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The film

  • The robbers demand all the hostages strip out of their clothes and down to their underwear. All hostages comply with this demand without question—except this one elderly lady. Regardless that the robbers are shouting commands at all hostages, let alone are shoving guns in all the hostages' faces, this lady is not having any of it, which leads to following funny conversation:
    Main Robber, Dalton: [Walking menacingly up to that only lady who hasn't stripped down to her underwear, as all other hostages have] Lady!?!? Believe me, this is the only situation where I'd ever ask you to do this. But Take. Off. Your. Fucking. Clothes.
    Elderly Lady: No!
    Elderly Lady: NO!!
  • The main robber, Dalton, gets into a discussion about a video game with a kid who happens to be at the bank robbery and who happens to be playing this video game.
    Kid: You'd get mad points for knocking over a bank.
    Dalton: You think that's cool?
    Kid: Hell yeah. You gotta get paid too.
    Dalton: Finish your slice and I'll take you back to your father. I gotta talk to him about this game.
    • Even more comedic than the conversation is the comedically bad animation of the game itself. It's clearly a purposefully crappy rendered animation rather than something that remotely comes off as a real video game.
  • The effort the cops go through to find out what language the bank robbers seem to be talking.
    • From the hassle of getting a guy to call his Albanian ex-wife, to the ex-wife bartering her translation to get parking tickets cleared, to finding out it's a pre-recorded speech from a dead Communist, the whole sequence is pure New York... and hilarious—though playing an unidentified language to a crowd of New Yorkers was a pretty good idea.
    • Not to mention the difficulties before they resorted to that:
    Officer: No luck with the Albanian consulate.
    Frazier: What do you mean?
    Officer: I couldn't tell what the guy was talking about. I think he wanted me to give him money. And I tried the State Department. That takes a month.
    • The fact that the Russian cop they first ask to translate, says, completely baffled "This ain't Russian!", and then lists about every East-European language imaginable that it maybe could be.
  • Frazier sarcastically thanking Dalton for life and relationship advice.
    Dalton: Do you love each other? [...] Then money shouldn't really matter.
    Frazier: Thank you, bank robber.
  • This exchange between the maître d' and Frazier at the end
    Maître d: May I take your hat?
    Frazier: No you may not, get your own.
  • The cops' debate about the semantics of the trick question. Cotton, not paper! It's the post office, not the train station! No wait, trains end there, don't go through!
  • The whole Running Gag of one bank customer and one robber having large breasts, to the point that they're almost treated as a source of comedy.
    • The first scene in the bank, the bank customer in question is being ogled by a man in front of her in the line, which causes her to snap "I swear to God I want to snap this guy's neck!".
    • Later, when the Detectives are questioning everybody, they (especially Mitchell) blatantly stare at this bank customer's breasts, which leads to her sarcastically saying "I can bend over, if you want to have a better look". And during their interrogation of the actual female robber this conversation takes place:
      Det. Mitchell: You see, there's just you and one other woman that fit the physical description of the female suspect.
      "Stevie": What's that?
      Det. Mitchell: It's your height, your age, and... um...
      Det. Frazier: Your cup size.
      "Stevie": [Smiles sardonically] So, I violated section 34 Double-D? That's what you're telling me?
  • The very awkward reaction of the police when Case is naively misinterpreting them
    Case: Have [the robbers] made any demands?
    Police Officer: They want an airplane.
    Case: Would you like me to arrange one?
    [Awkward silence for several seconds while the police officers keep their faces straight until Case gets the hint]
    Case: I'm sorry, I must have misunderstood.
  • At the very end: when the other robbers come pick up Russell, they talk amongst themselves about how he must stink now since he hasn't showered in 7 days... immediately proceeded by "Stevie" giving Russell a Big Damn Kiss right on the mouth (and he probably hasn't brushed his teeth for 7 days either). Overlaps with heartwarming, actually.

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