A Cash Gate is a character or other obstacle that makes you collect a certain (very large) amount of Global Currency before you can move on with the story. The point of such assignment is to make sidequesting and exploration your main quest for a while. The difference between Twenty Bear Asses/Fetch Quest and this trope is that you only get bear asses from a certain source (e.g. slain bears), while money can be raised through any number of activities, giving you a much greater degree of freedom and diversity in gameplay. Additionally, having that much money at one time may put you into the dilemma of whether to advance the plot or to buy that Infinity–1 Sword lying on the shelf... and then spend many more hours raising the money all over again. Upon completing the quest, your money may or may not be Lost Forever. Compare Fame Gate, Beef Gate, and You Require More Vespene Gas.
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- At certain points in Epic Mickey, you need to collect enough power sparks to open up projector screens to the next part of the main game.
- Star Fox Adventures:
- The shop mixes this with standard plot advancement by selling items necessary to continue the adventure for large quantities of scarabs, each of which requires a larger capacity than Fox originally has. He gets the larger scarab bags while going through the plot normally.
- The game also features Bribe Claws, bad guy dinosaurs who will let you pass only if you pay them enough scarabs. However, there are only two in the entire game, you only have to pay them once, and you can completely avoid paying the second one thanks to a nearby rocket boost.
- You must also pay a fee to open the gate in Light Foot Village that leads to Cape Claw.
- In Psychonauts, you must purchase a divining rod which allows you to find hidden caches of arrow heads, which in turn allows you to buy a mental cobweb remover, which you need to complete the level which will take you to the second half of the game.
- The Legend of Zelda:
- In The Legend of Zelda: The Wind Waker, you may not proceed to the final dungeon until you have paid exactly 3184 rupees to Tingle for him to decipher the charts showing where to find the sunken Triforce pieces.
- A early example used in A Link To the Past when you have to pay 10 rupees to the monkey to accompany you (as long as you don't get hit) and another 100 to open the first Dark World dungeon's door. You also need to collect at least 500 rupees before that to be able to buy Zora's Flippers.
- The Legend of Zelda: Link's Awakening requires you to buy the bow for 980 rupees. Or you can steal it, if you don't mind never being able to return to the shop and the subsequent scarcity of arrows and bombs, being killed if you try to enter the shop again, and being called Thief by the entire cast of characters permanently.
- Given that The Legend of Zelda: A Link Between Worlds puts a bit more emphasis on Rupee collecting than usual, it shouldn't be a surprise that there's a couple of these.
- Castlevania: Chronicles of Sorrow has a variant. It is not required to progress through the game, but there are three rooms that require the last three digits of your money to be a certain value (eg. 666) in order for them to open. Castlevania: Portrait of Ruin uses this for a couple of the subquests too, but in this case you don't get any more map space for it, but quest rewards.
- An Untitled Story features gates that can only be opened by giving crystals to a man in a toll booth nearby. The reason these gates exist is to force the player character to hatch (the player can't communicate with most NPCs until they hatch).
- The Toy department in Stage 4 of Illbleed requires you to have a set amount of cash with you to enter. It's probably to make sure the player cleans out the villain's hidden vault, since it's difficult to proceed if you haven't gotten that money and impossible not to proceed once you have.
- Freshly-Picked Tingle's Rosy Rupeeland consists almost entirely of a series of cash gates, interspersed with occasional dungeons.
- In The Oregon Trail, you can either pay for the Barlow Toll Road (which has a couple dangerous hill sections in II), or you can take the hard route by rafting down the river.
- Any challenge that you can't pass in the Mortal Kombat 9 Challenge Tower has a price in Koins to skip.
- In Sonic the Hedgehog 4: Episode 2's bonus stages, you need to collect a certain number of rings to continue along the path to the Chaos Emerald. Ditto for Sonic the Hedgehog 2. Also, getting to the special stages that give you emeralds is done in a similar way in the first game, the second game, and Sonic Colors.
- Sonic Unleashed's most infamous feature was requiring coins to enter other parts of the game in order to complete the story. This was made more tedious and difficult by how sparce and hidden these coins were.
- The Amazon level in DuckTales has a cash gate at one point, although this can be bypassed with a certain glitch.
- This is the main purpose of the aptly named Moneybags in the Spyro the Dragon series. At least it is up until Spyro: A Hero's Tail, where he's there to sell you items.
- In DLC Quest, coins are used to buy Downloadable Content. Naturally, as a parody of games that implement DLC poorly, many areas of the game need DLC to access.
- In Conkers Bad Fur Day, some characters ask Conker for a certain amount of money at key points of the game (namely $10 by Birdy, $1000 by two servants of the Panther King, and $2110 by a mysterious character hidden in a barrel). But whenever Conker gives away the money, some seconds later the money literally returns to him, so he ultimately manages to pass through the Cash Gates for free.
- Two examples in DROD:RPG. Greckle gates (greckles being the in-game currency) take a small amount of money, and their purpose is usually just to make the player decide about small trade-offs (e.g. 10 greckles versus fighting one monster). Closer to the usual trope are scripted merchants who may offer keys, stat boosts or useful items for much larger sums.
RPG — Eastern
- In Breath of Fire, there's a part where you have to pay 50k GP to proceed. It's unlikely that you would have the money by now, but there's a side quest to obtain a gold bar that sells for exactly 50k GP.
- While you aren't asked for a specific amount, Chapter 3 of Dragon Quest IV qualifies, since near the end you must buy a large amount of weapons and armor, so you need to hoard a crapload of cash. Thankfully, Random Drops during the chapter are really, really good, helping a lot. Additionally, you need 35000 gp to open the store (though you can get 25000 by selling a statue), and you need 60000 gp to build the tunnel. There's a person that will buy a certain set of weapons/armors for 60000 gp. And your store that you opened lets you get more than double the normal amount of gp by selling items, meaning that you'll be scrambling to come up with something to buy with the excess cash (items from Chapters 1-4 carry over into Chapter 5, but cash doesn't).
- In Mario & Luigi: Superstar Saga, you must collect 100 coins in the local currency (which is apparently worth a lot more than the Mushroom Kingdom's) to get past a tollbooth (the guard for which attacks you anyway).
- In Super Paper Mario, Chapter 2-3, you need to make 1,000,000 rubees by working in a generator room after breaking one of Mimi's vases. In actuality, this merely involves raising around 1000 rubees to get access to the more lucrative work room, and then to buy the password to the vault which contains the remaining cash for 10,000 rubees. And the password is always the same regardless of which copy you play, so if you know it, you can always skip the whole sequence.
- In Recettear: An Item Shop's Tale, paying off Recette's Disappeared Dad's debt is one of these. Failing to make a repayment is still the Game Over condition, but the game allows you to begin the New Game+ nonetheless — in fact, it's very difficult (but not quite impossible) to complete the game without doing this once. Clearing the Cash Gate by making the final repayment unlocks Endless Mode, where the game continues without the money pressure, allowing you to focus on dungeons and plot; and Survival Mode, where the debt constantly ramps and can't ever be fully paid off.
- In Final Fantasy: The 4 Heroes of Light, there's one part of the game where Jusqua has to raise 10,000 gil in order to un-Baleful Polymorph Princess Aire, who got turned into a cat, even though he's got the wrong cat. To help with this, at this point you have the option to open your own shop and, fortunately, Karl Marx DOESN'T hate your guts!
- Final Fantasy VII requires at least two trips to the Gold Saucer, and you have to pony up 3000 gil for admission each time. It's possible to buy a lifetime pass for 30,000 gil as well, which lets you come back as many times as you want without paying admission ever again.
- In Final Fantasy VIII, you need 3000 gil to ride the train to Timber and another 3000 to get to Deling City. Why SeeD doesn't spring this fee for you, considering it's a very high-profile mission, we're not sure.
- In Skies of Arcadia, after Vyse and friends are reunited, they decide to start building their home base on the island Vyse got stranded on, and upgrade their new ship's engines and hull to withstand stronger currents and debris fields. Both are done at the same time, and cost over 120,000 gold for the upgrades and base. Fortunately, the dungeon you previously completed yields a valuable doubloon of a legendary pirate that sells for 10,000 gold, and the monsters in the skies around the home base act as miniature Money Spiders.
- Boat trips in Tales of Phantasia cost money regardless of plot importance, and they are required at some points.
- Between chapters in Tales of Xillia 2, Ludger will need to pay off a part of his massive 20 million gald debt before the story will progress. It mostly serves as a way of encouraging you to complete some of the game's many sidequests, as they provide plenty of money.
RPG — Western
- In Baldur's Gate II: Shadows of Amn, you have to collect 20,000 gold pieces to pay the Shadow Thieves (or vampires) for breaking Imoen out of Spellhold. It gets reduced to 15,000 when the Shadow Thieves realize that you have a competing offer. Curiously, this happens the very moment you have 15 grand on your person for the first time.
- There is a minor cash gate on Taris in Knights of the Old Republic. To slice open the entrance to the Sith Base and advance the main quest, you need to purchase T3-M4, an advanced utility droid, for 2000 credits. You can lower that price to 1500, but it is still a considerable sum of money to give away at that point in the game.
- In Dragon Age II, you need to gather 50 sovereigns to finance Bartrand Tethras' expedition to the Deep Roads, which finishes Act I. This money is returned to you at the start of Act II. Interestingly, you can fail at this. Since there is only a finite amount of money to be had in Act 1 (~80 gold), if you finish all the side quests but come up short because you bought too much stuff, an honest dwarf investor will offer to make up the difference. In Act II, he tries to extort you for more money, so you get to kill him.
- There's a character in Neverwinter Nights - Hordes of the Underdark that knows and sells true names. You are only required to get Reaper's true name so that he teleports you to the main boss because the boss also knows his true name and specifically forbid him from doing so. However, you can buy lots of other true names, some of which don't do anything (apart from giving you dialogue options), but you can even buy the main boss in question's true name and tell him to kill himself.
- Getting the best ending in Fable III basically requires you to spend several hours doing this.
- Fallout: New Vegas requires you to have 2000 caps on your person in order to enter the Strip. Or 500 caps to purchase a forged passport. Or hax the securitron that checks you with a high enough Science skill. Or curry a favor from the local gang leader for a fake passport. Or sneak aboard the McCarran monorail. Or pass aboard the monorail with enough NCR reputation or in Boone's company. Or shoot the robot-guards in the face with a hunting rifle.
- In The Elder Scrolls IV: Oblivion:
- In order to get master level training in mercantile, you have to have 10,000 gold on your person. However, the master trainer doesn't take the gold from you, she just wants you to have it to prove yourself worthy as a student.
- To advance in the early thieves guild quests you must earn money though thefts (i.e. case an NPC or house, rob them and sell their stuff to the guild's fence). As with the mercentile example above, this is just to prove yourself and they don't take any money from you.
- If you get kicked out of any of the guilds for whatever reason (usually for stealing from or attacking a fellow member) then you have to perform a sidequest that involves either Twenty Bear Asses or this trope.
- In The Elder Scrolls V: Skyrim:
- Several bandits try to invoke this on you with a "user's tax". You can either pay the "tax" or smash their heads in.
- Several of the quests in Skyrim can only progress if you fork over a considerable sum of money. Sold the scroll to Urag at the end of the main quest? Gotta pay up almost 50% more than what he gave you to get it back for Dawnguard. Want the title of Thane? Gotta buy some property (usually starting in the thousands). The side quest ones will likely hinder you for the majority of the game, but once you've reached a high enough level, flawless gems and dragon bones will pave your way, since they sell for thousands and are very common at higher levels.
- In the Dragonborn add-on, there's a quest called Unearthed that's essentially a series of these under the guise of funding the excavation of a Nordic crypt. Finance the dig, kill the Draugr that the miners have disturbed, and repeat for about 3 or 4 times, with each sum of gold being somewhat more costly than the last.
- In Mass Effect 1, you have to get the "Rich" Achievement to unlock the Master Spectre gear. Said achievement is awarded for having a whopping million credits in your purse at once. It also overlaps with a subtle Beef Gate later on: to get even better Spectre gear, you need the "Rich" Achievement and level 50 characters.
- Dead Rising 2 Off The Record has a section where T.K. kidnaps Rebecca in retaliation for Frank foiling his robbery and demands $1 million in twelve hours. Frank can get it back if he takes down T.K.'s chopper in a later chapter.
Frank: "How am I supposed to get a million dollars?"T.K.: "This is the land of opportunity, Frankie!"
- In part one of A Dance with Rogues, the "Blackmailed" sidequest has a bounty hunter extort 50,000 gold from you or he'll turn you in (thankfully, it only seems to trigger if you have about 50k already, and your boss gives you some cash, as well — but the money is never returned to you, even if you find and kill the blackmailer later). Another sidequest, in Ravenstown, can only be started if you have 20,000 gold in your purse, but thankfully, you never have to actually give them away.
- Done subtly in the Thief series: in order to clear a level and thus to advance the story, you usually have to collect a certain difficulty level-based percentage of all valuables found in it. The valuables are translated into money after you leave, which can be used to purchase new equipment in-between missions.
Strategy — Real-Time
- A mission in Warcraft III requires the player to harvest 10,000 lumber to proceed to the next mission. Similarly, a mission in the original Starcraft had Zerg, Protoss and Terrans team up to loot a Kel-Morian Combine harvesting facility for minerals. You could either harvest it normally, or spend some of it to raid enemy encampments for more. They revisit this again in several StarCraft 2 Missions, such as Redstone, where you have to raise money in addition to being hounded by enemies. Either Spend the money now to save your skin and help expand, or hoard it to reach the goal faster (however, there are usually money pickups across the map, which would make it much easier to just spend all your money and go on an ass-kicking spree).
- Robin Hood: The Legend of Sherwood has, for a good two thirds of the game, the main task of gathering 100,000 pounds to pay for king Richard's ransom. Thankfully, if you have spent too much money on bribing guards or buying hints and finished the main game quests while well short of that sum, the game lets you play infinite minor sidequests until you can afford to advance the plot.
- One of the missions in the Hun campaign from Age of Empires II was to gather a large amount of gold. The only problem? There aren't enough goldmines on the map, so you have to harass the city of Constantinople and they'll give you a tribute to make you leave.Or you can build a huge army and raze Constantinople to the ground.
- One of the Trade Federation missions in Star Wars: Galactic Battlegrounds wants you to gather 10,000 Nova Crystals by attacking the enemy and pillaging their reserves. An easier method is to trade with your ally on the map. Of course that takes a long time.
Strategy — Turn-Based
- Heroes of Might and Magic 3 has the barbarian campaign where you're required to gather 200,000 gold to advance. The justification is fundraising for a land-grabbing campaign.
Wide Open Sandbox
- Grand Theft Auto: Vice City: You need to buy property to progress in the game, and said property is very expensive. If you spent too much bucks on guns or safehouses and failed to buy the building that allows you to participate in street races... well, it's easier to start the game from the beginning. And even if you bought it, it won't be pretty anyway. There is still one business you can obtain via the storyline in order to gain a cash flow, but its final mission is a pain in the ass.
- Grand Theft Auto: San Andreas has a similar situation to Vice City — you need to buy an abandoned airfield to train your piloting skills and advance the main plot. The guy who tells you to buy it says you can blackmail the owners into selling it for a dollar, but you really have to pay 80 grand for it.
- Endless Ocean Blue World does this. After the initial foray into the sunken temple, the cave is closed by an earthquake. You must raise 1 million Pelagos with guided trips, treasure hunting, photography, dolphin shows, the rare fresh fish, and so on to open the cave again.
- Boiling Point: Road to Hell had a small number of story missions and a huge open world containing multiple factions with their own side missions. In general, the story missions asked for large quantities of money and the player was free to earn it however they wanted to advance the plot.
Non-Video Game Examples
- In Time had excessive border tolls for moving between districts, which were larger for entry into richer areas and designed to keep poor people walled in. However, they were less than welcoming to people who did make it through.
- In Real Life, there's a building owned by Morgan Meighen & Associates, where you need $1 million dollars to proceed beyond the soft yellow interior.
- Ever wanted to own a house? Or take an academic course? Then you know this is Truth in Television.