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* In "TheGoblinWood" by "HilariBell", that's how Makenna allies with the goblins. Their entire culture is based around paying back debts, and when she frees a goblin she finds she is stuck with a helper. It works out well for them, in the end.



* Peter from ''Literature/{{Divergent}}''. After bullying Tris mercilessly and ''molesting'' her, he saves her life in ''Insurgent'' because she saved his.

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* Peter from ''Literature/{{Divergent}}''. After bullying Tris mercilessly and ''molesting'' her, he saves her life in ''Insurgent'' because she saved his.
his. Tris absolutely does not understand his perspective. Not at ALL.
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* Loki in ''Comicbook/TheSandman'' turns out to have... strong views.

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* Loki in ''Comicbook/TheSandman'' turns out to have... strong views. [[spoiler: To the point that he only repays it by accident, while trying to kill the one he owes.]]
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* [[EvilSorcerer Raistlin]] from ''{{Literature/Dragonlance}}'' is not altruistic (except in certain very specific circumstances) but he hates the idea of being dependent on another person and as such if he feels he's in your debt he ''will'' repay you, with a good turn he feels is exactly equivalent in value to what you did for him- indeed, the last few chpaters of ''Dragons of Spring Dawning'' is basically an extended sequence of him paying off all his debts to the other protagonists so he feels can go his own way in peace. Later on, he trains his apprentice Dalamar to believe this as well.

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* [[EvilSorcerer Raistlin]] from ''{{Literature/Dragonlance}}'' is not altruistic (except in certain very specific circumstances) but he hates the idea of being dependent on another person and as such if he feels he's in your debt he ''will'' repay you, with a good turn he feels is exactly equivalent in value to what you did for him- indeed, the last few chpaters chapters of ''Dragons of Spring Dawning'' is basically an extended sequence of him paying off all his debts to the other protagonists so he feels can go his own way in peace. Later on, he trains his apprentice Dalamar to believe this as well.
well.
* Peter from ''Literature/{{Divergent}}''. After bullying Tris mercilessly and ''molesting'' her, he saves her life in ''Insurgent'' because she saved his.
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[[/folder]][[/folder]]

----
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* Shang in ''{{Mulan}}'' spared the titular's character's life after she dishonored the Chinese army in return for her saving his life during the Huns' attack.

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* Shang in ''{{Mulan}}'' ''Disney/{{Mulan}}'' spared the titular's character's life after she dishonored the Chinese army in return for her saving his life during the Huns' attack.
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* [[EvilSorcerer Raistlin]] from ''{{Literature/Dragonlance}}'' is not altruistic (except in certain very specific circumstances) but he hates the idea of being dependent on another person and as such if he feels he's in your debt he ''will'' repay you, with a good turn he feels is exactly equivalent in value to what you did for him- indeed, the last few chpaters of ''Dragons of Spring Dawning'' is basically an extended sequence of him paying off all his debts to the other protagonists so he feels can go his own way in peace. Later on, he trains his apprentice Dalamar to believe this as well.
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* The faeries in ''TheDresdenFiles'', although it's not so much that they ''dislike'' being in debt as that if someone helps them, they're compelled by their nature to render aid in return, so they're irritated by open ended obligations.

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* The faeries in ''TheDresdenFiles'', ''Literature/TheDresdenFiles'', although it's not so much that they ''dislike'' being in debt as that if someone helps them, they're compelled by their nature to render aid in return, so they're irritated by open ended obligations.
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* Loki in Comicbook/{{Sandman}} turns out to have... strong views.
--> '''Loki:''' "...I will be under an obligation to ''no one."''

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* Loki in Comicbook/{{Sandman}} ''Comicbook/TheSandman'' turns out to have... strong views.
--> '''Loki:''' "...I am ''Loki''. And I will be under an obligation to ''no one."''
one''.

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* Loki in Comicbook/{{Sandman}} turns out to have... strong views.
--> '''Loki:''' "...I will be under an obligation to ''no one."''
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-->-- '''Thresh''', ''TheHungerGames''

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-->-- '''Thresh''', ''TheHungerGames''
''Literature/TheHungerGames''



* ''TheHungerGames'':

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* ''TheHungerGames'':''Literature/TheHungerGames'':
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* In Film/Constantine, [[spoiler:Satan]] appears to be one as he did not like owing Constantine a favor for getting him to save the world from [[spoiler:Satan's son.]] The debtor does find a price Constantine is willing to accept, then regrets it.

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* In Film/Constantine, {{Film/Constantine}}, [[spoiler:Satan]] appears to be one as he did not like owing Constantine a favor for getting him to save the world from [[spoiler:Satan's son.]] The debtor does find a price Constantine is willing to accept, then regrets it.
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* In Film/Constantine, [[spoiler:Satan]] appears to be one as he did not like owing Constantine a favor for getting him to save the world from [[spoiler:Satan's son.]] The debtor does find a price Constantine is willing to accept, then regrets it.
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* Averted in ''StargateSG1'', where SG-1 lets Nirrti go after she saves Cassandra's life. Nirrti is surprised, and mentions that, if the situation was reversed, she would not be so generous. Later on, Nirrti captures SG-1 and, when reminded of the incident, reminds them ''her'' words. Additionally, when Carter saves Cronus's life (he was attacked by Nirrti using an InvisibilityCloak), they offer him the identity of his attacker in return for letting Earth keep both of its stargates. As Cronus and Yu lead Nirrti away, Cronus lets the [[HumansByAnyOtherName Tau'ri]] know that his debt is now paid and that they should not expect mercy if he catches them again. And no, he doesn't show them any when he catches them (or those he thinks are them).
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* Uncle Hoole of ''Literature/GalaxyOfFear'' is usually fine with owing people... but he hates to owe Jabba the Hutt, because Jabba ''always'' calls in favors. As a shapeshifter Hoole would make an excellent spy or assassin, but he's adamantly against doing that. Which doesn't mean he's not forced to ask for Jabba's help.

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* Entry 68 of the EvilOverlordList on ThisVeryWiki states -- "I will spare someone who saved my life sometime in the past. This is only reasonable as it encourages others to do so. However, the offer is good one time only. If they want me to spare them again, they'd better save my life again."

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* Entry 68 of the EvilOverlordList on ThisVeryWiki states -- "I will spare someone who saved my life sometime in the past. This is only reasonable as it encourages others to do so. However, the offer is good one time only. If they want me to spare them again, they'd better save my life again.""

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* Part of how Todd the Wraith managed to survive so long on StargateAtlantis; he and Sheppard kept saving each other's lives.
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* The faeries in ''TheDresdenFiles'', although it's not so much that they ''dislike'' being in debt as that if someone helps them, they're compelled by their nature to render aid in return.

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* The faeries in ''TheDresdenFiles'', although it's not so much that they ''dislike'' being in debt as that if someone helps them, they're compelled by their nature to render aid in return.return, so they're irritated by open ended obligations.
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* This is one of [[http://tvtropes.org/pmwiki/pmwiki.php/Comicbook/Lucifer Lucifer's]] defining characteristics.

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* This is one of [[http://tvtropes.org/pmwiki/pmwiki.php/Comicbook/Lucifer Lucifer's]] Comicbook/{{Lucifer}}'s defining characteristics.
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* This is one of [[http://tvtropes.org/pmwiki/pmwiki.php/Comicbook/Lucifer Lucifer's]] defining characteristics.
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* ''YuGiOh'': Kaiba claims that Tea helping [[MoralityPet Mokuba]] escape from the Rare Hunters is the only reason he's helping Yugi find his friends. Then he uses it as his reason for saving Tea's life. Considering all the times he makes a point of explaining how he's only "helping" [[TrueCompanions the gang]] out of selfish reasons, it's pretty easy to say it's only a shield for his HiddenHeartOfGold.

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* ''YuGiOh'': ''Anime/YuGiOh'': Kaiba claims that Tea helping [[MoralityPet Mokuba]] escape from the Rare Hunters is the only reason he's helping Yugi find his friends. Then he uses it as his reason for saving Tea's life. Considering all the times he makes a point of explaining how he's only "helping" [[TrueCompanions the gang]] out of selfish reasons, it's pretty easy to say it's only a shield for his HiddenHeartOfGold.
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* In an episode of the ''Buck Rogers in the 25th Century'' TV series, Buck saves the life of Tigerman (Princess Ardala bodyguard); later, Buck is about to be executed and Tigerman threatens the Princess until she releases Buck. As Buck starts to leave, he asks Tigerman if he will be coming along (implied that they are now friends). Tigerman simply replies, "I owed you a life. We are now even," as he then warily looks at the Princess.
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* The faeries in ''TheDresdenFiles'', although it's not so much that they ''dislike'' being in debt as that if they make bargains they're compelled to keep them.

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* The faeries in ''TheDresdenFiles'', although it's not so much that they ''dislike'' being in debt as that if they make bargains someone helps them, they're compelled by their nature to keep them.render aid in return.
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* Shran on ''StarTrekEnterprise'', vis-a-vis Archer.
* In ''StarTrekTheNextGeneration'', Q. In one of the early Q episodes Picard shelters Q after Q has been [[MortalityEnsues made mortal]] temporarily. Q hates that he owes Picard a favour and tries to get Picard to name a favour so he can resolve the obligation.

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* Shran on ''StarTrekEnterprise'', ''Series/StarTrekEnterprise'', vis-a-vis Archer.
* In ''StarTrekTheNextGeneration'', ''Series/StarTrekTheNextGeneration'', Q. In one of the early Q episodes Picard shelters Q after Q has been [[MortalityEnsues made mortal]] temporarily. Q hates that he owes Picard a favour and tries to get Picard to name a favour so he can resolve the obligation.
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* Shang in ''{{Mulan}}'' spared the titular's character's life after she dishonored the Chinese army in return for her saving his life during the Mongol's attack.

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* Shang in ''{{Mulan}}'' spared the titular's character's life after she dishonored the Chinese army in return for her saving his life during the Mongol's Huns' attack.
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** Katniss herself is an example of this trope, going on to think in the next sentence:

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** Katniss herself is an example of this trope, going on to think in the next sentence:trope: when ''The Hunger Games'' starts out, she hates Peeta because he [[spoiler: defied his mother and gave her bread when she was starving]]. After Thresh saves her, she thinks:
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Contrast IOweYouMyLife, a more long term, friendly, and annoying variation of this. Unrelated to WorkOffTheDebt. Occasionally overlaps with BecauseYouWereNiceToMe, albeit rarely. [[IThoughtItMeant Has nothing to do with disliking mortgages.]] Has nothing to do with detesting a [[{{Fanfic/Debt}} certain Hetalia fanfic either.]]

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Contrast IOweYouMyLife, a more long term, friendly, and annoying variation of this. Unrelated to WorkOffTheDebt. Occasionally overlaps with BecauseYouWereNiceToMe, albeit rarely. [[IThoughtItMeant Has nothing to do with disliking mortgages.]] Has nothing to do with detesting a [[{{Fanfic/Debt}} certain Hetalia fanfic either.]]
rarely.
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* In ''ArakawaUnderTheBridge'', the protagonist has always lived by this principle, paying all debts as quickly as possible, but he finds himself in a quandry when a crazy woman who lives under a bridge [[IOweYouMyLife saves his life]].

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* In ''ArakawaUnderTheBridge'', the protagonist has always lived by this principle, paying all debts as quickly as possible, but he finds himself in a quandry quandary when a crazy woman who lives under a bridge [[IOweYouMyLife saves his life]].
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** Of course, Picard knows that Q is TheTrickster and a LiteralGenie and refuses to accept repayment. Q's response is to make up a need of Picard's and 'solve' it for him in an incredibly roundabout and dangerous way.
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* In HarryPotter, James Potter saved Snape's life and it's implied that Snape protects Harry because he regrets not being able to save James' life in return. Or at least that's the story in the first few books, until it's revealed that he also loved Lily.

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* In HarryPotter, Literature/HarryPotter, James Potter saved Snape's life and it's implied that Snape protects Harry because he regrets not being able to save James' life in return. Or at least that's the story in the first few books, until it's revealed that he also loved Lily.



* From ''{{Gargoyles}}'', after Macbeth helps Demona kill Gillecomgain:

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* From ''{{Gargoyles}}'', ''WesternAnimation/{{Gargoyles}}'', after Macbeth helps Demona kill Gillecomgain:
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* From ''{{Gargoyles}}'', after Macbeth helps Demona kill Gillecomgain:
-->'''Demona:''' ''Thank you.''
-->'''Macbeth:''' ''I owed you.''
-->'''Demona:''' ''Then we're even; good.''

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