Created By: BobbyG on August 9, 2008
Nuked

All Devouring Black Hole Loan Sharks

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Trope
Do We Have This One??

A character borrows some money, but for whatever reason is unable to pay it back. Cue pursuit by some rather aggressive loan sharks, who are determined to get their money back by any means necessary.

  • The working title for this one comes from Pikmin 2, in which the President of Hocotate Freight has to go on the run from debt collectors after discovering that the company's loan came not from Happy Hocotate Savings & Loan, but from the building next door, the All-Devouring Black Hole Loan Sharks.
  • In KateModern, Gavin and Tariq borrow money from a rather shady businessman named Terrence. When it becomes apparent that they have no means of paying him back, he becomes violent.
  • Nikki Sanders of Heroes borrows money from a Las Vegas mob boss, Mr. Linderman, who sends thugs after her to retrieve it.
Community Feedback Replies: 27
  • August 9, 2008
    PkMARIO
  • August 9, 2008
    PkMARIO
    O.o Double post...
  • August 9, 2008
    Bisected8
    When I was in secondary school (about the same as High School if you're American) I was shown a video in PSHE (or whatever they're calling it nowadays) about a guy who made the mistake of spending a huge amount of money on a music system when he had a paid-on-commision job and ended up borrowing money from a loan shark.
  • August 9, 2008
    idledandy
    Threes Company had Jack teaching a loan shark's lusty wife to cook because he couldn't pay back his loan.
  • August 9, 2008
    Unknown Troper
    The Suite Life Of Zach And Cody had one of these where Zach tried to convince Cody to throw the spelling bee because he couldn't pay back a loan.

    Also, I'm fairly certain Drake And Josh had something like this...I just can't remember details.
  • August 9, 2008
    BobbyG
    Just to clarify: the point is that the loan sharks become threatening. Otherwise, it's not this trope.
  • August 9, 2008
    Unknown Troper
    Happens a lot in Hong Kong action movies. Some poor guy owes a bunch of money to some triad goons or other mob types, and they come to take it out on his hide. Hero comes across them and kicks their asses, and the conflict ensues.

    Another variant of this is the Gambling Debt, which many a character in crime and action movies have run up with the local heavies.
  • August 10, 2008
    Psyclone
    • The webcomic Zortic starts with the titular character being subtly threatened by a loan shark (who later on in the strip actually captures him and his friends). The kicker? 1) He looks and talks like Jabba The Hutt in a Mafioso suit and 2)He's in the student loan business.
  • August 10, 2008
    Unknown Troper
    The Merchant of Venice, maybe?

    ETA: Oops, that was me.
  • August 10, 2008
    Sparrowhawk
    Half the premise of Hayate No Gotoku is that the hero's parents, being pursued by exactly this kind of loan sharks in the form of the Yakuza, agree to sell him to them without his knowledge in order to repay their debt.
  • August 11, 2008
    BobbyG
    Bump. Any thoughts on the title?
  • August 11, 2008
    Danel
    Buffy The Vampire Slayer featured a loan shark that menaced Spike. The loan shark was an actual demon shark guy.
  • August 11, 2008
    FreezairForALimitedTime
    I actually kinda like All Devouring Black Hole Loan Sharks. It may be long, but it gives you an idea of what the trope is about... and anything named from Pikmin 2 can't be bad.

    If we need a shorter title... Circled By Loan Sharks?
  • August 11, 2008
    BobbyG
    I would love to make Pikmin 2 the Trope Namer providing that's OK with everyone else.
  • August 11, 2008
    Unknown Troper
    I know it's a bit cheesy, but Buffy's loan shark being an actual shark is one of my favourite Incredibly Lazy Puns of all time.
  • August 11, 2008
    twelfth
    @Bobby G: the point is that the loan sharks become threatening.

    Is there a point when loan sharks aren't threatening? Actually, that could make its own trope, if we could think of examples.
  • August 11, 2008
    BobbyG
    I'm just not sure whether the Threes Company and The Suite Life Of Zack And Cody examples actually involve pursuit by loan shark. Having to teach someone to cook doesn't sound particularly threatening.
  • August 11, 2008
    Nybbler
    I think the Three's Company example is a comedic subversion.

    How about just "The Loan Shark" or "Loan Shark". Stock villian, loans money at high interest rates and is violently insistent on being paid back.

  • August 11, 2008
    Nybbler
    I think the Three's Company example is a comedic subversion.

    How about just "The Loan Shark" or "Loan Shark". Stock villian, loans money at high interest rates and is violently insistent on being paid back.

  • August 11, 2008
    Nybbler
    I think the Three's Company example is a comedic subversion.

    How about just "The Loan Shark" or "Loan Shark". Stock villian, loans money at high interest rates and is violently insistent on being paid back.

  • August 11, 2008
    BobbyG
    This is definitely going under the villains index. It's also a type of plot, of course.
  • August 11, 2008
    Micah
    In the Aubrey-Maturin series, Jack Aubrey is pursued by creditors; for a while, he has to take advantage of some ridiculously arcane laws about where people are allowed to be arrested for debt. He ends up press-ganging the bailiffs who are trying to arrest him.
  • August 12, 2008
    BobbyG
    Bump.

    So, are we going to call this All Devouring Black Hole Loan Sharks, Circled By Loan Sharks or just Loan Shark?
  • August 12, 2008
    noidea
    Go the pikmin reference
  • August 12, 2008
    Unknown Troper
    This trope actually drives the plot of a rather obscure video game called The Misadventures of Tron Bonne.
  • August 12, 2008
    Wulf
    I vote Loan Shark. Short, sweet, and to the point.

    You can take out a loan in Boktai and Boktai 2 from Dark Loans. If you can't pay it back in 3 days (I believe) you're kidnapped and forced to run on a treamill until you've built up however much energy you owe.
  • August 12, 2008
    Unknown Troper
    I say All Devouring Black Hole Loan Sharks, but have the other ones redirect to it.
http://tvtropes.org/pmwiki/discussion.php?id=uy296gk05z2rkefrkxzh9roq&trope=AllDevouringBlackHoleLoanSharks