[[caption-width-right:350:"You have problem?"]]

->'''Peggy''': "Thank you for calling USA Prime Credit, my name Peggy."

Peggy is a customer service representative for USA Prime Credit, a spoof credit card company seen in [[http://www.youtube.com/user/discoverpeggy series of advertisements]] for Discover Card. Peggy lives in Siberia, speaks with a Romanian accent and is a somewhat AffectionateParody of [[OperatorFromIndia people who work in call centers in countries such as India]]. Peggy's goal seems to be to provide you the least helpful customer service possible, by not answering your questions, giving you the run-around and refusing to deal with you directly. Further ramping up the parody, Peggy (as you can see in the page image) [[SamusIsAGirl is a man]].

Peggy is played by [[http://web.archive.org/web/20130602000334/http://www.petrut.biz/ Tudor Petrut]], an actor and writer who also works as a high school algebra teacher.

USA Prime Credit had an [[http://www.usaprimecredit.com/ official website]], but it was always broken. As of at least May, 2014, it seems to be ''really'' broken, though you can still find it at the [[http://web.archive.org/web/20121229174700/http://www.usaprimecredit.com/ Internet Archive]].

As of October, 2012, no new Peggy ads have been seen in over a year and it is assumed that the campaign is retired.

!Peggy and his commercials give examples of:

* AdvertisingCampaigns: Peggy is very popular on Website/{{Youtube}}.
* AndYourRewardIsClothes: One of the options for 100,000 reward points is a trucker cap with the USA Prime Credit logo. "Look good for ladies."
* BilingualBonus: The opening of the "[[https://www.youtube.com/watch?v=7WIwxQjvfFI Please Hold]]" commercial has Peggy speaking in rapid-fire Romanian. He is apparently saying something along the lines of "te cauta pe tine nenicule", which translates roughly to "is looking/calling for you, dude."
* BreakTheMotivationalSpeaker: In this case, Lou Holtz.
--> '''Holtz:''' Lost my card, need a replacement sent to my hotel ''tomorrow''.
-->'''Peggy:''' One month.
-->'''Holtz:''' Let's try this again. Do you believe in yourself?
-->'''Peggy:''' Yes.
-->'''Holtz:''' I believe in you too, Peggy. And you can be my go-to guy, or girl. Now stand tall and get out there and replace my card!
-->'''Peggy:''' You inspire me! Three weeks.
-->'''Holtz:''' ''(frustrated)'' Okay, let's start over.
* CelebrityEndorsement: A couple of the commercials feature well-known figures in sports or entertainment calling Peggy.
* CorruptCorporateExecutive:
** Whoever runs that place enjoys screwing their customers over in various ways.
** Not to mention their idea of a "retraining program" is to have their employees beaten by a club-wielding puppet.
* {{Facepalm}}: "Transfer" ends with the caller standing bent over a planter, her face buried in her hands in frustration.
* FakeStatic: Bobby Bowden calls up "USA Prime Credit" to dispute charges and gets Peggy, who eventually rustles some paper and tells him that he's breaking up. Bowden tells him "I'm not too old to find you, son."
* ForInconveniencePressOne: A Double Subversion. He's not any more helpful than the computers.
* ImNotAfraidOfYou: "I'm not too old to find you, son."
* LaserGuidedKarma: Considering how much crap he puts various people though, a few people might think the "retraining program" is just karma's way of getting back at him.
* OperatorFromIndia: Peggy again; however, he is from Siberia, not India.
* RidiculouslyLongPhoneHold: Peggy was a [[https://www.youtube.com/watch?v=7WIwxQjvfFI master of this]].
-->'''Customer''': I've been waiting for fifteen minutes for someone to pick up.
-->'''Peggy''': You're tenacious like bull. I like. Please hold.
-->'''Customer''': No, no, no! Peg--!
-->'''Peggy''': (''staring at a bank of ringing phones'') So pretty.
* {{Ruritania}}: How Siberia is portrayed.
* UnfortunateNames: '''''Peggy?!''''' Not that he has any problem with his name. There's a fan theory that his name is actually "Пэги", which is pronounced "Pegi" in English but is a masculine name in Russian. Bobby Bowden is the only caller who doesn't bat an eye to Peggy's name.