Two foster brothers work as transit cops. While one's life is as good as it gets, the other's is living a downward spiral. After losing his job, berated by his brother, and getting the crap kicked out of him by a loan shark, He implements a plan to steal the "money train," a train carrying the New York Subway's weekly revenue. A 1995 movie starring Wesley Snipes, Woody Harrelson, and Jennifer Lopez
This movie contains examples of:
- An Asskicking Christmas: The events of the movie happen on late December, with the heist occurring during New Year's Eve.
- Asshole Victim: The chain snatcher early in the movie.
- Billing Displacement: The movie wasn't billed as a trio of Wesley Snipes, Woody Harrelson, and Jennifer Lopez until after the nineties. Original billing: Wesley Snipes, Woody Harrelson. It wasn't until Lopez became famous from later films and music when she appeared on the cover of the DVD next to Snipes and Harrelson.
- The Determinator: Donald "No one messes with my money train" Patterson, by far. To another extent, Charlie.
- The Gambling Addict: Charlie. The incredible hostility of the loan shark he owes money to makes an important part of the plot.
- I Will Punish Your Friend for Your Failure: After Charlie loses the money he was going to pay his Loan Shark with (because some random pickpocketing lady stole it while he was riding the subway) and he reaches the Despair Event Horizon and accepts the beating to come, the Loan Shark back-tracks and decides that beating up (and possibly kill) Charlie because of said acceptance wouldn't be a satisfaction, and so he gives Charlie the threat to pay or else he will go after John. This gives Charlie the drive he needs to try to steal the money train.
- Jerkass: Patterson. The man sees the running of the money train in time and with its full money reserve (which he goes as far as to call "his" money) as something more important than human lives. Early on he doesn't even apologizes for the train's guards shooting dead a small-time crook that was running at them (while running away from John) and during the climactic heist his big plan to stop the train (although probably he believed it was the Godzilla Threshold, seeing that a thick steel barricade didn't stopped it earlier) was to keep a passenger train on the same route and allow the money train to crash with it, even going so far as to radio the money train and tell John and Charlie that the resulting crash would be their fault. He also belittled Grace just for being a Latino woman, for which she gets her due payback by arresting him in the end for endangering innocent lives, and immediately suspects John and Charlie when the train runs several thousand short on a run that they were helping protect (and when it turns out that it was an accounting error, he doesn't apologizes and wants them fired for comments they did when he accused them of stealing).
- Karma Houdini: The old lady pickpocket that took Charlie's money.
- Life Imitates Art: Shortly after the film released, news outlets tried to connect it to an incident where a man used a siphon to squirt kerosene into a New York Subway ticket booth and set it ablaze, similar to what a villain does in the film.
- Love Triangle: John, Charlie, and Grace Santiago, respectively.
- Nose Nuggets: The two brothers get even with a Jerk Ass who spat at Wesley Snipe's character by simultaneously punching him out and then firing off two snot rockets at him while he's down.
- Playing with Fire: Played straight by Chris Cooper's character, aptly named "Torch".
- Red Oni, Blue Oni: Charlie and John, respectively.
- Runaway Train: Oh, do tell. Part of the climactic heist occurs with the money train being this because John and Charlie deliberately damaged any means to stop it that Patterson could employ to put them in the middle of a trap-and thus when Patterson decides to leave a passenger train on the same track and allow the money train to crash with it, John and Charlie must devise a way to make the train stop without it getting them killed.
- Salt and Pepper: Inverted. John is the straight laced fellow, while Charlie is the wild card.
- Turn the Other Fist: With a two-man twist.
- Yank the Dog's Chain: Charlie legitimately losing money to a pickpocketing old lady
- Vitriolic Best Buds: Charlie and John, foster brothers. Their constant bickering is a Running Gag that runs as far as a good chunk of the credits, but when the going gets tough they work together.