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Financial Test of Friendship

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With wealthy parents, there are always offspring who have never known a life other than privilege and extravagance. Then one day, the money is gone due to misfortune and suddenly they find themselves without money and their home is claimed as assets to pay off the debt, likely with most of their personal possessions.

Fortunately, they have a kind friend who is willing to look out for them in this time of hardship, proving that their relationship was never based on the perks of having a rich associate.

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Interclass Friendships are the most common examples involved in this situation. The friend's actions can be considered a demonstration of Undying Loyalty.

The money is usually restored by the end of the episode. Expect Broke Episode plots to result from this scenario.


Examples:

Comic Books

  • In one old Batman comic, Bruce Wayne loses his fortune. Alfred sticks around despite being unemployed at this point and even mows lawns and gives the money to his former employer.

Literature

  • In the Monk Tie-In Novel Mr Monk Is Cleaned Out, Monk loses all of his savings in a massive Ponzi scam at the same time as being laid off by the police department, meaning he's unable to afford Natalie's services. While Natalie admits that at some point she may have to leave Monk to fend for himself due to needing to support herself and her daughter, she tries multiple times to get herself and Monk employed somewhere else and quits more than one job in solidarity after her former boss/friend gets fired.
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Live-Action TV

  • Jessie: When the Ross' assets are frozen due to a tax accounting error, despite the fact she is no longer being paid to look after her charges, Jessie chooses to stay with the children during this crisis. Tony allows them to live in his apartment until the error is resolved.
  • A rare example of this trope being used as backstory rather than as a Status Quo Is God situation is Mortal Kombat: Conquest. When The Baron dies, Siro effectively loses his job as the Baron's bodyguard. Kung Lao lets Siro stay at the Trading Post to run the Trading Post with him and Taja, since the three of them became friends during the events of the first episode.
  • The Suite Life of Zack and Cody: Mr Tipton invests all of his money in a diamond mine that doesn't have any diamonds. When London's presidential suite and her valuable assets are seized by the bank as partial payment of the debt incurred, Maddie invites London to stay with her family. At the end of the episode, the mine yields a massive oil reserve and the Tipton fortune is restored.
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Western Animation

  • DuckTales (1987). Repeated several times in the original series of Duck Tales, with many episodes occurring where Scrooge temporarily loses all his money. His staff (Duckworth, Mrs Beakley and Launchpad) all remain loyal to Scrooge despite him being unable to pay for their employment and often help him solve the dilemma needed to regain his fortune.
  • In The Simpsons episode "The Old Man and Lisa", bad investments cause Mr Burns to temporarily lose all his money and be thrown out of his mansion. His right hand man, Smithers tells him his best immediate action is to move in with him, even continuing to dote over him and refer to him formally as "Sir" despite Lenny now being his employer and Burns essentially being Smithers' lodger without rent pay.
  • In the episode "Down and Out in the Teen Club" of Beverly Hills Teens, Tara becomes penniless after a relative claims her parents' fortune. She is forced to take a job at the Teen Club, thereby ending up serving her friends. All of them are sympathetic to her plight except, of course, Bianca, who goes out of her way to add to Tara's humiliation by being a snotty customer. But Tara's friends have her back and set up a plan to make Bianca think she's penniless too. When the plan is revealed, Bianca is anything but understanding and threatens to get Tara fired, only for Tara to then get a call that the relative was a fake and her family's money is secure. Her friends are delighted, while Bianca acts like nothing happened now that Tara is a peer again.
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