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Characters / PAYDAY 2 Spoiler Characters

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Spoiler Characters

Characters in PAYDAY 2 that are too spoiler-heavy for the main pages. These characters will be listed in order of their introduction. All spoilers below are unmarked, so be warned!

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    In General 
  • Walking Spoiler:
    • The Rat happens to be none other than Hector, which is a huge surprise.
    • Trying to talking about Kataru reveals that Bain has been kidnapped by them, and that's just the tip of the iceberg.
    • It is hard to talk about Kento without revealing that he is a mercenary working for Murkywater.
    • The Nephilim playing a role in the Shacklethorne heist and supposedly killing the original Lindenhurst is one thing. Them actually existing is another thing.
    • Both SkepticGuy and Rachel are centred around investigating matters related to the Kataru, though they don't exactly know of the Kataru themselves.
    • The 46th President of the United States happens to be the Reincarnation of Bain.

    The Rat 

Hector Morales

The one who ratted old Hoxton to the Feds, and is selling information on the rest of the PAYDAY gang to the FBI. The gang eventually hunt him down in the Hoxton Revenge heist and kill him.

  • Death by Irony: If the player opens the door during stealth, Hector will comment on how he's finally glad to get some fresh air. Once that door opens...
  • Defiant to the End: Should the player go loud on Hoxton Revenge, Hector will mock you through the vault door as you drill it open, and when it does finally open will be wearing an ICTV and will fight back with an automatic shotgun.
  • Foreshadowing: All of Hector's contracts contain clues to the fact that he is The Mole.
    • In the first day of Watchdogs the meat truck containing the cocaine and the crew is surrounded right away.
    • On Day 1 of the Rats job, police found the drug lab very quickly but only moved in when the PAYDAY gang arrived.
    • In Firestarter day 1, the FBI moves in as soon as you move to secure the weapons. Day 3 of the same heist has Hector telling you to record yourselves burning the blood money so that the Mendozas can see with their own eyes. It is possible the same tape was used by the FBI to build up evidence against the PAYDAY crew.
    • Hector having no known criminal history is another red flag most people would have overlooked, making him a perfect mole for the FBI to use.
    • Bain notes that Hector is powerful enough to make any member of the crew disappear. Sure enough this is what happened to Hox when his FBI handler demanded a head, and what he was planning to do to the entire crew once Hox breaks out.
    • Hector was the only contractor to not have additional heists available post-release (Vlad has the Xmas Heist and The Elephant had Election Day). Hector likely went into hiding due to Hoxton's potential breakout.
  • The Mole: Gave Hoxton to the FBI. During the heist to silence Hector, you can find various pictures of jobs that the crew took on and a list of nearly every contact that the gang worked for. Stealing the evidence back to sabotage the case against the PAYDAY gang is a further objective during the heist.
  • Smug Snake: While he treats the Payday gang amicably during their undercover stint, he are very abrasive when talking with their FBI handler, who is technically on their side. He drops all pretenses of kindness and civility when he realizes Bain and Hoxton is on to him.
  • Tempting Fate: This gem of a voice recording between his handler and Hector concerning setting up the Watchdogs job as a trap for the Payday gang..
    "Don't worry, relax! We'll have them completely surrounded. What are they gonna do, fight their way out?"
  • The Stool Pigeon: He was caught by the FBI, presumably sometime between the first game and second game, and was offered a lighter punishment if he spilt the beans about the PAYDAY crew. When the FBI gets raided by Hoxton and his crew to find out who the rat is, the authorities move Hector to a safe house guarded by the FBI since they need him alive in order for them to keep tabs on the gang.
  • What the Hell, Hero?: One of the FBI tapes had him deliver this to his handler for failing to stop the ambush at headquarters, leading to a minor Villainous Breakdown.
  • Xanatos Gambit: Despite being caught by the FBI, Hector attempts to manipulate the situation to benefit him no matter how it pans out. Hector wants a reduced sentence, which means trying to rat out the PAYDAY crew, and he also wants to get rid of the Mendozas, who he has a personal vendetta against and has the crew kill them for him; if he can get the crew captured by the FBI, then he won't spend much time in jail. If the crew can eliminate the Mendozas, then his vendetta against his rivals is fulfilled. What Hector didn't count on was the PAYDAY gang breaking out Hoxton and then raiding the FBI HQ for intel on the informant, which they eventually use to track Hector down.

A mysterious secret society that, according to Duke, has been around for millennia.

They are actively conspiring with Solomon Garrett to sabotage the PAYDAY Gang. At the end of the Reservoir Dogs Heist, Bain was captured through unknown means, something Kataru is taking responsibility for and using as a bargaining chip with Garrett. Currently, they are looking to exchange Bain at the cost of looking into the arrest of The Elephant, after their antics caught the eye of Garrett.

Their members communicate exclusively using cuneiform and a number of ciphers that can only be decrypted through an application called MUDUTU, which has a clunky interface for good measure.

  • Ancient Conspiracy: They have had their grip on the (under)world for thousands and thousands of years, and it all started when three kings form an alliance to "rule the world". They're apparently the cream of the crop when it comes to ancient conspiracies, going by Duke's comparisons; the Freemasons and Illuminati are referred to as "overenthusiastic amateurs" in comparison. Still, they are apparently not doing too well in the last century, comparatively speaking.
  • The Bad Guy Wins: In the bad ending, while the PAYDAY gang got their pardons and retired for good, the Kataru were successful in killing Bain, and they are still at large alongside both the Dentist and Murkywater.
    • Averted in the secret ending, in which the Dentist is killed, Murkywater filed for bankruptcy, and Bain is reincarnated as the President. With Garrett at Bain's hand, it is unlikely the Kataru ever continue their under the radar ways.
    • There is also a theory where in the present day, the Kataru that controls the law and Murkywater is the Dentist. With the death of the Dentist, the Kataru is ceased as a whole.
  • Early-Bird Cameo: Locke mentions a mysterious and unknown organization out to destroy the PAYDAY gang during the briefing of Heat Street job.
  • Enemy Civil War: There are hints that the present-day Kataru aren't quite as cohesive as they used to be, and some power struggles have been happening ever since the start of the 19th century during an event involving the Burning of the White House, getting worse since then; it is implied that part of why you're even able to recover some artifacts and strike back is because rogue agents and counter-purpose intrigues within their organization left the Payday gang enough of an opening. It is implied that Duke was one.
  • Good Is Not Nice: Along with the rest of the FBI's allies. Specifically, they don't seem to care that Bain's health appears to be deteriorating, and is being somewhat obstructive in their alliance with Garrett.
    • Additionally, the fact that the price for their services is arresting the Elephant - something that could easily put the exchange of Bain into serious jeopardy.
  • Greater-Scope Villain: Currently the greatest threat the gang are to face, given their actions. There are also several hints that Hoxton's greatest fear, that of a second traitor, are completely validated thanks to them.
  • Meaningful Name: The organization's name comes from an ancient Sumerian for "alliance".
  • The Illuminati: In Duke's own words, Kataru make the Illuminati look like "enthusiastic amateurs."
  • The Mole: Hoxton's hallucinations in Prison Nightmare and several other cryptic hints, plus the fact that they emerged with the Reservoir Dogs tie-in suggests they may have successfully infiltrated the gang.

Portrayed by: TBA
A Conspiracy Theorist who runs a blog site called, which served as the Framing Device for Spring Break 2018. He dedicated himself to investigating the FBI's involvement with Murkywater and the Kataru.

Jiro's missing son. The two have been separated for nearly their whole life after Jiro was betrayed, and so the latter went to the US in hopes that Bain would be able to help find him. Despite much, much searching, Jiro has never been able to find him.

In reality, Kento joined Murkywater and actively participates in the bizarre experiments at Henry's Rock. He is spotted as an otherwise nameless soldier standing guard in front of a bulletproof room showcasing Bain's Cold-Blooded Torture at the hands of a disturbingly Dentist-like figure. Since this revelation, Jiro can no longer be interacted with in the safehouse.

  • Area 51: Kento can be found in the corridor to the final area of Henry's Rock, looking upon you from a bulletproof glass encased room.
  • Ancient Conspiracy: He is connected somehow to Kataru and Murkywater, we just don't know the extent of the relationship yet.
  • Being Watched: Specifically, Kento watches the crew leave the Henry's Rock facility.
  • Betrayal by Offspring: Jiro finds out that the nameless soldier that guards a room showing the Dentist torturing Bain is none other than his son.
  • Dummied Out: He has dogtags placed inside his model revealing that the otherwise fearless soldier is indeed Kento.
  • I Was Never Here: Acts this way, despite not saying a word of dialogue.
  • Killed Off for Real: The final victim of Bain's rampage in the Hell's Island.
  • Secret Government Warehouse: Henry's Rock is a Black Site where he resides, until forced to leave due to the crews raid of the facility.
  • Televised Torture: Stands in front of a monitor showing the Dentist and an interrogated Bain.
  • The Voiceless: He does not speak in either of his appearances.
  • We Hardly Knew Ye: He is first seen in Henry's Rock, watching as the PAYDAY Gang leave the facility, and is later strangled to death by Bain in Hell's Island.

    The Nephilim 
Giants that have a basis in Christian mythology, they have had a significant yet unknown impact on human history. Whenever they show up, ruin follows.

  • Abusive Precursors: Almost every time one of them is recorded, something gets ruined. The ill-fated Shacklethorne expedition and the burning of the White House are good examples. They also don't care for the wellbeing of humans, showcased in one of them ripping August Lindenhurst's heart out.
  • Ancient Conspiracy: They're the center of one spanning across the globe. Specifically, they're connected to Mesoamerican, Egyptian, and Sumerian civilizations and potentially even R'lyeh.
  • Humanoid Abomination: They're giants with elongated skulls. Their silhouettes reveal that they have ragged torn skin and elongated nails.
  • Jump Scare: If you head out the back of the mansion to the stairs during the Shacklethorne Auction job, there is a chance that the silhouette of a particularly huge Nephilim will show up for a second in front of a flash of lightning.
  • Your Size May Vary: Due to either artistic license, misinterpreting data or Nephilim just being variable in size, just how gigantic they are can vary. They seem to go from merely inhumanly tall to Kaiju-sized and anything in-between.

     August Lindenhurst 
"So, we finally know what happened to the real Lindenhurst. Can't say it puts me at ease, I mean...imagine if I had known all of these things when I was younger."

One of the passengers who died on the Shacklethorne Antarctic expedition in the early 20th century, possibly being killed by a Nephilim. His corpse is put up on display in the mansion the Shacklethorne Auction heist takes place in. He is implied to have been an ancestor of Duke, given how his name is used as the latter's alias.

  • Ancient Conspiracy: The Shacklethorne expedition was "doomed from the start", as the Elephant puts it, by a Kataru member's presence, and Lindenhurst himself is implied to have been killed by a Nephilim.
  • Cruel and Unusual Death: Whatever it was that killed him in the end (be it a Nephilim or otherwise), it did so by tearing his heart from his chest.
  • Posthumous Character: Died in the Shacklethorne expedition a century before the game's events.

     Rachel Riggs 
Portrayed by: TBA
A reporter and anchor for CNM News, whose journalistic efforts serve as a Framing Device for the game's final event, Breaking News. Like SkepticGuy, she is working to uncover the truth behind the Dentist and Murkywater's motives.

  • Alternate Reality Game: The Breaking News microsite contains several of Rachel's news reports, as well as audio logs relating to her investigation.
  • Cassandra Truth: Her co-workers reject all of her theories relating to the Dentist and his political connections - though she turned out to be right in the end.
  • Conspiracy Theorist: To nowhere near the same extent as SkepticGuy, but she is adamant throughout the event that something very shady is afoot, and is willing to go to great lengths to make sense of it all.

     The 46th President
"We must leave these trying ordeals behind us and follow our forebearers to make this country not one, or two, but three times as strong for future generations so that when we go to bed at night, each and every citizen of this great nation will have earned their pay."
Portrayed by: John de Lancie

The 46th President, who happens to be sworn in after the death of the 45th president, he seems strangely familiar...

  • The Bad Guy Wins: Since the President is a reincarnation of Bain, there is almost no way to stop him now since the PAYDAY Gang was pardoned.
  • President Evil: Naturally, considering that he is the reincarnation of Bain.
  • Reincarnation: Of Bain. Nice to see that the Ark of the Watcher is put to good use.
  • Wham Line: "America... Let's do this!"

Example of: