Spencer attends a party held at Asher's house, where he learns a secret that he has been keeping from the others. When Asher's car gets broken, he ends up having to make a deal with Shawn that involves Coop, who takes a gig at a barbershop. Meanwhile, Jordan digs into his father's previous relationship with Grace and suspects that the two were more involved than he would like to admit.
Tropes featured in this episode:
- Ain't Too Proud to Beg: Spencer lets go of his pride by asking for Shawn's help to locate the stolen Porsche.
- Almost Kiss: Olivia and Spencer in the hot tub, interrupted by an alarmed Jordan.
- Bitch in Sheep's Clothing: Shawn ostensibly gets Coop a job at Alvin's barbershop out of compassion. It turns out he did it to force Coop to cover for him while he hid his money at Alvin's safe.
- Blackmail: In return for helping Spencer, Shawn holds up Coop's end to cover for him while he hides his money at Alvin's.
- Gold Digger: Asher's mother left the family after they fell on hard times. He is wary of telling everyone because he fears Layla will leave him.
- Honor Before Reason: Grace scolds Spencer for using allowances given to him by Baker, stating that he has to earn them.
- How the Mighty Have Fallen: Asher was actually wealthy until a year ago, when his father fell on hard times. The two have been crashing on another person's house, so Asher can have a reason to enter Beverly High. In reality, the two are barely making ends meet.
- Inside Job: Shawn forces Coop, an employee at Alvin's, to cover for him while he hides his money there.
- Luke, I Might Be Your Father: Jordan suspects that Spencer is actually a half-brother that he didn't know about. Not only Billy had a relationship with Grace, but Billy has been transferring money to Crenshaw Trust for seventeen years.
- Mock Millionaire: Asher's house isn't actually his. He is able to host a party because its actual owners are away.
- Skinny Dipping: After losing the card game, Spencer is dared to skinny dip at Asher's jacuzzi with Olivia.
- Surprise Incest: Upon deducing that Spencer may be their half-brother, Jordan understandably freaks out when he sees Olivia about to kiss him. She reacts accordingly when given proof about the relationship.
- Understanding Boyfriend: Layla forgives Asher for not telling her the truth about his family, saying that she loves him not because of money.