Word of God: There has been a lot of speculation that Creed's story about how Ed Truck died was completely made up by Creed. Greg Daniels confirmed in an interview that Ed really did get decapitated in a car crash, and Creed simply made up the details surrounding it.
http://tvtropes.org/pmwiki/pmwiki.php/Trivia/TheOfficeUSS3E4GriefCounseling
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