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feotakahari Fuzzy Orange Doomsayer from Looking out at the city Since: Sep, 2009
Fuzzy Orange Doomsayer
#1: Feb 20th 2012 at 5:40:57 PM

Anyone remember when Amazon purged incest-related erotica from the site so as not to get in trouble with Paypal? It's been happening again, on a variety of other sites that use the service (like Bookstrand.) Some are voluntarily removing "incest, pseudo incest, rape, and bestiality", while others are instead switching away from Paypal.

To my knowledge, Paypal hasn't explained its actions. Some commentators are blaming a morality scare, but another commenter (not linked because site may be NSFW) reasons about it like so:

What I discovered was that most merchant-services (i.e. companies that allow you to use Visa and Master Card on their site) which allow adult products charge a $5000 up-front fee to use their service. Then, they take exorbitant percentages from each transaction. Some 5%, some 14%, some as high as 25%.

Now it was starting to make more sense. The credit card companies charge higher fees for these "high-risk" accounts because there is a higher rate of what they call "chargebacks." You know that protection on your credit card, where if you dispute the charge, you don't have to pay for it? Well they've determined that happens more with porn and gambling and other "high-risk" sites than others, so they're justified in charging more money to process payment for those sites.

Paypal doesn't want to have to pay Visa and MC for carrying "high risk" accounts on their books. You have to remember that Paypal is a middleman. Sites that carry high-risk material have to pay the high-risk costs of doing business. If you're going through Paypal, you don't have to pay that. Until Paypal catches you. And then they insist you take down your high-risk content or lose your account.

In other words, people are saying "I never purchased that porn!" and not getting charged for it, and Paypal is trying to avoid getting stuck with the bill.

Thoughts?

That's Feo . . . He's a disgusting, mysoginistic, paedophilic asshat who moonlights as a shitty writer—Something Awful
Madrugada Zzzzzzzzzz Since: Jan, 2001 Relationship Status: In season
Zzzzzzzzzz
#2: Feb 20th 2012 at 6:13:18 PM

That sounds about right. Disputes about the charges would also occur if a kid (or other "authorized user" of the card) buys something and the person whose name is on the account doesn't know about it. When they get the bill, they're going to say "WTF?" I didn't buy that!"

I've seen no indication that Paypal really gives a rat's ass what you buy using their service. They simply care about not getting stuck with the bill.

edited 20th Feb '12 6:15:12 PM by Madrugada

...if you don’t love you’re dead, and if you do, they’ll kill you for it.
TuefelHundenIV Night Clerk of the Apacalypse. from Doomsday Facility Corner Store. Since: Aug, 2009 Relationship Status: I'd need a PowerPoint presentation
Night Clerk of the Apacalypse.
#3: Feb 20th 2012 at 6:15:52 PM

Makes sense to me. Is there any factual information from a reliable source to back it up?

Who watches the watchmen?
Flyboy Decemberist from the United States Since: Dec, 2011
Decemberist
#4: Feb 20th 2012 at 7:27:42 PM

Mm. Interesting.

~shrug~

Fiction is fiction, but it is within PayPal's rights to do what it's doing, insofar as I'm aware, so...

"Shit, our candidate is a psychopath. Better replace him with Newt Gingrich."
nightwyrm_zero Since: Apr, 2010
#5: Feb 20th 2012 at 7:42:39 PM

People still buy erotica? All the free stuff on the internet not enough?

Deboss I see the Awesomeness. from Awesomeville Texas Since: Aug, 2009
I see the Awesomeness.
#6: Feb 20th 2012 at 8:39:09 PM

Presumably they buy it with commissions so the smut they like keeps getting produced.

Fight smart, not fair.
joeyjojo Happy New Year! from South Sydney: go the bunnies! Since: Jan, 2001
Happy New Year!
#7: Feb 20th 2012 at 9:48:19 PM

I wonder what 'pseudo incest' is supose to be. Erotic fiction between second cousins?

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feotakahari Fuzzy Orange Doomsayer from Looking out at the city Since: Sep, 2009
Fuzzy Orange Doomsayer
#8: Feb 21st 2012 at 12:13:40 AM

^ From the sounds of it, Not Blood Siblings.

edited 21st Feb '12 12:13:48 AM by feotakahari

That's Feo . . . He's a disgusting, mysoginistic, paedophilic asshat who moonlights as a shitty writer—Something Awful
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