- Different traits cost different numbers of points, theoretically putting higher costs on more desirable attributes.
- Buying higher levels of a trait costs more points per rank than lower levels.
- Particularly in tabletop games, assets that aren't strictly part of your character but that he or she nonetheless benefits from in some way (such as noteworthy equipment, NPC allies and the like) also frequently cost points. This may be in place of or in addition to their notional in-universe cost, be that monetary or otherwise.
- There are multiple pools of points, each of which is spent on different types of traits. This is sometimes just done at character creation to ensure the player starts off reasonably balanced, but sometimes it carries on to gameplay by having different types of experience points that can only be used on specific attributes. (Similarly, sometimes points earned during play must be allocated to skills or abilities that the character "used" in some way, or can justify having used.)
- You can gain extra points by lowering your attributes below the default starting level or taking negative traits that affect roleplaying or game mechanics (physical impairment, inability to use guns, paralyzing fear of snakes, spectacular clumsiness, etc.). There are usually limits to this to prevent ridiculously powerful characters, or characters whose flaws are actually advantages. See Minmaxer's Delight.
- Likewise, in addition to your core stats, you can spend points to take positive traits that affect roleplaying or game mechanics (such as the capacity to acrobatically dodge attacks, Matrix-style.)
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- Iji, a two-dimensional multi-directional-scrolling platforming computer game, contains a statistic system that allows the player to improve health, kicking ability, shooting damage, gun access, etc. by spending well-earned points at specific locations.
- In Demon's Souls and Dark Souls, you choose a starting class with fixed base stats and each level is adding one point to one stat of your choosing, which is added only when you specifically choose to spend souls for leveling up. Every other functional aspect of your character depends on their equipment (including spells, technically, because they are scrolls you find and equip to use).
- In Golf Story, every level-up earns Skill Points, which can be spent to make skills stronger. You can also decrease your Power if you're hitting too hard.
- Two of the games in The Elder Scrolls series, Daggerfall and Battlespire, feature this, alongside the Stat Grinding and Class and Level System seen in most of the other games of the series. In Daggerfall, you could raise some of your attributes by lowering others, and also take increased HP or special advantages (such as immunity to fire or regenerating health) in exchange for leveling more slowly, or have less HP or special disadvantages (such as a phobia of certain creatures or the inability to use certain types of items) in order to level more quickly. Battlespire used a score of numerical points, which were increased by the same sort of special disadvantages and could be used to buy just about everything, including attributes, hit points, spells, and even starting equipment.
First Person Shooter
- Borderlands has a point system to build up character traits and abilities, such as regenerating health when on a killing spree or increasing accuracy for sniper rifles. Every Level Up gives you one point to spend on these traits and spending enough in some skills unlocks further skills and you can choose to empty out all the points spent to reallocate them if you desire. However, you will never be able to max out every skill since the max character level is 69note .
- Although used for building a race instead of a character, the second and third Master of Orion games give you a set amount of points to distribute as the player wishes, with positive and negative attributes. For the second game, a later technology, Evolutionary Mutation, allows the player to add four extra points, though there are some restrictions on what racial traits can be modified.
- The Galactic Civilizations games allow you to customize your race using a similar system, although some racial benefits are hardcoded. You get 15 pts to spend on a Custom Race, but only 10 pts for the pre-made ones who have built in bonuses that can reach levels a Custom Race would need to cripple themselves to achieve. They also have built in penalties to balance it out.
- In Sins of a Solar Empire, capital ships level up to 10. Three normal skills that can level up to 3 and a super skill with one level. Some of the super skills are game breakers; as such they're only available at level 6. Lvl 6 cap ships are notably more powerful than Lvl 5.
- In Stellaris species and empires have separate point-build systems. Species buy traits that cost between one and four points, with the option of increasing their point pool with negative traits, later in game they can buy off negative traits or add new traits with genetic engineering. Empires have three ethos points to distribute along four ethical axes that affect their options of government type, research, policy, and diplomacy.
Hack And Slash
- Diablo II has a class/level system, but leveling up also awards skill and stat points which can be spent to customize the character.
- Anarchy Online has a very involved Point Build System. The basics are the same—you are awarded Improvement Points (IP) with every level you earn—but there is a rather substantial list of skills and attributes on which characters can spend that IP. What's more, a character's breed and profession determines how much IP it takes to improve certain skills and attributes.
- Shattered Galaxy, a squad-based MMORTS
- In Guild Wars, depending on your primary and secondary class, you have a variety of attributes on which you can spend Attribute Points, which are earned by leveling and two particular quests depending on where your starting zone was.
- Ragnarok Online gives stat points for a Base Level up, and gives Skill Points for a Job Level Up.
- Tree of Savior, as a Spiritual Successor to RO, has a similar system in which characters are awarded Stat and Skill Points to use as they see fit with every Base or Job level they achieve.
- In Rift, every class has three "Talent Trees" that they may invest points in to gain new skills, specializing in certain abilities.
- The Discworld MUD
- Nexus Clash skills are bought with Character Points earned by leveling, exploring and Stat Grinding. In practice there are always far more skills worth buying than Character Points available, requiring players to make choices and specialize their characters.
Role Playing Game
- Might and Magic
- Only the later ones (6 and up), and with a twist in 6 and 7: the pool of points was shared among all 4 characters. The early games (1-5) used random dice rolls.
- Shin Megami Tensei games frequently allow the protagonist to distribute stat points when leveling up (other party members have fixed stat assignments), though you can't change your starting stats. Examples include Devil Survivor, Soul Hackers, Digital Devil Saga, and every numbered main series game. The first took it further in that you could decide your entire party's starting stats, too.
- Knights of the Old Republic uses the D&D point buy.
- Science Girls uses this in combination with regular level building. HP and SP still go up per level, but to strengthen your moves or other stats, you have to spend points earned with each new level.
- Arcanum: Of Steamworks & Magick Obscura's character generation system gives you five points at creation, one point per level, and an extra point every five levels. These points can be spent on eight statistics, sixteen skills, fifty-six technological disciplines, and eighty spells, or you can just dump them directly into hit points or fatigue.
- The Fallout series' trademark SPECIAL system has separate pools of points for stats (assigned as character creation, can have limited alteration in-game) and skills (start out based on stats, increase at level up).
- System Shock 2 used cyber modules, which were found in-game rather than earned through level ups, to upgrade stats and skills based on a complicated point-buy structure.
- Warlords Battlecry 3 (and possibly other related games) is an RPG/RTS hybrid with a Point Build system for developing the player character.
- Tales of the Drunken Paladin has Brownie Points for each level up.
- The Baldur's Gate series uses a hybrid system for assigning the PC's atributes: the game does the usual 2nd Ed. D&D method of rolling 3d6 for each stat, but then allows the player to redistribute the points as they wish. Of course there's nothing stopping them from hitting the 'Reroll' button until they get a point buy in the high 90s, but playing an Honest Rolls Character is a popular Self-Imposed Challenge.
- Neverwinter Nights and Neverwinter Nights 2 use a point-buy system for determining characteristics.
- Dragon Age and Mass Effect use point buy during character generation and give additional points on level up.
- The main character of Dubloon has his stats defined at the beginning of the game by allocating a total of 240 points to each stat.
- When creating a character in Temple of Elemental Evil, you can switch back and forth between rolling your ability scores or using a point-buy system. Using the latter generally results in far weaker characters; each ability starts with a score of 8 and you have 25 points to distribute, but it becomes more expensive to increase an ability score the higher that score already is; i.e. 2 points each to raise from 14 to 15 and from 15 to 16, and three points each to raise it from 16 to 17 and from 17 to 18.
Shoot Em Up
- Heavy Weapon gives you an upgrade point after each completed level, which you can distribute among your weapons and equipment. You are able to freely move points from one weapon to another, however, you must use all your upgrade points before you can do the next level.
- The NES version of 1943: The Battle of Midway gives your P-38 Lightning five different aspects to put points into. You start with one point in each category and three points to distribute as you need. As you play the game and discover special power-ups, you can add more points to these aspects.note
- Dwarf Fortress, in both its Fortress Mode and Adventure Mode. A fortress mode player must purchase skills for his starting seven dwarves, as well as equipment and pets. An adventurer just has to allocate points for skills and physical attributes, and is automatically assigned fixed gear based on highest weapon skill. After that, all attributes and skills are only increased by using them.
- The disc-based version of Crush, Crumble, and Chomp! allows you to build your own monster with "Monster Points". The number of points available and the cost for each ability varies based on the body form you choose to start with.
- Sims 2 does this for creating personalities for individual Sims, with the twist that each personality trait is on a continuum between two extremes. You spend the points to move one trait or another toward the "positive" extreme.
- In the Tournament Play for MechWarrior Living Legends, teams are generally assigned either an vehicle tonnage or asset price limit to build their roster of equipment. Price limits are more common, and are generally set so that each player on a team can afford a medium BattleMech; players are encouraged to shift money around so that some players can pilot heavier assets at the cost of having another player in a cheaper one. In Puretech modenote , tonnage limits are more arbitrary owing to the performance gap between Inner Sphere and Clan equipment of the same tonnage, so the IS often receives bonus tons to play with. Like price, tonnage is often setup so that every player can afford at least a medium mech.
- Champions with its HERO System was the first RPG to use a fully-developed point build system; virtually all other RPGs at the time used predefined characters or dice rolls, being directly inspired by Dungeons & Dragons.
- GURPS is probably the best-supported full-on point buy system to date in terms of supplemental material, with no or minimal class-and-level elements. Note that Fallout was originally planned to be a computer adaptation of this system, but latter turned into the SPECIAL system.
- Mutants & Masterminds
- 7th Sea
- Car Wars
- The Tri-Stat system, used for Big Eyes, Small Mouth, Silver Age Sentinels, and various other games.
- Editions one through three had you assign "Priority" to each of 5 categories: attributes, skills, resources, magic, and race. Each priority had a different amount of points (or money and spell-only skill-points, in the case of resources) to spend on that particular category. The Shadowrun Companion featured an optional character build system that was entirely point-based.
- In Fourth Edition the tiers are gone. Character creation is based on total build points, and there are only limits on how many points can be spent in a few categories that apply across the board.
- Fifth Edition returns to the priority tiers.
- Storyteller System games:
- In Old World of Darkness, every game has characters built with a slightly different set of rules, right down to what skills are available. In New World of Darkness all characters are built first as though they were normal mortals. Then, if they are not normal humans, they have a character template attached from the specific system.
- Exalted has a point-buy system in which you get a certain number of points to spend on each section and a number of bonus points to spend anywhere you like. Some gamers houserule it to give out a set amount of xp at character creation instead, since one of the awkward points of the Exalted system is that it has flat cost charges and a variable cost experience system, meaning that someone who buys all their traits at 0, 1 or 5 can leave someone who went for a more well-rounded build sitting behind in the dust.
- Fading Suns
- Legend of the Five Rings (although eventually the points will result in gaining a rank and hence a new skill, the speed of this depends on where you put them).
- Fudge, a tabletop system has a point based system as one character generation method. The other is a totally subjective system, and there are no levels.
- The FATE system, based on FUDGE though having since evolved into its own direction, uses an essentially simple point-buy-ish system that basically involves choosing this many aspects, that many stunts, and usually filling out the slots in an already pre-arranged skill "pyramid" or "column" (such as e.g. one peak skill at maximum, two of the next lower rank, three of the one below that...); there is no one point pool to be split between the different categories here, and some FATE games complicate things in various ways.
- The Unisystem, used for games like All Flesh Must Be Eaten, Angel, Buffy the Vampire Slayer, Conspiracy X, Witchcraft, and various others.
- Savage Worlds: though it's a mix of several things. An optional rule (thanks to the Deadlands inclusion) is to determine your starting stats and skill points by drawing a hand of cards and assigning them to each.
- Heavy Gear 2 had a limit for number of points in a single gear, and for the whole team.
- Unknown Armies.
- Eclipse Phase
- Most newer Class and Level System games tend to compensate for their weaknesses by adopting a point buy method for various parts.
- One option in Pathfinder at the GM's discretion. Required in the official "Pathfinder Society Organized Play".
- Dungeons & Dragons, originally the Trope Codifier of dice-based character creation, adopted a Point Buy system as an alternative (and frequently preferred) method in 3rd Edition onward. Even in 2nd Edition, they added player chosen 'proficiencies' that allowed PCs the option of becoming craftsmen, etc. In 3rd Edition, this became a point-buy skill system. 4th edition finally went fully point-buy with that method becoming the default for attributes and the skill system pared down to a simpler version ("trained" or "untrained" vs. counting ranks, paid for with initial class skill choices and optionally feats rather than from a dedicated "skill point" pool).
- Used for game balance and regulating battle size/length in Warhammer 40,000. Each unit in an army costs a certain number of points, and before the game the players agree on the number of points available per side. The armies must also fit a designated minimum and maximum number of units in each category and models in each unit. The more points, the more numerous and/or powerful the units in each army will be. Also, the more units in each army, the longer the game tends to go on, because they take longer to move and determine attack. 500 points is probably the lowest playable total (that's maybe a squad or two, depending on the race), 1,000 is the average game and 4,000 is usually as high as most players will go outside of a multi-player "megabattle"; much more than that and the game would take all day. Also, Crack Is Cheaper than Warhammer40000, so it's hard to get past that even when if you want to.
- 40k roleplay games (Dark Heresy, Rogue Trader, Deathwatch, Black Crusade, Only War) default to dice rolls, but allow point build as an "alternate" character creation. Points actually advantage the players besides the minmaxing, because they're alloted 100 points while dice averages total 99. In addition, character progression is also done by buying upgrades with XP.
- Cartoon Action Hour does this in both editions. The first season points are called "Character Points", while the second season points are called "Proof of Purchase Points".
- New Horizon is exclusively pointbased, although some traits cost geodites (the setting's currency).
- Some versions of Traveller, though not all.
- The already unusual Amber Diceless Role Playing had an unusual twist to this. Purchasing allies, artifacts, personal universes, and cosmic powers used a set scale, but your attributes were purchased in a competitive auction with the other players. Since this is a game where scheming against the other people at the table is only slightly less encouraged than in Paranoia, this provided much of the drama and entertainment to get the game's plotting started.
- Nobilis: you get eight points of Skills and Passions, 13 points of Bonds and Afflictions, and then 25 character points to spend on stats, miracle points, Gifts and extra skills/passions.
- Ironclaw, which also has species and careers that act like a fusion of Splats and ability scores. Though the default character creation method in the 2nd edition simplifies it to 2d8, 3d6, and 1d4 to assign to abilities, 13 skill marks, and three Gifts in addition to those from species and career.
- Ponies and Parasprites uses a point buy system. At character creation, characters gain a number of points to raise their Attribute and Skills scores based on their Age.
- The Singularity System utilizes a point-build system for its characters. Attributes are bough with attribute points, perks are bought by taking weaknesses, and everything else, including skills, combat maneuvers, gear, cyberware augmentations, psionic talents, spells, vehicles, starships, etc. is bought with Skill Points.
- BattleTech uses a point-buy system with its Battle Value system, assigning a BV rating to everything in order to (roughly) define the power levels of the thousands of different unit types that could be brought to the field. Players agree on a BV rating beforehand, as well as a threshold to meet, and build their forces accordingly. Therefore, if the game has a threshold of 4000 BV per player and your first unit deployed is an Atlas Assault 'Mech, you've already spent around half of your points and have to do the best you can with what's left. Mechwarrior Dark Age did something similar with its point base system, assigning point values to units and having players build armies within a certain point limit.
- Mechwarrior, BattleTech's roleplaying game spinoff, used a point buy system for the first couple of editions... which very quickly led to chronic Min-Maxing as players allocated specific distributions of points for maximum benefit with minimal downsides. The "4-3-2-1-0 priority" system asked players to allocate each point value to attributes, skills, race (a valid entry due to Clan genetic manipulation), perks, and vehicle. Many players dumped their largest point pools into attributes and skills, since those two areas dictated the vast majority of rolls in the game. This led to the development of the 'path' system in 3rd edition and beyond, which simulates the character's past history and how that might affect their attributes, skills, and personality traits.
- Bleak World uses a version, you can only buy skills designated by class and organization though, with all other attributes being nulled for the character creation process.
- Rocket Age uses a point buy system which the entire character creation process runs off. Want attributes and skills? One point for each advancement. Want good traits? However many points that trait costs. Want more points? Well then you'd better start looking at the bad traits...
- Planet Mercenary uses a combination of player choices and point buy to build characters. The only random roll is a cosmetic one, determining the number of eyes a Carbosilicate Amorph has.
Turn Based Strategy
- Certain games in the Super Robot Wars series follow this method of character growth with a few examples being the Original Generation games and MX. You use points from leveling a pilot up to increase their stats or buy new special abilities. The mechs, however, are upgraded with money and plot-based events.