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Edited by Mrph1 on Nov 30th 2023 at 11:03:59 AM

Kayeka (4 Score & 7 Years Ago)
#273651: Mar 8th 2019 at 12:46:31 AM

It's faster, it's safer, it's better for the environment, and it spares stores (big and small) the cost of having to call in a value transport. Not being able to trust the government in a democratic system is a problem unrelated to electronic money, private debt in the Benelux and Scandinavia where electronic payments are quite in vogue did not rise astronomically, and you already have a bank account anyway.

Edited by Kayeka on Mar 8th 2019 at 9:47:15 PM

M84 Oh, bother. from Our little blue planet Since: Jun, 2010 Relationship Status: Chocolate!
Oh, bother.
#273652: Mar 8th 2019 at 12:47:28 AM

I have a credit card and a debit card, but I loathe making purchases with either. If the purchase isn't a particularly large one, I stick with cash.

Edited by M84 on Mar 9th 2019 at 4:48:28 AM

Disgusted, but not surprised
M84 Oh, bother. from Our little blue planet Since: Jun, 2010 Relationship Status: Chocolate!
Oh, bother.
#273654: Mar 8th 2019 at 12:48:33 AM

I wouldn't mind if the smaller denomination coins went out of style — seriously, screw pennies.

[up]I've always found signing receipts and/or entering PIN numbers to be a pain in the ass. I also watched quite a few Credit Card Plot stories in my youth. That might have left an impression.

Edited by M84 on Mar 9th 2019 at 4:50:16 AM

Disgusted, but not surprised
PushoverMediaCritic I'm sorry Tien, but I must go all out. from the Italy of America Since: Jul, 2015 Relationship Status: watch?v=dQw4w9WgXcQ
I'm sorry Tien, but I must go all out.
#273655: Mar 8th 2019 at 12:50:43 AM

It's also not safer. If your wallet is stolen with cash, you lose like, 50 bucks. If your wallet is stolen with a debit/credit card, you could lose hundreds of dollars before you cancel the card, especially if it was stolen without your knowledge and you only noticed much later.

M84 Oh, bother. from Our little blue planet Since: Jun, 2010 Relationship Status: Chocolate!
Oh, bother.
#273656: Mar 8th 2019 at 12:51:43 AM

I'm also kind of suspicious of Apple Pay. Granted, that's probably because of my own disillusionment with Apple in general.

Disgusted, but not surprised
Kayeka (4 Score & 7 Years Ago)
#273657: Mar 8th 2019 at 12:59:09 AM

[up][up]Debit cards are secured with PIN numbers, swiping only works up to a certain amount, and we're making some pretty great advances towards biometric identification. Not to mention that we're getting rid of cards soon, payments by phone are getting more popular every day.

[up][up][up]See that's just weird, old-fashioned systems. Nobody actually does anything with the signature on the receipts, and if a transaction is large enough to warrant a PIN, it can also be paid by swiping. I personally find fiddling with coins to get to the right amount annoying, not to mention waiting for change that is in denominations so small you never actually get to using them.

M84 Oh, bother. from Our little blue planet Since: Jun, 2010 Relationship Status: Chocolate!
Oh, bother.
#273658: Mar 8th 2019 at 1:03:04 AM

[up]I did just mention I'd be happy if coins like pennies were done away with. Especially since pennies actually cost far more to make than their actual value.

I should mention that, living in Taiwan as I am, I do make regular use of something called a yoyo card or Easycard. It's very convenient for small purchases at convenience stores and for paying fare at the MRT. The difference though is that it's not connected to my bank accounts. I put money in it at the local convenience stores — convenience stores in Taiwan offer a lot of services like this.

Edited by M84 on Mar 8th 2019 at 5:10:15 PM

Disgusted, but not surprised
Swanpride Since: Jun, 2013
#273659: Mar 8th 2019 at 1:12:57 AM

Another reason why you shouldn't do away with cash is because not everyone has a bank account. I rather wouldn't have homeless people on the street, but fact is that they exist. Do you really want to exclude them completely from the possibility of purchasing something? And what about private purchases? Flea markets and garage sales wouldn't work without cash transactions being available.

PushoverMediaCritic I'm sorry Tien, but I must go all out. from the Italy of America Since: Jul, 2015 Relationship Status: watch?v=dQw4w9WgXcQ
I'm sorry Tien, but I must go all out.
#273660: Mar 8th 2019 at 1:16:14 AM

Don't forget about the aforementioned 6.5% of American households without bank accounts.

Kayeka (4 Score & 7 Years Ago)
#273661: Mar 8th 2019 at 1:18:04 AM

Mobile transaction machines can be rented. People do that all the time around here, particularly around King's Day. Heck, it's what homeless people do in Sweden.

I've been living without cash for years, and the only time it caused me trouble is when I needed someone to spot me some pizza and I had issues paying them back the next time I saw them due to lack of cash. But now I got an app for just that.

[up]I did mention that the infrastructure surrounding electronic payments would need to be expanded and adjusted to support all kinds of people, did I not?

Edited by Kayeka on Mar 8th 2019 at 10:20:40 AM

Silasw A procrastination in of itself from A handcart to hell (4 Score & 7 Years Ago) Relationship Status: And they all lived happily ever after <3
A procrastination in of itself
#273662: Mar 8th 2019 at 1:21:59 AM

I basically live without cash, but that’s a privillage I have as someone living in a country with modern banking infrastructure, that’s not true for the US.

Banning cashless stores in London or Amsterdam would be insane, banning them in the US is just local government trying to protect people from being locked out of society.

“And the Bunny nails it!” ~ Gabrael “If the UN can get through a day without everyone strangling everyone else so can we.” ~ Cyran
Kayeka (4 Score & 7 Years Ago)
#273663: Mar 8th 2019 at 1:24:31 AM

[up]Not knocking that. Not at all. I understand that in certain (most) areas, cash is a necessity. I'm just saying it doesn't need to be.

Swanpride Since: Jun, 2013
#273664: Mar 8th 2019 at 1:36:11 AM

I don't see the difference...no matter where you do it, it is excluding people. There should ALWAYS be a cash option, at least for the basics.

Edited by Swanpride on Mar 8th 2019 at 1:36:24 AM

BlueNinja0 The Mod with the Migraine from Taking a left at Albuquerque Since: Dec, 2010 Relationship Status: Showing feelings of an almost human nature
The Mod with the Migraine
#273665: Mar 8th 2019 at 1:41:31 AM

Then just force/trick Trump into representing himself. There, problem solved... with the delicious benefit of high likelihood that he'll almost immediately get himself in contempt of court just by being himself,
Given how many judges Trump has appointed to the courts, this is a plan with some very large holes in it.** 
61% of Democrats see Republicans as "racist/bigoted/sexist.
I didn't used to think of Republicans this way. But every. Single. Fucking. Election. since 2010, the GOP has gone further and further towards proving that yes, they are wildly bigoted in almost every way they can be.
Ask yourself why would a good, well informed, ect person do that or vote that way?
IMX, the first thing to do is discard the assumption that they are a "good" person. Good people do not call the fucking KKK "good people".

That’s the epitome of privilege right there, not considering armed nazis a threat to your life. - Silasw
HailMuffins Since: May, 2016 Relationship Status: Shipping fictional characters
#273666: Mar 8th 2019 at 2:39:02 AM

I hate using credit and debit cards, my family went through terrible financial problems thanks to credit debt, and I find it harder to keep track of how much I spend without physical cash.

PhysicalStamina i'm tired, my friend (4 Score & 7 Years Ago) Relationship Status: Coming soon to theaters
i'm tired, my friend
#273667: Mar 8th 2019 at 3:28:19 AM

I can't recall how long it's been since I used cash for anything. I've never really seen the point. Plus, I've found that by using cash, eventually I'm gonna end up with a lot of coins that will inevitably fall out of my wallet whenever I take it out of my pocket. No, I just use debit cards for purchases.

i'm tired, my friend
Swanpride Since: Jun, 2013
#273668: Mar 8th 2019 at 3:52:31 AM

The coins are just a matter of being organized and pay sums you know on the dot precisely.

In some countries it is actually very handy to have at least some coins on you...for the shopping card, for parking fees aso.

BearyScary Since: Sep, 2010 Relationship Status: You spin me right round, baby
#273669: Mar 8th 2019 at 4:23:01 AM

I never use my debit card when I'm out shopping. I just use cash

Do not obey in advance.
GoldenKaos Captain of the Dead City from Cirith Ungol Since: Mar, 2014 Relationship Status: Showing feelings of an almost human nature
Captain of the Dead City
#273670: Mar 8th 2019 at 4:34:44 AM

There's an independent gaming store in my area that simply doesn't have a card machine. Which I maintain is dumb, because people rarely carry sums of £50-£500 on their person when they walk into a random store.

"...in the end the Shadow was only a small and passing thing: there was light and high beauty for ever beyond its reach."
Fighteer Lost in Space from The Time Vortex (Time Abyss) Relationship Status: TV Tropes ruined my love life
Lost in Space
#273671: Mar 8th 2019 at 4:42:37 AM

Credit card processors charge fees for each sale, and so some small merchants who have slim profit margins will choose not to accept them.

[up] Do they accept checks, though?

Edited by Fighteer on Mar 8th 2019 at 7:42:55 AM

"It's Occam's Shuriken! If the answer is elusive, never rule out ninjas!"
GoldenKaos Captain of the Dead City from Cirith Ungol Since: Mar, 2014 Relationship Status: Showing feelings of an almost human nature
Captain of the Dead City
#273672: Mar 8th 2019 at 4:45:00 AM

[up]I have no idea. I'd be surprised if I'm honest. And while I say it's dumb that he doesn't have a card machine, I know the guy personally, and he has a kid and a mortgage, so it can't be hurting his business that much.

Edited by GoldenKaos on Mar 8th 2019 at 12:45:59 PM

"...in the end the Shadow was only a small and passing thing: there was light and high beauty for ever beyond its reach."
Ramidel Since: Jan, 2001
#273673: Mar 8th 2019 at 4:47:17 AM

The only way that a cashless society would be remotely ethical is if banking services were made freely available to everyone by government mandate. (Even then, I'd be against it, but that's because I like being a dinosaur.)

LeGarcon Blowout soon fellow Stalker from Skadovsk Since: Aug, 2013 Relationship Status: Gay for Big Boss
Blowout soon fellow Stalker
#273674: Mar 8th 2019 at 4:51:08 AM

I never spend cash and always just hoard it away for emergencies.

I use my card for just about everything.

Oh really when?
RainingMetal (Handed A Sword) Relationship Status: THIS CONCEPT OF 'WUV' CONFUSES AND INFURIATES US!
#273675: Mar 8th 2019 at 4:59:12 AM

I tend to use cash for smaller, live payments, and save my debit card for bigger payments or online purchases. I don't know if I have a debit transaction cap per month, and I don't intend to find out.

ASAB: All Sponsors Are Bad.

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