History WebVideo / DebtLimit

* AnAesop: Don't borrow loans for frivolous purchases.
** If you cannot repay your loans, then your family can and will be held accountable for your debt.
** Don't let yourself get taken advantage of by signing away whatever someone wants you to sign.

* ItsAllAboutMe: Both Mr. Smith and the loan officer exhibit this, but only the latter is self-sufficient and intelligent enough to preserve his future.

** If you cannot repay your loans, then your family might be held accountable for your debt.

* HenpeckedHusband: Mr. Smith appears to be this, as his wife only wants to stay married with him as long as he keep buying her frivolous luxuries.

* InsaneTrollLogic: Mr. Smith owes $140,270 in debt and he thinks that asking for an increase in his debt limit is a better option than asking for a pay raise.

* LoopholeAbuse: As with reality, there really is no law saying you can't force babies to sign documents agreeing to inherit someone else's debt.

* VillainProtagonist: Mr. Smith, if you consider him a villain for making his own daughter inherit all his debt.

'''Plot Synopsis''': A very foolish man named Mr. Smith has racked up debt to his allowed limit and comes to his bank's loan officer begging for a raise in his debt limit due to being in serious debt. RealityEnsues when the loan officer (politely) refuses and tries to give him some financial counseling instead.

'''Debt Limit''' is a a short 2011 satirical film starring Brian Stepanek (you may know him as Arwin from ''[[Series/TheSuiteLifeOfZackAndCody Zack and Cody]]'') and Eddie Jemison. It is a satire of the U.S. government's national debt. The film achieved a significant level of fame in the United States due to often being played in high schools and universities, especially in economics courses. Brian Stepanek plays the foolish loan borrower Joe Smith (his full name is given out in the sequel Knock Knock - IRS) and Eddie Jemison plays his loan officer.

* TheGhost: Mr. Smith reveals to have a wife, who while she doesn't show up on-screen is also described as a frivolous, snobby spender who is looking to buy a brand new car even though her husband has a negative net worth.

* ManChild: Mr. Smith, who spends $38,000 a year when he only earns $21,000 a year.

'''Plot Synopsis''': A very foolish man named Mr. Smith has racked up debt to his allowed limit and comes to his bank's loan officer begging for a raise in his debt limit due to being in serious debt. RealityEnsues when the officer (politely) refuses and tries to give him some financial counseling instead.

'''Debt Limit''' is a a short 2011 satirical film starring Brian Stepanek (you may know him as Arwin from ''[[Series/TheSuiteLifeOfZackAndCody Zack and Cody]]'') and Eddie Jemison. It is a satire of the U.S. government's national debt. The film is sometimes played in high schools and universities, especially in economics courses. Brian Stepanek plays the foolish loan borrower Joe Smith (his full name is given out in the sequel Knock Knock - IRS) and Eddie Jemison plays his loan officer.

* InsaneTrollLogic: Mr. Smith owes $140,270 in debt and he thinks that asking for an increase in his debt limit is a better option than asking for a pay raise. He probably shouldn't have accepted such a low paying job in the first place.

* NoSympathy: You can clearly tell that the loan officer has no sympathy for Mr. Smith's financial problems and his family issues that stems from his debt and poor money management, since Mr. Smith brought all this on himself.

* VillainProtagonist: Mr. Smith, if you consider him a villain for making his own daughter inherit all his debt.
* [[YouFailEconomicsForever You Fail Economics Forever!]]: The entire premise of this video.

* LackOfEmpathy: You can clearly tell that the loan officer has no sympathy for Mr. Smith's financial problems and his family issues that stems from his debt and poor money management, since Mr. Smith brought all this on himself.