Tony Stark: Actually, [Steve]'s the boss. I just pay for everything and design everything and... make everyone look cooler.
The Team Benefactor is the member of The Team who allows the adventure to continue by supplying some sort of resource they (and only they) have access to rather than their own talents (unless said talents are something very narrow). The resource in question might be;
- Money (Either covering the group's expenses as they travel or providing a large sum of money to fund the trip).
- Knowledge of what they're specifically dealing with (characters who provide this are often The Smart Guy as well). Military fiction (especially Military Science Fiction) often has a civilian expert (or witness to whatever the protagonists are dealing with, local guide, etc) in this role.
- Being The Chosen Zero, who hasn't got anything in their favour apart from some vague prophecy that they'll be useful or access to something Only the Chosen May Wield.
- Have something special about them (e.g. being of a given lineage needed to enter their ancestor's tomb or meeting the Phlebotinum-Handling Requirements) that the group need to continue.
- Just own a means of transport which the group need to make use of.
- Have some sort of connection to someone who fits one of the above, who agrees to help on the condition that this character can travel with the group (e.g. the representative of a company who's funding an expedition or the son of a king who lent the group a ship).
This trope is a good way to justify The Friend Nobody Likes, since it allows the writer to include a character that is at odds with the rest but they can't get rid of. Even if they're not, it's likely that what they provide is the only thing they can provide (at first), making them The Load. The expertise variant is the most likely to avoid this, since their knowledge might allow them to double as The Medic or a Gadgeteer Genius even if they aren't a Badass Bookworm.
Characters who provide money might overlap with Uncle Pennybags or Wealthy Philanthropist. A character with some sort of destiny in this position might be The Chosen Zero if they don't provide anything but their status as such. A character who merely gives the heroes what they need and sends them on their way (without joining them) is some form of Big Good rather than this trope. If this character joins the group as the Sixth Ranger then they might be a Mysterious Backer or an Anonymous Benefactor. They often appear in a Caper Crew. Compare Plot Tailored to the Party where it is contrived so each character can overcome an obstacle. See also Crimefighting with Cash (for when this trope is a superpower).
- Dryden Fassa in The Vision of Escaflowne is an Intrepid Merchant, with zero fighting skills but with an incredibly sharp mind, who manages to join Hitomi and Van's little gang by providing funding (read: an ungodly sum of money) for the title mech's mid-season repairs which basically saves Van's life since his back-then almost fatal wounds come from his synchronization with Escaflowne itself.
- Bubblegum Crisis: Sylia Stingray serves as both the leader and the backer for the Knight Sabers. She designs all of their equipment, including their hardsuits, and finances their operations, using her family's wealth, and by lining up assignments with high paying officials, and businessmen.
- Dragon Ball Z
- Bulma and her family fund and personally build the ludicrously expensive operations of building interstellar spacecraft, time machines, and the copious amounts of food that Saiyans eat. Ox King and Hercule do too, to a lesser extent.
- The Briefs family and Hercule are also the go-to people for hiding stuff that would compromise the Masquerade. When a bunch of Namekians find themselves stranded for nearly 9 months, Bulma invited them to stay at her place, and when they needed to keep Majin Buu under wraps for six months, Hercule's compound proved just the ticket. Capsule Corp. even seems to have a built-in Weirdness Censor due to the apparently copious oddities that Dr. Briefs' experiments have produced, so when a giant wish-granting dragon is summoned on his front lawn, nobody is particularly alarmed once they find out it's at Capsule Corp.
- In Tokyo Ghoul, Tsukiyama becomes one to Kaneki's gang in the second half of the series. Besides using his personal connections to gather information, he financially provides for them and uses his family's influence to aid them (read: Kaneki).
- High School Of The Dead: While Shizuka may initially seem like The Load, the group's survival is largely due to her contributions:
- She was the one that made their escape from the school possible, by suggesting they head to the Teacher's Lounge so they could get a set of keys for one of the buses. And she was the only one who knew how to drive it, along with all the other times her driving has gotten them out of hairy situations.
- They also had a place to eat and rest at the end of their first day, since she let them use her friend's apartment. Which is how they were able to arm themselves, thanks to Rika's weapons cache and supply of ammo. Plus, it gave them access to a new vehicle and a change of clothes.
- And it was due to her medical expertise as a School Nurse that Rei was able to fully recover from her back injury (ep. 10 and 11); keeping their fighting force at four strong.
- Project A-ko: Mr. Daitokuji uses his wealth to supply Graviton City's defense force with advanced aircraft and mecha, in exchange for their help in trying to stop his daughter and A-ko from demolishing the city during their fights.
- Angel acted in this capacity when he was with the Champions, funding the group as well as being on the team. He also funded and led The Defenders, turning them into an actual team instead of a non-team. On the X-Men he also sometimes provided funds, although at least at the beginning they mostly came from Charles Xavier, whose "old money" family fortune also included the Xavier Mansion and its spacious grounds and enough money to have his X-Men ride into action in Rolls-Royces from the first issue.
- Nighthawk (the Marvel Comics version of Batman) provided funds for the Defenders while he was on the non-team, and they met at his ranch estate.
- The Avengers:
- Iron Man / Tony Stark originally funded the team, setting them up in his mansion and giving them the use of his butler Jarvis. This later was replaced by a foundation named after Stark's mother.
- Other equipment, most notably the Quinjets, was produced in Wakanda and provided to the team by the Black Panther.
- The Immortal Iron Fist would sometimes fund the Heroes for Hire group if Luke Cage was hardup for cash.
- Kate Bishop (the Hawkeye of Young Avengers) provides funding for the team using her father's wealth, and converts one of his old buildings into a base for their operations. Unlike most examples, not only is she a fully fledged member of the group, she sometimes also acts as their unofficial leader.
- R. J. Brande funded the Legion of Super-Heroes. In the current version (based mostly on the original one) he gained his fortune by making suns.
- Reed Richards is this to the Fantastic Four, not only providing them with their technical equipment, but also with a big part of the funding through patent fees etc.
- Oliver Queen funded the Justice League in their early days, and Bruce Wayne has also given them money to ensure they keep their massive supervillain battles away from Gotham.
- The mysterious "Fourth Man" of Planetary.
- This is how Steve Dayton a.k.a. Mento got involved with the Doom Patrol, going so far as to buy himself a psychic-power-enhancing helmet and join the team all so he could be close to Rita Farr.
- Deadpool ends up being this to the second incarnation of the Uncanny Avengers. His being an In-universe Cash Cow Franchise provides the team with funds to carry out their missions. Following the events of Secret Empire, this fell to the Human Torch.
- Maxwell Lord was this to the original incarnation of Justice League International, before his FaceHeel Turn and the Flashpoint reboot.
- Tony Stark/Iron Man in the Marvel Cinematic Universe. Just like in the comics, he becomes this for the Avengers; Steve is the leader, while he provides the expensive tech and a skyscraper headquarters. Tony pretty much summed it up in Avengers: Age of Ultron:
Maria Hill: All set up, boss.
Tony Stark: Actually, [Steve]'s the boss. I just pay for everything and design everything and... make everyone look cooler.
- Ruben in Ocean's Eleven. All he does is provide the initial investment and snark.
- Inception: Saito, a ludicrously wealthy CEO, hires the team to perform the inception, and insists on going with them to protect his investment. He buys an entire airline to make it easier for them to get to their target, but isn't much use after that.
- The Life Aquatic with Steve Zissou has the "bond company stooge" who (if I remember correctly) is an accountant who joins the crew to report back to their benefactors and make sure they stay within budget.
- Villainous example: the Neimoidian race from Star Wars is cowardly and lacks military expertise, but their participation in the Separatist Confederacy provides it with resources, since they control the Trade Federation. In the novelization of Revenge of the Sith, the Neimoidian viceroy Nute Gunray tries to call General Grievous out, pointing that all of Grievous's success is funded by Neimoidian money. Grievous is not impressed.
- Fight Club: The narrator is an example of this, since he blackmails his boss at a large automobile company into funding Fight Club, and presumably later Project Mayhem. Of course, also being Tyler, the same person provides all the leadership and creative force behind those operations too, but he is not aware of that at the time.
- Eduardo Saverin in The Social Network. He's the team member who repeatedly steps in with the cheque book before the money starts rolling in.
- In Aliens, Ripley is this from the perspective of the soldiers (since she's just a civilian who happened to have seen what they've been sent in to investigate).
- Batman, unsurprisingly, takes on this role in Justice League (2017). Besides providing the team with their tech and a personnel carrier, the movie ends with him planning to turn Wayne Manor into this universe's Hall of Justice. He also helps his teammates in their civilian lives, getting Barry Allen a job in a crime lab and taking care of Martha Kent's financial problems.
Clark: How did you get the house back from the bank?
Bruce: I bought the bank.
Clark:...The whole bank?
Bruce: It's like a reflex with me, I dunno...
- Squire Trelawny finances the entire expedition in Treasure Island.
- Gandalf has shades of this in both The Hobbit and The Lord of the Rings, but his sheer power and habit of disappearing to deal with his own business pushes him closer to Big Good status.
- Toad from Kenneth Grahame's The Wind in the Willows starts out as this. He provides the caravan for their trip but doesn't really give much else to the team apart from that and his dangerous, endless desire for adventure. He becomes pretty resourceful past the halfway mark of the novel, though.
- The protagonist (a journalist) of The Lost World is essentially on the trip to authenticate everything they find (since the professor has been ridiculed for years for his theories).
- In Dracula Lord Arthur Godalming aids in funding the hunt for Dracula by providing transportation, lodging, and the like. While Abraham van Helsing helps with his knowledge of vampire lore.
- In the Ciaphas Cain novel "Caves of Ice", Cain has to put up with an annoying tech priest. Initially because he has some knowledge of what might be down there (thanks to his interest in xenobiology) and after that because he has an auspex which is needed to see where the ambulls and orks they're hunting are.
- In Outlander Leander, Ellora uses her connections in black market circles to find information for Leander, even though they barely get along. She gets money and he gets adventure (along with "his half" of the money, though he doubts she truly gives him half).
- Maggie plays this role in the Newsflesh series, providing safe places to stay, money, vehicles, and other resources.
- In Prison Break one character invokes this trope to keep himself useful by memorising and destroying a map the rest of the cast are following.
- In season two of Nikita, Birkhoff provides the money, the home base, and is the team's invaluable Techno Wizard.
- A BBC adaptation of The Lost World had the protagonist secure his place on the trip by having his employers help fund it.
- Smallville: Oliver provides the money that keeps his team stocked with whatever they need, and rebuild the Watchtower when it, its windows, or the various technology in it is inevitably damaged every other week. In Season Ten with Tess Mercer's HeelFace Turn, the team gains the financial backing of LuthorCorp as well.
- The Spider playbook from Blades in the Dark is The Chessmaster whose strong suits are more focused on the downtime activities than on immediate tactical challenges during Scores. The "Connections" special ability in particular lets them procure any asset the crew needs more quickly and for less coin than anyone else, while "Weaving the Web" grants them access to additional intel for planning future scores.
- The most broken class there is in Bleak World; a human with 10 points in Funding will be able to buy the most expensive weapon in the game 10 times over. Too bad there isn't much else to buy.
- In Mass Effect 2, Miranda sort of fits this, being your liaison with The Illusive Man, who technically owns the Normandy SR-2 and supplies you with funds, equipment, and intelligence. The Illusive Man would be this directly but he never joins the squad.
- In the metagame of World of Warcraft, healers were like this (they were hard to level up so there weren't many about, but they were needed to survive in most of the endgame instances). This lead to the stereotype of a Jerkass who played a priest so other players would have no choice but to put up with them.
- In Dragon Age II, Varric uses his wide network of connections to find jobs for Hawke, keep the Coterie off Anders' back, forge papers proving Fenris owns his ex-master's manor, and keep Merrill out of trouble with the City Guard.
- In Final Fantasy VI, King Edgar of Figaro provides much of the resources for the Player Party. He is also the resident Gadgeteer Genius.
- Also there's Setzer, owner of the only airship(s) in the world.
- In the Broken Sword series, George serves as this at least once (being a patent lawyer, while his fellow investigator Nico is a pennyless journalist) in order to explain how they manage to travel to the various places around the world.
- In DRAMAtical Murder, this is Mink's role — he is the main reason why Aoba and the rest of the main cast can even begin to look for Tae and Morphine near the end of the Common Route. He can be "upgraded" into one of Aoba's love interests if the player pursues his... very polemic route.
- Fire Emblem:
- King Hayden from Frelia in Fire Emblem: The Sacred Stones is this to Princess Eirika when the game starts, giving her war funds and allowing some of his vassals to join her after Renais is invaded and this kicks off war across Magvel. Later in the game, Pontifex Mansel of Rausten fulfills the same role by giving them more funds and the Sacred Relics from Rausten, the Saint Staff Latona and the Ivaldi Light tome.
- Lilith from Fire Emblem Fates is definitely this no matter what route is taken, as she allows the Avatar and his/her group to use the Pocket Dimension in her Crystal Ball as their headquarters.
- In Captain Morgane and the Golden Turtle, Thomas Briscoe, the wealthiest merchant on Bounty Island, funds the expedition Morgane leads after the Golden Turtle. He accompanies the ship, and sometimes tries to accompany Morgane himself (although tends to get a very short way before saying he'll "just stay here for a while" - which Morgane generally thinks would be best anyway).
- While it's most likely Gameplay and Story Segregation, in Xenoblade Chronicles X, all of the party members' equipment comes out of Rook's pocket.
- In Super Robot Wars X, Might Senpuuji has his V perks intact, continuing his President skill usage of earning free Tac points just by deploying him. Along with his entire district surrounding his Senpuuji Railroad Aoidou Division plant transported to the world of Al-Warth, his plant serves as the oasis for unit repairs and upgrades, along with some sanity for pilots who were homesick for some contemporary stuff. Might lampshades his gratitude with this outcome, otherwise itll be hard for his employees to survive in the primitive world such as Al-Warth.
- Overwatch has a villainous example with Maximilien, a wealthy Omnic in charge of Talon's finances with connections across the world, who in spite of his total lack of combat ability is powerful enough to be among the organization's leaders.
- In early installments of Noob, members of the titular guild consider thelselves stuck with their incompetent healer due to the alternative being having no healer at all; there is a shortage of low-level healers and they are the last people anyone both available and competent would want to join. They eventually get a second one, but she's not that much more competent and the idea of getting rid of either healer gets dropped at some point.
- Batman in Justice League built the Watchtower in Earth's orbit and funds them with his money. He combines this trope with the roles of The Lancer and The Smart Guy.
- While by no means useless in other regards, Asami provides Team Avatar with airships, cars, boats or whatever else they may need throughout The Legend of Korra.