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* In ''Literature/TheBelgariad'', Polgara does this the old-fashioned way. She puts a trustworthy person in charge of investing the token rents for land in her former duchy ... and then lives a couple thousand years. By this point, she could probably buy herself a kingdom if she felt like it, and may be one of the richest if not the richest person in the world. Too bad she has absolutely no interest in money. This may also not be an example, because the money isn't invested; it's simply the accumulation of small rents over the course of millennia. Her case is also aided by a severe case of MedievalStasis and the fact that the tense relations with the Angarak nations prevent their massive deposits of red-gold playing a part in the Western economy.

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* In ''Literature/TheBelgariad'', Polgara does this the old-fashioned way. She puts a trustworthy person in charge of investing the token rents for land in her former duchy ... and then lives a couple thousand years. By this point, she could probably buy herself a kingdom if she felt like it, and may be one of the richest if not the richest person in the world. Too bad she has absolutely no interest in money. This may also not be an example, because the money isn't invested; it's simply the accumulation of small rents over the course of millennia. Her case is also aided by a two things:
** A
severe case of MedievalStasis MedievalStasis, which is discussed and speculated to have been caused by the division between the two Prophecies, which prevents history from moving forward until the division is resolved, with the same events repeating over and over again, with only the fine details and the individuals involved changing - and even then, not by much.
** The
fact that the tense relations with the Angarak nations prevent their massive deposits of red-gold (which in the first series is shown as being TheCorruption, used as a subversion tactic - since ordinary red-gold is later shown not having this effect, it's implied that the [[TheCorrupter Grolims]] enchant it to have this effect) playing a part in the Western economy.


* In 1562, the German town of Mittenwalde loaned the town of Berlin 400 guilders at 6% interest, compounded annually. They would like to be repaid. With interest, Berlin owes Mittenwalde approximately 97.7 trillion guilders. Oh, and one guilder is equivalent to 280,000 euros (in 2012). [[IfMyCalculationsAreCorrect So Berlin's total debt comes to]] over 27 ''quintillion'' euros. [[CaptainObvious Which is more than they have]]; indeed, it's more money than all the money in the world (the world economy is measured on the order of tens of trillions; a trillion is a millionth of a quintillion).

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* In 1562, the German town of Mittenwalde loaned the town of Berlin 400 guilders at 6% interest, compounded annually. They would like to be repaid. With interest, Berlin owes Mittenwalde approximately 97.7 trillion guilders. Oh, and one guilder is equivalent to 280,000 euros (in 2012). [[IfMyCalculationsAreCorrect So Berlin's total debt comes to]] over 27 ''quintillion'' euros. [[CaptainObvious Which is more than they have]]; have; indeed, it's more money than all the money in the world (the world economy is measured on the order of tens of trillions; a trillion is a millionth of a quintillion).


** Which was also part of his lesser plan to prove to his father that he was a "self-made man". His father [[LoopholeAbuse called BS on this]].

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** Which was also part of his lesser plan to [[WellDoneSonGuy prove to his father father]] that he was a "self-made man". SelfMadeMan. His father [[LoopholeAbuse called BS on this]]. is unimpressed, and gives him a penny as a wedding present. Not worth much now, but might be in 1,000 years “and it seems to be all you care about”.

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* In "Flykten till Framtiden", a man from 1973 travels to 2016 where his fatal heart condition can be cured, but he needs a small fortune for it (because he lacks a present-day identity and isn't in the system). With some help from his new 2016 friend, he purchases old decommissioned money, then brings it back so his old 1973 friend can buy houses that will become worth a fortune, and eventually use that to pay for the procedure.


* A non-time-traveler example in ''Literature/TheLostFleet''. At the end of the main series, Captain John Geary, who has spent the last 100 years as a HumanPopsicle, has finally returned the titular fleet to TheAlliance space. He plans to take some R&R. His former lover Victoria Rione tells him that, with his accumulated pay, he should be pretty well off. Geary informs her that the fleet bureaucracy has determined that survival sleep did not count being on duty, specifically to avoid paying officers and sailors for the possible years and decades spent on ice; therefore, his pay was suspended when he was declared MIA. His accounts were frozen as well. Thus, the only pay he has now is only from the moment he was awakened. Luckily, the same rules don't apply to seniority, otherwise he would've never been given command of the fleet.

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* A non-time-traveler example in ''Literature/TheLostFleet''. At the end of the main series, Captain John Geary, who has spent the last 100 years as a HumanPopsicle, has finally returned the titular fleet to TheAlliance space. He plans to take some R&R. His former lover Victoria Rione tells him that, with his accumulated pay, he should be pretty well off. Geary informs her that the fleet bureaucracy has determined that survival sleep did not count being on duty, specifically to avoid paying officers and sailors for the possible years and decades spent on ice; therefore, his pay was suspended when he was declared MIA. His accounts were frozen as well.well, and then presumably closed and the funds distributed to his next-of-kin when he was declared LegallyDead. Thus, the only pay he has now is only from the moment he was awakened. Luckily, the same rules don't apply to seniority, otherwise he would've never been given command of the fleet.


It's the simplest way to turn time into money: drop a few dollars into a compound interest bank account, then hop into your [[TimeTravel Time-O-Matic]] or become CryogenicallyFrozen and come back in a couple dozen decades to find that your pocket change has exponentially increased to a fairly tidy fortune.

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It's the simplest way to turn time into money: drop a few dollars into a compound interest bank account, then hop into your [[TimeTravel Time-O-Matic]] or become CryogenicallyFrozen {{Human Popsicle}}s and come back in a couple dozen decades to find that your pocket change has exponentially increased to a fairly tidy fortune.



* In Creator/DavidWeber's ''Literature/HonorHarrington'' series, this was the plan of the founder of Manticore. After his investment group bought the rights to the planet and system, he put what was left into a trust. Since this was prior to the invention of safe FTL travel, the colonists had to be CryogenicallyFrozen, and travel on a SleeperShip. When the colonists finally arrived and were unfrozen around six hundred years later, the trust had grown considerably.

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* In Creator/DavidWeber's ''Literature/HonorHarrington'' series, this was the plan of the founder of Manticore. After his investment group bought the rights to the planet and system, he put what was left into a trust. Since this was prior to the invention of safe FTL travel, the colonists had to be CryogenicallyFrozen, a HumanPopsicle, and travel on a SleeperShip. When the colonists finally arrived and were unfrozen around six hundred years later, the trust had grown considerably.


* Creator/BenjaminFranklin did this without time travel. He bequeathed [[OldBritishMoney £]]1,000 each to the two most important cities in his life (UsefulNotes/{{Boston}}, where he was born and raised, and UsefulNotes/{{Philadelphia}}, the adopted hometown where he made his name). Each fund was to be invested by giving loans to young craftsmen for a period of 200 years; each city could take 75% of the fund out after 100 years for a public-works project, and the trust would reach maturity and be given over entirely to the city after 200 years. The Boston fund, when opened, was enough to establish a large trade school after the first 100 years; the Philadelphia fund was used to fund scholarships to local high school students at maturity in the 1990s. Please note:

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* Creator/BenjaminFranklin did this without time travel. He bequeathed [[OldBritishMoney [[UsefulNotes/OldBritishMoney £]]1,000 each to the two most important cities in his life (UsefulNotes/{{Boston}}, where he was born and raised, and UsefulNotes/{{Philadelphia}}, the adopted hometown where he made his name). Each fund was to be invested by giving loans to young craftsmen for a period of 200 years; each city could take 75% of the fund out after 100 years for a public-works project, and the trust would reach maturity and be given over entirely to the city after 200 years. The Boston fund, when opened, was enough to establish a large trade school after the first 100 years; the Philadelphia fund was used to fund scholarships to local high school students at maturity in the 1990s. Please note:

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* In the Final Countdown (1980), Lasky's (Martin Sheen) reclusive employer, a Mr. Tideman, has sent him as civilian contractor oversight for the recently-commissioned USS Nimitz, which, at the time of filming in 1979, had indeed recently been placed into service. After the events, in which the Nimitz mysteriously comes back to its then-present day, having been about to wipe out the first attack wave of the Japanese task force about to attack Pearl Harbor, and then, presumably, sink the six IJN carriers if not the entire Task Force, rendering the entire Pacific War moot, and being 'frustrated' (and likely also relieved) in the effort, comes back to an unenviable de-briefing. The only survivor of the attack on the boat that killed Sen. Chapman and all others aboard, including his lovely assistant, Laurel Scott (Ali McGraw) is the dog, Charlie, whom, as Lasky leads it down the gangplank, recognizes who's in the Limousine on the dock and runs into it, where a familiar woman's voice greets him by name. Lasky looks into the limo and recognizes a now-aged CDR Owen and Laurel, aka Mr. and Mrs. Tideman, who invite him into their car for a "long talk". As Laurel, after the helo is destroyed by Chapman's discharge of the flare pistol, having examined the provisions left behind with the '1979' dating, knowing that Owen is from the future, likely realized that she can take up a new identity with him. Obviously Owen had informed her of the changes in societal 'roles' for women. Of course, since Owen knows of events from 1941 to 1980, and likely has an extensive background already in Naval Engineering, he'd well be in a position to invest 'presciently', as well as "invent" some things here and there...


* In "[[http://www.gutenberg.org/etext/26867 John Jones's Dollar]]" by Creator/HarryStephenKeeler, a man deposits a dollar in a bank, stipulating that it and its accumulated interest are to be paid to "no other person than [his] fortieth descendant ... along the oldest child of each of the generations which would constitute his posterity". By the time the fortieth generation rolls around, the payout is greater than the total value of the combined holdings of the entire human race. [[spoiler: And then the 39th descendant dies childless, with the result that all his assets are absorbed into the State Treasury and humanity is forced to become a communist utopia.]] Which is of course absurd on multiple counts, but then this ''is'' Harry Stephen Keeler.

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* In "[[http://www.gutenberg.org/etext/26867 John Jones's Dollar]]" by Creator/HarryStephenKeeler, a man deposits a dollar in a bank, stipulating that it and its accumulated interest are to be paid to "no other person than [his] fortieth descendant ... along the oldest child of each of the generations which would constitute his posterity". By the time the fortieth generation rolls around, the payout is greater than the total value of the combined holdings of the entire human race. [[spoiler: And then the 39th descendant dies childless, with the result that all his assets are John Jones' estate is absorbed into the State Treasury due to being intestate, nobody owns anything, and humanity is forced to become a communist utopia.]] Which is of course absurd on multiple counts, but then this ''is'' Harry Stephen Keeler.


* In "[[http://www.gutenberg.org/etext/26867 John Jones's Dollar]]" by Creator/HarryStephenKeeler, a man deposits a dollar in a bank, stipulating that it and its accumulated interest are to be paid to "no other person than [his] fortieth descendant ... along the oldest child of each of the generations which would constitute his posterity". By the time the fortieth generation rolls around, the payout is greater than the total value of the combined holdings of the entire human race. [[spoiler: And then the 39th descendant dies childless, with the result that nobody owns anything, and humanity is forced to become a communist utopia.]] Which is of course absurd on multiple counts, but then this ''is'' Harry Stephen Keeler. The most obvious reason why [[ArtisticLicenseEconomics this plan wouldn't work]] is that, since the 39th descendant died without issue, the Will of John Jones cannot be carried out and so his property would be considered intestate (no will that can be carried out), and all his assets would be absorbed into the State Treasury.

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* In "[[http://www.gutenberg.org/etext/26867 John Jones's Dollar]]" by Creator/HarryStephenKeeler, a man deposits a dollar in a bank, stipulating that it and its accumulated interest are to be paid to "no other person than [his] fortieth descendant ... along the oldest child of each of the generations which would constitute his posterity". By the time the fortieth generation rolls around, the payout is greater than the total value of the combined holdings of the entire human race. [[spoiler: And then the 39th descendant dies childless, with the result that nobody owns anything, all his assets are absorbed into the State Treasury and humanity is forced to become a communist utopia.]] Which is of course absurd on multiple counts, but then this ''is'' Harry Stephen Keeler. The most obvious reason why [[ArtisticLicenseEconomics this plan wouldn't work]] is that, since the 39th descendant died without issue, the Will of John Jones cannot be carried out and so his property would be considered intestate (no will that can be carried out), and all his assets would be absorbed into the State Treasury.


** This has been said of the Doctor himself, in the Literature/DoctorWhoMissingAdventures novel ''The Crystal Bucephalus''. He explains that to avoid drawing too much attention, he occasionally has to invest huge sums in doomed business ventures (such as the time-travelling restaurant of the title) and [[TakeThat the British film industry]].

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** This has been said of the The Fifth Doctor himself, himself admits to doing this in the Literature/DoctorWhoMissingAdventures novel ''The Crystal Bucephalus''. He explains that to avoid drawing too much attention, he occasionally has to invest huge sums in doomed business ventures (such as the time-travelling restaurant of the title) and [[TakeThat the British film industry]].


* It's possible to pull this trick off in ''VideoGame/AnimalCrossing.'' Deposit a reasonable sum of Bells in the bank. "Time travel" by setting the system's clock as far forward as it will go. Go to bank and check sum. Profit! Then you can travel back in time and safely keep your vast fortune. The downside? Your town will become a depopulated, weed-ridden wasteland, of course.

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* It's possible to pull this trick off in ''VideoGame/AnimalCrossing.'' Deposit a reasonable sum of Bells in the bank. "Time travel" by setting the system's clock as far forward as it will go. Go to bank and check sum. Profit! Then you can travel back in time and safely keep your vast fortune. The downside? Your town will become a depopulated, weed-ridden wasteland, of course. [[note]][[SubvertedTrope It will not in Animal Crossing: New Leaf when you have the Keep Town Beautiful ordinance enacted,]] [[DoubleSubversion but it will be depopulated in the sense that the villagers in your town will have moved away.]]


* inverted in ''WesternAnimation/TheFlintstones'': Fred borrows 4 dollars on his paycheck so he can have a long weekend with Wilma and the Rubbles, thanks to the Great Gazoo, they get sent to a [[WesternAnimation/TheJetsons very Jetson-like future]], while he's in the future, he visits his employer, and discovers that he owes his company 23 million dollars.

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* inverted Inverted in ''WesternAnimation/TheFlintstones'': Fred borrows 4 dollars on his paycheck so he can have a long weekend with Wilma and the Rubbles, thanks Rubbles. Thanks to the Great Gazoo, they get sent to a [[WesternAnimation/TheJetsons very Jetson-like future]], while future]]. While he's in the future, he visits his employer, employer's descendant, and discovers that he owes his company 23 million dollars.


Of course, this particular moneymaking scheme is dependant on a few variables remaining constant at both ends of your time journey. The first being that no [[TheEndOfTheWorldAsWeKnowIt world-spanning disaster]] occurs and renders all forms of money worthless. The second being that RidiculousFutureInflation doesn't counteract the effects of compound interest, meaning that you only get ''slightly'' richer at the end. The third being that the financial institution in which your dollars are stored never becomes bankrupt or closes in the intervening years. The fourth being that, in your prolonged absence from reality, your assets aren't seized under laws of [[http://en.wikipedia.org/wiki/Escheat escheatment]]. And, of course, that said financial institution doesn't have a [[CrazyPrepared 'no time travelers' policy]] to prevent this kind of scheme from occuring. Lastly, there are professional embezzlers in every generation, and an untouched, forgotten account that's been around longer than a human can live would present a mighty tempting target.

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Of course, this particular moneymaking scheme is dependant dependent on a few variables remaining constant at both ends of your time journey. The first being that no [[TheEndOfTheWorldAsWeKnowIt world-spanning disaster]] occurs and renders all forms of money worthless. The second being that RidiculousFutureInflation doesn't counteract the effects of compound interest, meaning that you only get ''slightly'' richer at the end. The third being that the financial institution in which your dollars are stored never becomes bankrupt or closes in the intervening years. The fourth being that, in your prolonged absence from reality, your assets aren't seized under laws of [[http://en.wikipedia.org/wiki/Escheat escheatment]]. And, of course, that said financial institution doesn't have a [[CrazyPrepared 'no time travelers' policy]] to prevent this kind of scheme from occuring.occurring. Lastly, there are professional embezzlers in every generation, and an untouched, forgotten account that's been around longer than a human can live would present a mighty tempting target.



* ''Mystery in Space'' #12 "The Richest Man on 9 Planets". Sam Drake invents a suspended animation drug. After bank-deposting the single dollar he has left after paying his bills, he goes to sleep for a thousand years. Waking up in his miraculously still-intact basement in clothes that are still in perfect condition, he goes to the bank and retrieves his now $250,000 balance. Worried about changing monetary values, Sam tells the bank manager to invest his money in gold and goes to sleep for another thousand years, only to wake up in a world where gold is now common due to a cosmic accident.

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* ''Mystery in Space'' #12 "The Richest Man on 9 Planets". Sam Drake invents a suspended animation drug. After bank-deposting bank-depositing the single dollar he has left after paying his bills, he goes to sleep for a thousand years. Waking up in his miraculously still-intact basement in clothes that are still in perfect condition, he goes to the bank and retrieves his now $250,000 balance. Worried about changing monetary values, Sam tells the bank manager to invest his money in gold and goes to sleep for another thousand years, only to wake up in a world where gold is now common due to a cosmic accident.



** The Sleeper's funds weren't all just interest. If I recall correctly, it was stated that one of the Sleeper's relatives as well as the man he fell asleep at became financially successful, and both chose to have the Sleeper inherit them. (The trustees of the estate are also protrayed as ''extremely'' aggressive businessmen, and the Sleeper's wealth owes at least as much to their finaglings as to the effects of compound interest.)
* The German novel ''Eine Billion Dollar'' (that's a trillion dollars in English), by Andreas Eschbach, has this trope as a premise: John Fontanelli inherits the fortune, originally just 300 florins, which his ancestor in the 16th century left for him. Along with the prophecy that the heir will give mankind its lost future back.

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** The Sleeper's funds weren't all just interest. If I recall correctly, it was stated that one of the Sleeper's relatives as well as the man he fell asleep at became financially successful, and both chose to have the Sleeper inherit them. (The trustees of the estate are also protrayed portrayed as ''extremely'' aggressive businessmen, and the Sleeper's wealth owes at least as much to their finaglings as to the effects of compound interest.)
* The German novel ''Eine Billion Dollar'' (that's a trillion dollars in English), by Andreas Eschbach, has this trope as a premise: John Fontanelli inherits the fortune, originally just 300 florins, which his ancestor in the 16th century left for him. Along him, along with the prophecy that the heir will give mankind its lost future back.



** Additionally technology had advanced to the point that FTL travel was now safe so the managers of the trust were able to use some of the money to send a few ships to the colony site to make sure that everything was ok [[LightspeedLeapfrog before the original colonists arrived]].

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** Additionally technology had advanced to the point that FTL travel was now safe so the managers of the trust were able to use some of the money to send a few ships to the colony site to make sure that everything was ok okay [[LightspeedLeapfrog before the original colonists arrived]].



* The titular character of ''Series/{{Angel}}'' is notable for not attempting this. Many vampires and demons use their long lifespans and considerable powers to form and maintain successful businesses. By contrast, Angel has to charge the people he helps because, as Cordelia points out, he never bothered to make any investments over a 200 year life. Apparently when he was the evil vampire Angelus, if he wanted something he'd just kill the owner and take it, a pattern of behaviour that doesn't encourage a creature of the night to [[IncrediblyLamePun put aside for a sunny day]].
* Discussed briefly in an episode of ''Series/{{Being Human|UK}}'' when VegetarianVampire Hal reveals that he has little to no money Tom asks why he didn't just get a bank account, because being immortal and everything even if there had been periods of massive inflation or something then he'd still have a small fortune.

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* The titular character of ''Series/{{Angel}}'' is notable for not attempting this. Many vampires and demons use their long lifespans and considerable powers to form and maintain successful businesses. By contrast, Angel has to charge the people he helps because, as Cordelia points out, he never bothered to make any investments over a 200 year 200-year life. Apparently when he was the evil vampire Angelus, if he wanted something he'd just kill the owner and take it, a pattern of behaviour that doesn't encourage a creature of the night to [[IncrediblyLamePun put aside for a sunny day]].
* Discussed briefly in an episode of ''Series/{{Being Human|UK}}'' Human|UK}}'': when VegetarianVampire Hal reveals that he has little to no money money, Tom asks why he didn't just get a bank account, because being immortal and everything even if there had been periods of massive inflation or something then he'd still have a small fortune.



* In a ''Series/RedDwarf'' episode, it is revealed that Dave left £17.50 in his bank account on Earth. Three million years have passed, and he now owns 98% of the world's wealth. He also left a sausage out on his table which went mouldy; now the mould covers seven-eights of the surface of the Earth. Furthermore, he left the lightbulb in his bathroom, racking up a gigantic debt to the local utility company, which has now become the ruling faction on Earth and [[OhCrap whose battle fleet is rapidly approaching in an Attempt To Collect.]] [[spoiler: It turns out to be a joke by Holly.]]

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* In a ''Series/RedDwarf'' episode, it is revealed that Dave left £17.50 in his bank account on Earth. Three million years have passed, and he now owns 98% of the world's wealth. He also left a sausage out on his table which went mouldy; now the mould covers seven-eights of the surface of the Earth. Furthermore, he left the lightbulb in his bathroom, racking up a gigantic debt to the local utility company, which has now become the ruling faction on Earth and [[OhCrap whose battle fleet is rapidly approaching in an Attempt To Collect.]] [[spoiler: It [[spoiler:It turns out to be a joke by Holly.]]



* ''Webcomic/{{Spinnerette}}'' has a time-traveling Creator/BenjaminFranklin use this as a means of obtaining start-up capital for the modern-day superhero support organization he runs in the present day. Interesting, its stated that the money wasn't ''that'' much, only enough to get things started, and most money comes from merchandizing deals.

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* ''Webcomic/{{Spinnerette}}'' has a time-traveling Creator/BenjaminFranklin use this as a means of obtaining start-up capital for the modern-day superhero support organization he runs in the present day. Interesting, its Interestingly, it's stated that the money wasn't ''that'' much, only enough to get things started, and most money comes from merchandizing deals.


* Played with in an episode of ''Series/TheTwilightZone''. Four thieves steal gold and freeze themselves for a hundred years, thinking they will be able to claim their riches after everyone has forgotten about the crime. Turns out that [[spoiler: the crime has been forgotten, but in the future gold can be cheaply manufactured and is therefore worthless]]. Their intent is different (hoping to [[IncrediblyLamePun avoid interest]] rather than earn it) but the result is the same.

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* Played with in an episode of ''Series/TheTwilightZone''.''Series/{{The Twilight Zone|1959}}''. Four thieves steal gold and freeze themselves for a hundred years, thinking they will be able to claim their riches after everyone has forgotten about the crime. Turns out that [[spoiler: the crime has been forgotten, but in the future gold can be cheaply manufactured and is therefore worthless]]. Their intent is different (hoping to [[IncrediblyLamePun avoid interest]] rather than earn it) but the result is the same.

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