Notice - there are NO human characters ( Pool Party Panic doesn't count) besides Bud. However, Bud acts almost like programmed and sometimes acts like an animal (see "Peopleing"). Humans are probably extinct and Bud became animalistic due to being last human left The pets, however, had scientific experiments. And notice - animals are very, very, cheap and affordable. Nobody is buying them. Due to these facts, humans are probably extinct or on the brink of extinction in the Fish Hooks world.
And the horrible human-like creature that hatches from a penny in Peopleing is actually a mutant, but not a human. It's egg just looks like a penny.
There is a lot of these moments in Fish Hooks.
Is because in that episode he says that he loves paradoxes, he has been using a paradox to take things he want without need of money (considering the stupid that he is shown sometimes,is stil ambigous if he ever noticed that he is doing it, and if he has, if he knows that if theft), in this case Piranhica wouldn't lied him when said that the money was worthless, because for somebody who doesn't need money to buy things, the money actually is worthless.