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1Thank you for purchasing ''KarmaHoudini Consequence Insurance'', the top provider of fictional comeuppance dissuasion!
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3While you get to enjoy complete freedom from the [[LaserGuidedKarma vicious retribution]] of TropeCo/{{Karma}}™, [[CallItKarma related phenomena]], and even [[HoistByHisOwnPetard your own mistakes]], take note that the KarmaHoudini Warranty has guidelines of minimum safety which must be followed or risk voiding the Client's coverage.
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5The warranty is null and void if and when:
6# The Client willingly accepts that the actions from which they have thus far been immune from consequence are, in fact, wrong. Knowing they are wrong is not a breach of contract, but [[MyGodWhatHaveIDone acknowledging it and feeling regret]] ''is.'' Furthermore, the Warranty [[BeingGoodSucks will immediately terminate]] if they [[HeelFaceDoorSlam take steps]] to [[CharacterDevelopment change]] [[StatusQuoIsGod for the better]].
7** Please be advised that Clients who are also enrolled in the [[RuleOfEmpathy Audience Sympathy Protection Plan]] will lose this policy as well if the Warranty is breached in this manner, since the audience is usually torn between smug pleasure that the Client got their comeuppance, and a sense of injustice that it happened at exactly the wrong time.
8# The Client opposes or is opposed by another Client who has taken RefugeInAudacity, [[EvilerThanThou has a greater]] JerkAss credit rating, and/or [[MagnificentBastard bribed]] KarmaHoudini Consequence Insurance to void the first Client's Warranty. Clients who are either [[LovableRogue lovable rapscallions]] who only do minor misdeeds, or unctous {{Smug Snake}}s are especially at risk of having their warranty voided in this manner; we strongly advise you have a [[ProfessionalButtKisser backup plan]], particularly because this is a condition that is very often outside the control of the Client.
9# The storyline the Client is part of develops CerebusSyndrome, thus depriving the Client of his/her JokerImmunity, or KarmaHoudini Consequence Insurance's president [[CreatorBreakdown suffers a breakdown]].[[note]](No Refunds in either case)[[/note]] As with the opposing Client clause above, this is often out of the Client's control, and so a backup plan is strongly recommended.
10# The Client [[OfferVoidInNebraska moves to Nebraska.]]
11# The Client is involved in a {{Deconstruction}}.
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13Once lost, Clients can expect hangers on, {{Love Interest|s}} and even faithful family to turn on them like ravenous dogs out for blood. There will be NoSympathy once the Warranty is lost. In fact, {{Karma}} may get vindictive and make even minor blemishes be [[DisproportionateRetribution seriously punished]] afterwards, while [[NoGoodDeedGoesUnpunished good deeds are belittled]].
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15So! After reviewing these simple guidelines, make sure to please follow them or risk [[DeathFromAbove heavenly wrath]] on your own.

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