The Totally Radical Thread for Crotchety Old Bitches

@Spainy: I wasn't thinking of you, can't speak for others but I doubt it.

Alright, I'll admit it might be the pissy mood I've been in all day talking, but have the forums been really damn stupid today or is it just me?

Just....gargfa;gjaslkgd;.0srijg;laskdjg;klasdjg;laskdjfg;alksjg;aslkjg.

Lots of g's and l's. Raegy.

Just seems like everyone is complaining about everything and I of course am only contributing to the problem.

edited 28th Nov '10 6:48:05 PM by SpainSun

aww, can we get the personal quarreling out of COB? please? I like it here.

Spain: If I was complaining about you, you would know.

And entitlement is a much larger problem that just the forum or wiki or even the internet. I deal with it all the time at school.

It bugs me more here because I know that the Admins and Mods bust their asses and FE and Janitor own the joint and are pretty nice about putting up with an unreasonable amount of shit from some real brats.

edited 28th Nov '10 6:51:40 PM by Charlatan

whatever.

edited 28th Nov '10 6:53:34 PM by SpainSun

I probably should have posted my comment in the IJBM forum, but I stay away from there because I don't like it.

Let's go back to sitting in the sunshine and drinking tasty beverages.

The tobacco ghost is back. This is beginning to make me crazy.

My camera still hasn't forgiven me for dropping it, I'm going to poke around and see how much a new one will cost.

Sorry, I know that I'm not a regular here or anything, I just don't think that negative gossip is good for anyone.

Tzetze: And I agree, so let's drop the subject.

I could really go for some cheese right now. But there's none in the house that's not pepperjack and I hate pepperjack

Eat peanut butter instead? That's pretty good.

Meh.

Not a sweets person. Though depending on the kind of peanut butter it can be salty, but the kind we have at home isn't.

edited 28th Nov '10 7:05:28 PM by SpainSun

...Peanut butter isn't sweet. It tastes like peanuts. *is genuinely confused*

Spain if I could I would toussle your hair playfully there is nothing wrong with you that I can see.

Ok Hey look something else. I am enjoying the walking dead. They have had the inevitable and troped survivor who has been bit.

Kris: Note my edit.

It's sweetish. Not really sweet like candy, but not entirely salty either. I'm bad at describing taste, I know.

Tuef: Well thank you.

I have an anecdote to relay if anyone cares.

/Ori Doodle pulls chair up for story time with Spain Sun

Indeed relay this tale of experience before I feel like singing.

SO. I had my first embarrassing shopping moment today.

I was at the local Family Dollar downtown (which just opened up, so I'm still psyched about it) and I was making a purchase. Now since I had no cash on me, I decided to use my debit card, no problem, right? But then I get to the checkout and the card reader asks me to input a PIN number, which I don't know mine off the top of my head, so of course, I'm panicking, me being me. Then the cashier asks me if I'd like to charge it as credit, to which I reluctantly agree, the thing then tells me that my card has no money on it.

There was $60 on there yesterday, and all I wanted to buy was a can of Pringles and a bottle of Dr. Pepper. I was pissed and embarrassed, simultaneously. That whole incident set the tone for the rest of my day.

Its ok Spain it happens to the best of us. Go Check your balance and memorize your pin. If its empty find out why. that can be very important.

Wonderful. My mom just threw a huge fucking temper tantrum on us because she was recording a show she had her heart set on, and her Ti Vo somehow changed the channel to football. Crying and screaming and cussing and everything over a God damn TV movie, that no doubt will be on Hallmark Channel later on this year. And she got on my case because I didn't drop everything and go configure my DVR to record it RIGHT THAT SECOND..

It's one thing to be upset because of a recoding getting screwed up, but having a panic attack because I didn't want to reprogram my DVR to record something I had no idea was this critical? God.

edited 28th Nov '10 7:27:18 PM by lee4hmz

^Ouch, Lee. *hugs*

Oh, I found out why. My Mom transferred the money to our joint account without telling me.

As for my PIN, yeah, I will memorize it.

I might've said this elsewhere, but I really don't understand Debit/Credit Cards, other than a platitude my mom always says about them ("Debit Cards use money you have, Credit Cards use money you pretend to have") which isn't very helpful.

edited 28th Nov '10 7:26:33 PM by SpainSun

Credit: More or less is borrowing a sum of money you promise to pay back(with some seriously gouged interest) Well it has improved when they signed that bill discover cut their interest rates down a lot. Debit: uses money you have in your account.

edited 28th Nov '10 7:28:06 PM by TuefelHundenIV

Oh.

Well that's simple....

Some stores will put an automatic request for a ridiculous amount of money from your account until it actually goes through. The first time I heard of this was a guy who bought gas and then went to do something else. Although he had bought $30 worth of gas, the gas station had a request for like $79 in. When he tried to buy something else, it wouldn't accept his card. And some banks want you to say credit rather than debit. Why I don't know, my bank is like that.

Edit to add: Never mind.

And Lee, I think your mom is really mad about something else.

edited 28th Nov '10 7:31:16 PM by blackcat

The point of purchase difference is that Debit needs you to know a number, while Credit needs you to be able to stroke a pen across a scanner (they don't care what it looks like. You could draw a duck and it would take it). Therefore, at the point of purchase, Debit is safer, Credit is more convenient.

The last few months of closely monitoring my bank account has made it clear to me that when you use Debit, the money leaves the account immediately, while when you use Credit, the money isn't settled up with your bank for up to a week. Therefore, if you're using online bank statements, Debit is your best bet because it keeps the number accurate.

The first thing anybody told me about the difference, though, is that Credit is safer because there are stronger laws about fraud for Credit cards than Debit transactions.

Interesting.

My Mom has quite deliberately kept me in the dark about financial matters, why I don't know, but I suspect it has something to do with the way my grandmother raised her, they're all very....tight with their money.