats are on or not.
Played straight in Tales of Vesperia - Judith, the most stripperiffic character of the bunch, doesn't complain about the cold at all when you take her in. Everyone else only complains when you make Sorbet.
In Tales of Graces, Pascal doesn't mind at all when you go up to the icy northern area of the game, however Hubert does, even though he's more dressed for it. Pascal, however, complains about the heat when you take her into the desert area of the game. This is actually Fridge Brilliance - Hubert lives in a desert, and Pascal is actually from that frozen north area, so they're used to the heat and the col.
Lampshaded in Odin Sphere with the stripperiffic Velvet: merchants on Winterhorn Ridge greet her with, "A half-naked maiden, on this mountain?" and, "Wow... you came all the way up here dressed like that?" Also subverted, as your HP is constantly dropping and you need to periodically consume warming potions.
Dragon Quest VIII, possibly unintentionally, has the swimsuit for Jessica first available just before entering the game's version of the arctic. And since it changes her look in cutscenes, it makes one wonder why she isn't dead from frostbite yet.
Jedi Academy allows you to play as a female Twi'lek, with some of the outfits almost as stripperiffic as the one in the image up top (seriously, black vinyl bikini?), and this you wear in every single level in every single environment... except for in the Hoth level, where no matter what gender or species you play as, you wear the same gear the Rebels did way back in Episode V. (Which is appropriate, because you're going to the abandoned Echo Base.)
Played straight and subverted in Seiken Densetsu 3. Altena is located in a very cold, snowy area. However, its female mages wear dresses not designed for warmth. The game states that the queen of Altena keeps their home warm with magic. On the other hand, when their princess Angela escapes the castle wearing what looks like an orange leotard, she collapses from the cold. Lucky for her, some NPCs show up to help.
In Perfect Dark Zero Joanna Dark's outfit in a freezing cold snow covered mountain is torn jeans, a half jacket, and a half sweater that exposes her midriff.
In the original game, she wears her standard spysuit in cold climates, which one can assume is well insulated.
Played straight in most MMORPGs. In World of Warcraft, you can run around colder climates in your underwear and not be any worse off (besides lacking in stats). You can also take animal companions to any climate in the world, regardless of whether or not the creature is suited for it. (Reptiles on the north pole? Sure! Bears in the desert? Why not?!) For the record, Dungeons & Dragons does indeed address this issue for pet classes. That is, figure it out or your pet dies from exposure. However, armor models in Northrend are rather suitable for the climate, and you can't use flying mounts there until you learn how to fly in cold weather. Sadly, a few fans still bitched about the lack of skimpy armor. Perhaps they should take a trip to the north pole in their underwear themselves sometime... Arguably justified with the Dwarves. One of their racial bonuses is frost resistance, which would logically allow them to wear less in the cold.
World of Warcraft also has plenty of non-player examples. Particular standouts among these are the orcs, who have a tendency to wear very minimalistic armor, no matter whether they are in a desert or in a polar environment.
Hydromancer armor in Guild Wars stands out somewhat, as it provides cold resistance while being rather stripperiffic. This trope applies more generally also.
The Legend of Zelda: Majora's Mask deserves mention because even as Link is fine with no sleeves or pants in the snow while other characters will bundle up or shiver. Even Link will start to shiver and sneeze if he's left stationary, in both Majora's Mask and Ocarina of Time. Seeing as he runs everywhere, movement probably keeps him warm. Stopping on a mountain gets him cold real quick. He is also fully affected by the opposite and can't stay in extremely hot areas for long until he finds a protective tunic. How exactly a Palette Swap protects from heat is another question...
The main character of Lost Planet: Extreme Conditions wears clothing designed to resist hypothermia, and he only takes his mask off during cutscenes. Inverted in that there is a Lethal Lava Land level, and not only does he still wear the same clothing, you're constantly losing heat even while directly above a pit of boiling lava!
Sigma Star Saga is one of the "ignoring temperatures for Fanservice" examples. Scarlet is introduced on a planet that's covered in ice, but there and everywhere else she wears significantly less than would be expected of any normal human female. This also applies to Psyme, but for her it's semi-justified—most members of her species don't wear clothes in the normal sense.
Uncharted 2: After almost freezing to death in Tibet, Nate gets some winter apparel. Though he is still remarkably comfortable climbing icy, snowy walls and ledges without any gloves. His winter clothes are quite light and he doesn't wear any sort of head protection. Plus he keeps getting his pants wet in icy water and trodging through snow, causing snow to collect in huge amounts on his legs. Apparently Nate can wisecrack his way out of frostbite and gangrene.
In the first game, all party members wear covering armor that cannot be taken off, complete with sealed headgear for hostile environments. Come Mass Effect 2, all the party members have two costumes at best, and they are comfortable wearing nothing above the waist except for a mouthpiece to help them breathe... in near vacuum. Actually somewhat averted there too, since the only things you have to worry about in space are the radiation, micrometeorites, breathing, and that little issue of your eyeballs decompressing and basically exploding in slow motion. The later two can be fixed with a mouthpiece and some discreet goggles. It is also worth noting that most of the less covered characters are aliens or biotics (basically people with psychic powers who can make barriers). And everyone has a "kinetic barrier" that might also help.
Averted again in Mass Effect: On ice-world Noveria, quarian Tali will sometimes if spoken to remark "I'm wearing an environmental suit, and I'm still freezing." She's wearing a sealed, thermoregulatory suit. Interestingly, other teammates will merely express minor discomfort ("The sooner we get off this frozen world, the better" — Liara), and you can visit colder worlds on non-essential side missions wherein they don't say anything. The only other awareness raised to the environment is on the volcanic, lava-pooled planet Therum, where Garrus reminds you to keep hydrated and remarks how he thought his homeworld Palaven was hot. Again, you can visit hotter planets, including a Venus-like pressure cooker of a world.
There's also one planet that has chlorine gas enveloping all the lowlands. Which is apparently not an eye irritant in the Mass Effect universe.
Morrigan doesn't seem to mind wandering around on top of a mountain through caves carved into a glacier while wearing an improbablecobbled-togetheroutfit. Though in the CGI Sacred Ashes trailer she does grumble about having to "freeze to death while digging for the bones of a madwoman!" during said wandering-around-on-top-of-a-mountain quest.
Of course, if you remove the characters' armor, they will go around in their underwear. Other than obviously being more vulnerable to attacks, this does not hinder them at all, regardless of environment.
Used intentionally in Lunar 2: Eternal Blue to introduce the Mysterious Waif, Lucia. When a woman is standing naked in a blizzard and doesn't seem particularly bothered by it, it's safe to assume she's not an ordinary human.
Monster Hunter has various armors that provide protection from the elements due to set abilities, and charms can augment this protection. Practicality is another issue, however — the Loc Lac set leaves the head and arms exposed (the right arm is usually safer than the left if you're wielding a Sword and Shield), which is never a good idea in a desert town, and the Barioth set which protects against cold is skimpy enough to raise issues.
Tri Ultimate changes armor and armor abilities around. While the Ludroth armor is less than ideal for fiery foes, it provides much better coverage for its Negate Heat ability, and the same goes for the Plesioth armor, which is basically a wetsuit. The Lagombi armor, however, is not only resistant to Ice and Tundral cold by default, it also provides complete coverage, making it ideal for its chosen conditions.
Pokémon Diamond and Pearl gave us two new protagonists: Lucas, a guy with a t-shirt, jeans, and a backpack; and Dawn, a girl with a mini-dress that has an outrageously short length, boots, and a large handbag. They both have scarves and a Nice Hat. Why is this a big deal? Because an eighth of the game takes you through snow up to your neck and blizzards. Lampshaded by a girl in Snowpoint City who will exclaim "Eww! Aren't you cold with just that scarf?!"
To make matters worse, when Platinum rolled around, they altered the setting and the characters' wardrobes to be suited to a colder environment. Lucas got an overcoat, thicker pants, and a thicker scarf. What did Dawn get? Sleeves. No pants, no shorts, no more length to the skirt, just sleeves. Oh, and more snow to walk through. Have fun! (She did gain a coat though, but it's still open bottom.)
Gym Leader Candice has the shortest skirt of any character or NPC in the history of Pokemon and maybe even Nintendo as a whole. So, GameFreak made her live in the Slippy-Slidey Ice World, and even had her walk through waist-deep snow to let you into Snowpoint Temple after the player obtained the National Dex. It was lampshaded in more then one manga, where they either question her or she has a cold at least once.
Platinum gives us a short scene where we find Maylene visiting Candice at Snowpoint. Note that Maylene wears a Leotard of Power, some pants, is completely barefoot everywhere she goes, and the only way to Snowpoint City without flying is to march through a raging blizzard. She walked there and didn't notice a thing.
Pokémon Black and White: The female Player Character wears a sleeveless top and short-shorts, and seems perfectly fine during the winter season. Further driving the point home is how Cheren and Zinzolin, both much better dressed than she is for Cold Storage (which is exactly what it sounds like), won't stop complaining about how the environs are freezing their nuts off. Clearly, she's twice as tough they are, or her Plot Armor keeps her warm. Not to mention all the Cold Storage workers are wearing thick protective clothing, and at least one or two of them complain about the cold, too.
Also from Black and White, we have the seventh Gym Leader, Brycen. He uses Ice-type Pokémon, so naturally, his Gym has an icy floor and the gaps in the floor look a bit misty, implying that it should be fairly cold in there. Brycen is wearing a robe... But only about half a robe, for some reason, and yet he never complains about the temperature at all.
As the heroes of Age of Mythology trek through Scandinavia, Amanra, still wearing clothes fit for Egypt, hopes it will be warmer in Midgard.
The Harvest Moon series is guilty of this in nearly every game - the characters' outfits never change at all throughout the four seasons (which follow typical spring - warm; summer - hot; fall - cool; winter - cold fashion). The Wii installments Tree of Tranquility and Animal Parade, however, give each character separate spring/summer and fall/winter outfits.
Rob's standard outfit in 1080: White Storm is a thin wifebeater. Akari's alternate costume is a similarly thin belly top.
In Mount & Blade about a third of the map is permanently covered in snow. If you get into a battle in this area, neither you, your allies, or your enemies have any sort of wardrobe change. So if you're up against Looters, there's a good chance some of them will be running around in just their shorts, just as anywhere else on the map.
Nobody in Jade Empire seems at all troubled when they go to a mountain atop the Land of Howling Spirits, which is basically Tibet, despite Dawn Star's continuing pantslessness, Henpcked Hou's sleevelessness and Sky and the Black Whirlwind having open shirts, and depending on what character model you choose, the Spirit Monk can be severely lacking in skirt length or constantly shirtless. (The Black Whirlwind could be handwaved by noting that he's pretty fat and hairy, which would keep the heat in.)
In Rune, Ragnar goes through the icy regions of Hlora's Pass unscathed despite being naked from the waist up after goblins stole his equipment. He later steals some Viking armor from a mook once he makes his way into the stronghold.
Not as extreme as some examples, but take Cammy. Look at her usual outfit. Now look at her stage in Super Street Fighter II. It's got an aurora borealis going on, and while it's not covered in snow or anything like that, it has a late fall look to it at best.
Ryu's stage in Street Fighter Alpha 2 takes place on a snowy mountain, and he fights there wearing nothing but the karate gi on his back.
The last two stages from Street Fighter X Tekken are explicitly in the Antarctic (one in a speeding vehicle with an open rear hatch, the other out in the snow). None of the characters bother with a coat (tosaytheleast), and roughly a fourth are not even wearing shoes. A cutscene for the Play Station Vita version plays with it: the vast majority of the characters play it straight, except for Blanka. Following behind Sakura (in her usual uniform), Blanka is wrapped up in several scarves like a mummy, and is freezing his ass off.
Any of the Darkstalkers when fighting in the snowy stages of Bishamon or Sasquatch. Most extreme cases being Felicia and Morrigan, who barely wear anything yet can fight in arctic conditions regardless.
A huge number of the characters in Batman: Arkham City, both men and women. The male thugs will at least complain about it.
In The Elder Scrolls V: Skyrim, some higher and/or further north areas have ice everywhere and heavy snowfall, including two of the main cities, but nobody freezes, even if not wearing any clothes or armour at all. Some NPCs will point out if you are underdressed for the temperature though.
"Ysmir's beard, you're going to freeze to death!"
Justified by the game mechanics for a Nord main character and Nord NPCs; all Nords have resistance to frost damage. Which you're going to need if you're going to run around in a snowstorm without a shirt.
League of Legends has four champions from the frozen northern regions, only one of whom is "dressed" sensibly for the climate — the armored polar bear. Ashe has a cloak, leather armor, exposed skin, and tights. Tryndamere fights shirtless. Sejuani wears metal shoulderpads, a metal thong, a bra. Sejuani's case is explained as a form of Macho Masochism. Both Ashe and Sejuani also have some control over ice magic, which might make this less suicidal. Ashe and Tryndamere are explained away as being from more Southern regions of the Northern areas, while Sejuani has since been visually updated to wear full armor. Her designer went on to explain her art was finalized and passed to the devs before he was given the memo about being from Freljord, or she would have been more covered in the first place.
In Chrono Trigger, none of the party is particularly geared for the elements. However, Ayla, in a fur bikini, and Marle, in a tank top and sandals, suffer the most from it. Amusingly, the cover art depicts a snowy battle were Crono wears a cloak over his clothes and Marle is dressed in boots and a heavy coat.
Two of the dive locations of Blue World are the Arctic and the Antarctic. There is a handwave about body gel that helps with cold weather, and special air tanks or something, but no mention of a dry suit. And considering the character's costume can be changed to a bikini, you *could* go diving in those places in a bikini.
In Xenoblade, some members of the party complain about how cold it is upon entering Valak Mountain, but won't suffer any ill effects from it. One might think there would be some warmer looking armor sets to be found there, but it's actually the complete opposite, as you can loot swimsuits that are said to be designed for cold weather use.
The Dead or Alive series has winter stages in each title and several of the outfits don't cover up much: some male characters have no shirts for their fighting outfits such as Jann Lee, and the girls all have at least one costume that's skimpy or otherwise weather inefficient, and in some of them such as Ultimate 2 and 5 they have swimsuits.
Lampshaded in Diablo III if the player as a barbarian woman takes the desert enchantress Eirena to the chilly north:
Eirena: I fear my dress is not particularly appropriate here. Hero: Or anywhere else. Eirena: Whatever do you mean?
Snow Town from BlazBlue: Chrono Phantasma is exactly what it sounds like - a small snow-covered village at the base of the Hierarchical City of Akitsu. Among the highlights are a small group of penguin beastkin playing with each other and dressed in full coats to keep warm. Not one of the player characters changes their attire for fighting here - not Bang or Azrael with their bare chests, nor Noel or Platinum with their miniskirts. Not even Makoto, with the most bare skin of the entire cast, gives two shits about the early February cold.
Spike, the protagonist of Ape Escape travels to 3 separate areas in the ice age wearing just a T-shirt and shorts. This is the COLDEST TIME IN THE HISTORY OF EARTH, and he's fine as long as he stays out of the water.....in the first level. For some reason the water in the next two areas is swimmable. Ironically enough, most of the monkeys in the area actually trade in their standard pants for a snowsuit. The protagonists of later games follow suit, and the monkeys ditch the snowsuits as well, sticking to just pants. One ape from 3 actually LOST his pants in a windstorm, but still tries to fight you.
Rotty: Er . . . you don't have any warmer clothes, do you? Shantae: Why would anyone want to wear warm clothes?
Averted in Ninokuni where Ollie and friends are quick to obtain some heavy winter coats when their travels take them to the colder regions of the world, and will automatically don the coats anytime you revisit.
Lampshaded in Arc the Lad: Twilight of the Spirits. Early in the game, Arc, Paulette, and Maru climb a snow-covered mountain. Maru, who is wearing nothing but a mask, a pair of shorts, and shoes, immediately complains about how cold it is. Paulette then points out how anyone would be cold if they were dressed like that. Paulette is at least dressed sensibly. Played straight with other characters - Kharg wears short sleeves and shorts, and doesn't complain about the cold at all, and neither does Gantz (Who wears a coat with the sleeves tied up around his waist, and otherwise is wearing a wifebeater) if you take him into the cold. The characters also never complain about the heat in a Volcano.
Averted in Starbound. A major reason why going outside at night is a bad idea is simply that it's cold at night, and the cold can cause you to take damage and die if you're not wearing appropriate clothing. The same issue also makes it difficult for you to explore some types of planets without wearing appropriate clothing.
For a male example, Oran in Broken Saintstakes off his shirt in the desert at night. To clarify in case one suffers from The Coconut Effect (deserts are hot, right?): at nighttime, the temperature in a desert drops significantly - it can easily be around zero degrees centigrade. Definitely not a good time to go shirtless.
Ozy in Ozy and Milliesometimes combats the winter weather by putting on a jumper. Which sounds like an aversion, until you take into account that he still doesn't bother with pants. Then again, he is an arctic fox.
Spectacularly mocked (in conjunction with stripperiffic female outfits) in RPG World. Cherry and Diane complain about the cold as they cross a snowy mountain. Hero sympathizes, because he's wearing short sleeves. Close-up of Cherry (in her shorts and sleeveless shirt) and Diane (in her quipao/cocktail dress thing) shivering.
Lampshaded and parodied on this fake box art for The Frozen Funds expansion of the fictional "MMORGYPOO" Years of Yarncraft from Sluggy Freelance, which shows a scantly-clad Rose Elf wearing little more than a cloak that literally says, "This is my winter armor! Am I NUTS?" The expansion apparently also introduces the "Nude Elves".
"OK, I'm about to commit a felony by breaking and entering... I have no moral qualms about that... and the fact that I'm dangling from a rope 200 feet above the ground doesn't bother me... but wearing this outfit while working outside in November... whoever thought that this was a good idea needs to have his frickin' head smacked."
In El Goonish Shive, this gets lampshaded when Cheerleadra, a superheroine with enhanced durability, is seen wearing her usual skimpy outfit during a snowstorm. It's a bit of a running gag that this character doesn't understand her powers very well (even though they technically came with a manual) and keeps surprising herself.
This strip of Two Guys and Guy. Both Guy and Wayne are acting like it's summer despite it clearly being winter. This includes inappropriate attire like Guy wearing a bikini top and sunglasses or Wayne without a shirt and in swim trunks. They're even having a barbecue outside while it's snowing.
Bomango: Andy and Hector made a bet on a football game that if they lose, they'd shovel snow for the one person unaffected by the cold. Naturally, they lost. And to rub it in their faces even further, she is lounging around in the cold in nothing but a bikini, telling them to fetch her a drink and calling them "snow-slave".
Gloriana of the Whateley Universe wears her superhero costume in the middle of winter in Boston and finds this out the hard way. Plus, she left her cape at home because it was too bulky to hide in a purse.
Sokka and Katara have furs for the cold weather, but Aang appears to suffice with a light suit/robe in the South Pole. Apparently all of the Air Nomads are fine wearing that much even though they all live on mountains. In Avatar Extras, it's revealed that Aang knows a special breathing technique that keeps him warm while he's sleeping.
Averted and justified with Zuko. In the first season finale, he covers himself head to toe in protective gear, and is able to survive swimming in freezing waters due to a special breath technique that allows him to breath fire. However, he is in very real danger of freezing to death the whole time, which prompts Aang to take him with them after he gets knocked unconscious. Two seasons later, he gets stuffed in a "cooler" (a cross between a solitary confinement cell and a freezer) and uses the "breath of fire" technique to keep himself warm.
Averted in Justice League Unlimited episode "The Balance". Upon entering the center of Tartarus, which is frozen, Hawkgirl begins complaining about the temperature and becomes very irritated when she learns that Wonder Woman's "armor" magically shields her from the cold.
Averted in Teen Titans. When the team goes to Siberia on a mission, most of them wear modified costumes suited for cold weather, such as Raven's fur-trimmed cloak. The only exceptions are Starfire, who isn't bothered by cold (at least until a heavy snowstorm takes its toll), and Beast Boy, who quickly regrets the decision and takes various animal forms to avoid freezing. The locals draw attention to Starfire's outfit rather quickly, but for different reasons.
Averted somewhat. After New Thundera reforms, they get snowsuits for when they're travelling in winter areas. And the first time we meet Snowman of Hook Mountain, Lion-O has a cape to billow dramatically around his bare legs and arms, but when the other ThunderCats show up all of them are dressed in their normal uniforms.
On Thundera, they didn't wear anything except for utility or mark of office. During the voyage to Third Earth, Jaga was explaining to them how on this hostile new world they were going to have to wear clothes to deal with the environment (of course, that depends on your definition of clothes). Apparently life was so good on Thundera, it was Crystal Spires and Togas minus the togas.
Averted in Conan The Adventurer of all places. Although they all suffer from Limited Wardrobe, everybody has a cold outfit they switch to when climbing mountains, or journeying north. Conan goes from his trademark loin cloth to being covered from head to toe in fur.
The Gargoyles wander around in all climates in those handsome barbarian shorts. Goliath actually says that cold does not bother them early in the series, although in a later episode a different one complains about the cold. Maybe he just can't get as many updrafts.
Elisa nearly freezes to death on the "world tour", when their open skiff emerges from Avalon in Norway, and they need to move fast to get her to shelter and warm clothes.
The girls of Winx Club traipse through the dead, blizzard-y galaxy of Sparks/Domino in their skimpy fairy outfits To be fair, they are wearing magical cold-weather suits, which may have carried their protection against the elements when the girls transformed. Their class also went on a hiking expedition in a swamp in school-issued hiking uniforms consisting of short-shorts.
Averted in Season Four, when the Winx are given their Lovix forms specifically to keep them from freezing to death while inside Aurora's flying glacier fortress. Unfortunately, Roxy doesn't have access to that form, and almost freezes to death before one of the Earth fairies casts a spell that keeps her warm. Which is weird, since Roxy is at the same power stage that the Winx were when they went to Domino/Sparx in the first season (the basic first form), as are all the generic Earth "warrior" fairies that seem to be perfectly fine walking around a giant chunk of ice.
They do go back to this trope when they go to the Omega Dimension (which is basically an ice dimension where the prisoners are frozen alive; the fact that it's ice is how Icy freed herself, Darcy, Stormy, and Valtar in the beginning of Season 3) chasing the Wizards of the Black Circle in the finale. They are back to their Believix forms, which are not cold-resistant (which was supposedly the whole reason they needed the Lovix forms in the first place).
A one-time character in an episode of American Dad! is a cheerleader in a outfit asking Steve why he stopped rummaging her trash. Note how the rest of characters are dressed for winter but not her.
Inverted in one episode of The Boondocks, where Huey continues wearing heavy winter gear in the middle of an unexpected heat-wave during winter. He doesn't seem too concerned about the heat, but everyone else keeps asking him why he's still wearing all those layers.
In the episode "Cold Warriors" when the characters go ice fishing, Amy wears a parka that exposes her belly button (just like her default outfit).
Played with in "Birdbot of Icecatraz", where Leela wears a parka on Pluto along with the rest of its human inhabitants. Seems reasonable, until she mentions that it's below absolute zero outside, taking windchill into account.
Frequently inverted in South Park. The kids are wearing winter outfits most of the time, even in such places as sub-Saharan Africa, the tropical rainforest, and Afghanistan. It was even lampshaded when one member of the Make-A-Wish Foundation asked Kenny if it was hot under his parka.
Inverted in Ben 10: Omniverse. Esther, a half-human member of her species (who are based around an element other than carbon and require extremely high temperatures to survive), is the only member of her community who can bear to walk around in a heat wave (though she still has to wear a parka, mind) because her half-blood status relegates the extreme heat to being "a little nippy". The other members of her species live around a giant furnace underground, and their plan involves breaking open the crust of the Earth and letting lava flow onto the surface so they can take over Bellwood without freezing to death.
Inverted to the extreme in the Tinker Bell movie Secret of the Wings. Tink has to wear cold weather clothes to enter Winter without having her wings tear, and she needs to build a device that keeps the air cold in order for Periwinkle so that she can follow her into Spring without suffering the same fate.
NFL Cheerleaders often wildly underdress for a sport that is played outdoors in fall. ESPN.com columnist Gregg Easterbook thinks this helps teams win, and gleefully points out when cheerleaders dress warmly and the home team subsequently loses. He also complains when coaches overdress as well.
Track and field athletes always wear relatively short clothing, and are always subject to the climate (except on indoors tournaments) - so much that strong winds both invalide new world records that might be set and hinder certain performances (not that the audience cares - when Brazilian pole vaulter Fabiana Murer gave up her last attempt on the 2012 Olympic Games blaming on the wind, jokes and complaints ensued as they felt it was a Lame Excuse). However, running full speed increases your metabolism to ten times its normal rate, mitigating the heat loss from wearing so little in the cold.
Sports Illustrated's 2013 Swimsuit Issue had Kate Upton do a photo shoot in Antarctica. While in the magazine she's all smiles, Kate said that she was freezing her ass off the whole time. The cold was so extreme her eyesight and hearing began to be impaired, and that's with breaks to warm up after just a minute of shooting. This is actually a common occupational hazard for models. Advertisements and catalogs are typically shot in the opposite season, so a model is going to be wearing a swimsuit in the dead of winter and a thick coat in the middle of summer. Pretending to be happy and comfortable is part of the job description, and models frolicking in freezing water in an itty-bitty bikini are typically told to "think warm".
Marilyn Monroe performed to American troops in Korea in 1954, where she wore a sexy, strapless dress despite the freezing cold.
In 2009, Kristina Addington, a PETA protester, and several other girls stood nearly naked on a street corner in Edmonton in -15 degree temperatures holding paper signs that read "Only Animals Should Wear Fur".
Destinys Child's Music Video for "Survivor" was shot in Fiji during a cold snap. The Making the Video special humorously showed the girls freezing in the water and on the beach as they pranced about in shipwrecked clothing.
In any part of the world where the snow flies in the winter, you are guaranteed to find young women going clubbing in skimpy evening wear despite the cold. To be fair, in most cases the longest they spend outside is walking from their car to the club; hopefully they don't suffer a flat or breakdown.
Many places in the United States and Europe host "Polar Bear Plunges" every New Year's Day, in which people strip down to bathing suits and jump into an icy lake or ocean.
While not at the levels of anything above, some people do have the ability to resist cold temperatures, leading to them walking around in what would normally be heavy clothing weather for the locals wearing a t-shirt and shorts and feeling little to no effect despite living in the area all their life.
In a similar vein, it's possible to get used to extreme temperatures, given time. In Arizona, for example, it's often joked that you can tell someone is from out-of-state by the fact that they refuse to go outside in the summer while everyone else is out and about. For context, summers in Arizona regularly exceed one hundred degrees Fahrenheit.
Some mammals adapted to cold conditions, such as llamas and alpacas, have large bald patches on their underbellies to allow them to shed excess heat when they're running. When they're staying put and not in danger of overheating, they shield these patches from extreme cold by curling up or lying with their legs folded between their bare skin and the ground.