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* If you have a friend, partner, or relative who is an addict of some kind, or consistently makes other types of poor life choices, you shouldn't loan them any money, no matter what. Besides the fact that you'll probably never see that money again (even if they promise to pay you back) you end up becoming an [[https://www.goodtherapy.org/blog/enabling-101-how-love-becomes-fear-and-help-becomes-control-1018134 enabler]], at the expense of your own well-being and possibly your family's, and they'll never learn their lesson or get the help they need in order to get their life in order, because ''you're'' always swooping in to rescue them from the consequences of their bad choices.



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* On ''WesternAnimation/TheSimpsons'', Homer loses the mortgage payment on a bad investment (he bought stock in pumpkins...but didn't sell his interest in it before Halloween). The bank turns him away for either an extension or refinance, and his friends are unable to help (or in the case of Moe, ''very'' unwilling). He doesn't want to tell Marge what happened, so he turns to her sisters, Patty and Selma. They write him the check, but hold it over his head, using it as an excuse to humiliate him (in exchange for keeping it a secret from Marge). In order to pay it off, Homer has to take a second job, which requires a commercial driver's license (which he has to get from Patty and Selma.) He ends up saving their jobs, by taking the fall for their smoking on the job, and gets the debt canceled.



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* In Creator/PGWodehouse's ''Literature/{{Ukridge}}'' stories, Ukridge is always leaning on his friends for financial assistance, and they often oblige. If they remind him too frequently about what he owes, he's hurt that an old pal should display such a narrow-minded, grasping attitude, and claims that his latest GetRichQuickScheme will allow him to repay them tenfold if they just stop being so impatient. Corky (who narrates the stories) is resigned to the fact that he'll never get any money back -- while still allowing himself to be talked into dispensing a little more. Other friends still haven't learned.
-->'''Tupper:''' We ought to do something practical for him. After all, a loan of twenty pounds cannot relieve the situation permanently.\\
'''Corky:''' I think you're a bit optimistic if you're looking on it as a loan.


* The page quote from ''{{Hamlet}}'' was in the middle of a bunch of other, nonsensical, advice Polonius gave his son Laertes, implying that [[CompletelyMissingThePoint it was also not great advice.]]

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* The page quote from ''{{Hamlet}}'' ''Theatre/{{Hamlet}}'' was in the middle of a bunch of other, nonsensical, advice Polonius gave his son Laertes, implying that [[CompletelyMissingThePoint it was also not great advice.]]



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* On ''Series/MagnumPI2018'' this is downplayed with Magnum who constantly owes money to his friends for expenses they incurred helping him. He wants to pay them back but he is constantly broke and whenever he gets a decent amount of money, he will spend it on something noble like helping out a bunch of orphans. His friends like to tease him about this from time to time but have no ill feelings since they know that if they are ever in any real trouble, Magnum will move heaven and hell to help them.


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* It's worth noting how many broken friendships are caused by this. In fact, there's a reason why a gigantic chunk of cases on most "judge" TV shows have to do with loaning money. It's better to treat any money loaned to friends as a gift, although it would be nice if they paid you back.

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* It's worth noting how many broken friendships are caused by this. In fact, there's a reason why a gigantic chunk of cases on most "judge" TV shows have to do with loaning money. It's better to treat any money loaned to friends as a gift, although it would be nice if they paid you back.



** The British financial discussion forum [=MoneySavingExpert=] has a [[http://forums.moneysavingexpert.com/showthread.php?t=76953 46-page thread]] on this subject. The usual message given by forum members to people who post because they're considering lending money to a friend or family member: '''''don't'''''. It's likely that you will a) never seeing the money again and/or b) never seeing the friend again.[[note]]The reasons given are related to those two things. a), because a friend or family member who's come to you to borrow money is likely doing so as a last resort because they can't get mainstream credit due to financial difficulty or poor financial management ruining their credit rating, which necessarily means they are a poor credit risk; b), because the friendship or relationship makes it very hard for the creditor to dispassionately recover the debt or insist on its repayment, and the other person probably ''very well knows that''. There is also likely to be no means of enforcing the debt even if you have paperwork and are willing to pursue it, since recovering debts via the courts is often expensive, and even if you win you'll probably never see a penny without paying more money, even if the person actually gets the money to pay you back with.[[/note]]

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** The British financial discussion forum [=MoneySavingExpert=] has a [[http://forums.moneysavingexpert.com/showthread.php?t=76953 46-page long thread]] on this subject. The usual message given by forum members to people who post because they're are considering lending money to a friend or family member: '''''don't'''''. It's likely that you will a) never seeing the money again and/or b) never seeing the friend again.[[note]]The reasons given are related to those two things. a), because a friend or family member who's come to you to borrow money is likely doing so as a last resort because they can't get mainstream credit due to financial difficulty or poor financial management ruining their credit rating, which necessarily means they are a poor credit risk; resort; b), because the friendship or relationship makes it very hard for the creditor to dispassionately recover the debt or insist on its repayment, and the other person probably ''very well knows that''. There is also likely to be no means of enforcing the debt even if you have paperwork and are willing to pursue it, since recovering debts via the courts is often expensive, and even if you win you'll probably never see a penny without paying more money, even if the person actually gets the money.[[/note]] If you are going to give money to pay a loved one, it's better to treat that money as a gift which you're never going to see again, although it would be nice if they paid you back with.[[/note]]back.


** The British financial discussion forum MoneySavingExpert has a [[http://forums.moneysavingexpert.com/showthread.php?t=76953 46-page thread]] on the subject of lending to friends and family. The usual message given by forum members to people who post because they're considering lending money to a friend or family member? '''''Don't'''''... unless you are very content with both a) never seeing the money again and/or b) never seeing the friend again, because either one or both are very likely to happen.[[note]]The reasons given are related to those two things. a), because a friend or family member who's come to you to borrow money is likely doing so as a last resort because they can't get mainstream credit due to financial difficulty or poor financial management ruining their credit rating, which necessarily means they are a poor credit risk; b), because the friendship or relationship makes it very hard for the creditor to dispassionately recover the debt or insist on its repayment, and the other person probably ''very well knows that''. There is also likely to be no means of enforcing the debt even if you have paperwork and are willing to pursue it, since recovering debts via the courts is often expensive, and even if you win you'll probably never see a penny without paying more money, even if the person actually has money to pay you back with.[[/note]]

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** The British financial discussion forum MoneySavingExpert [=MoneySavingExpert=] has a [[http://forums.moneysavingexpert.com/showthread.php?t=76953 46-page thread]] on the subject of lending to friends and family. this subject. The usual message given by forum members to people who post because they're considering lending money to a friend or family member? '''''Don't'''''... unless member: '''''don't'''''. It's likely that you are very content with both will a) never seeing the money again and/or b) never seeing the friend again, because either one or both are very likely to happen.again.[[note]]The reasons given are related to those two things. a), because a friend or family member who's come to you to borrow money is likely doing so as a last resort because they can't get mainstream credit due to financial difficulty or poor financial management ruining their credit rating, which necessarily means they are a poor credit risk; b), because the friendship or relationship makes it very hard for the creditor to dispassionately recover the debt or insist on its repayment, and the other person probably ''very well knows that''. There is also likely to be no means of enforcing the debt even if you have paperwork and are willing to pursue it, since recovering debts via the courts is often expensive, and even if you win you'll probably never see a penny without paying more money, even if the person actually has gets the money to pay you back with.[[/note]]

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[[folder: Anime ]]

* ''WesternAnimation/FamilyGuy'': One episode ("Patriot Games", Season 4, Episode 20) has Brian losing a $50 bet to Stewie and the latter continuing to pester him for the money throughout the episode, culminating in a now-infamous three-minute-long sequence in which he beats the living hell out of Brian relentlessly, culminating in ''setting him on fire a flamethrower and blowing his kneecaps off with a pistol'', all the time asking "where's my money?!"

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* Defied in ''Videogame/TheWitcher3WildHunt'', where one of the sidequests deals with Dandelion's attempts at opening a Cabaret. If Geralt offers to lend him money, he refuses on the grounds that accepting loans from people you consider friends is a good way to end a friendship.
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-> ''Neither a borrower nor a lender be\\

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-> ''Neither ->''"Neither a borrower nor a lender be\\



And borrowing dulls the edge of husbandry.''
-->--'''Polonius''', ''Theatre/{{Hamlet}}''

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And borrowing dulls the edge of husbandry.''
-->--'''Polonius''',
"''
-->-- '''Polonius''',
''Theatre/{{Hamlet}}''


** The [[http://suicideforhire.comicgenesis.com/d/20060809.html webcomic]] ''SuicideForHire'' had a field day with this one, when beating up a bunch of [[TheWarOnStraw Strawman]] Christians.

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** The [[http://suicideforhire.comicgenesis.com/d/20060809.html webcomic]] ''SuicideForHire'' ''Webcomic/SuicideForHire'' had a field day with this one, when beating up a bunch of [[TheWarOnStraw Strawman]] Christians.


** Bob assumes this will happen and starts pestering Alice for the money unreasonably - she's already paid it out, and can't return it yet, and her good friend has suddenly transmogrified into the [[AllDevouringBlackHoleLoanSharks All Devouring Black Hole Loan Shark]]!

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** Bob assumes this will happen and starts pestering Alice for the money unreasonably - she's already paid it out, and can't return it yet, and her good friend has suddenly transmogrified into the [[AllDevouringBlackHoleLoanSharks All {{All Devouring Black Hole Loan Shark]]!Shark|s}}!



One of the MoneyTropes. Closely related to BrokenTreasure, where a borrowed ''possession'' is lost or broken, leading to similar problems. If the ill-advised borrowing is from a suspiciously helpful stranger, see LoanShark. Compare EvilDebtCollector, as well as TheThingThatWouldNotLeave.

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One of the MoneyTropes. Closely related to BrokenTreasure, where a borrowed ''possession'' is lost or broken, leading to similar problems. If the ill-advised borrowing is from a suspiciously helpful stranger, see LoanShark. Compare EvilDebtCollector, as well as TheThingThatWouldNotLeave.
EvilDebtCollector and TheThingThatWouldNotLeave. Contrast FinancialTestOfFriendship.


** In another episode Zack borrows money from another boy to play in the arcade, without any ability or intention to pay back, the boy threatens Zack into making Cody throw the spelling Bee they are both in so he can win 'or else'. Since the boy if tall and built Zack think the threat is violent, however when everything comes to light the boy reveals he wasn't going to beat him up, he was going to tell Zack's mom about the money.

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** In another episode Zack borrows money from another boy to play in the arcade, without any ability or intention to pay back, back; the boy threatens Zack into making Cody throw the spelling Bee bee they are both in so he can win 'or else'. Since the boy if is tall and built built, Zack think thinks the threat is violent, however violent. However when everything comes to light light, the boy reveals he wasn't going to beat him up, up; he was going to tell Zack's mom about the money.



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* ''ComicBook/LuckyLuke'': In ''Tortillas for the Daltons'', the Daltons end up in Mexico, where they mug a mariachi band for their mules, clothes and instruments. Luke runs into the mariachis and notes that one doesn't seem too cut up about it. He then says that he'd already lost his stuff to one of the other bandmembers while playing poker.


* In an episode of ''Series/{{Mash}}'', Winchester loans money to BJ, then proceeds to treat him like a servant, expecting him to do everything he wants. For some reason, BJ complies, even though he already has the money and these conditions were never discussed when he asked for the loan.

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* In an episode of ''Series/{{Mash}}'', ''Series/{{MASH}}'', Winchester loans money to BJ, then proceeds to treat him like a servant, expecting him to do everything he wants. For some reason, BJ complies, even though he already has the money and these conditions were never discussed when he asked for the loan.

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