The Miserly Elf's name changes depending on whether you win or lose. If you win, he is renamed "Sore Loser Elf" or possibly "Cheapskate Elf". Losing results in "Sore Winner Elf" because of how he mocks you.
Sore Winner Elf: You soooo stupid!
Some of the Journal Entries have those moments too, including the writer's reactions on the gameplay mechanics:
Describing how Charon takes all his riches before entering the Castle.
Journal #3: He has even pilfered my private coffers! I have left my wife and children with nothing.
Mocking the attire of dead adventurers.
Journal #8: Many are missing clothes, which explains the pant-wearing zombies.