While waiting for the train to arrive, Panda accidentally drops his phone on the tracks while Grizz has his fitness tracker stolen by a rat.
Tropes:
- Disney Death: The bears think Bagel Rat got run over by the train, but then it appears in a grate behind them.
- Foreshadowing: The bears watch a Bagel Rat video, and Grizz mentions that the first sighting was near the station.
- Hope Spot: Panda manages to catch his phone with bubble gum on a string, but then Froyo Guy sends them one more text that shakes the phone off the line.
- It's All Junk: After spending a lot of time trying to get his fitness tracker back from Bagel Rat, Grizz decides to let him keep it after he helps retrieve Panda's phone.
- Mountain of Food: Bagel Rat's stash of bagels (and bagel-like objects) fills a whole chamber of an Absurdly Spacious Sewer.
- Ominous Latin Chanting: When the train approaches just as Bagel Rat is bringing Panda's cell phone.
- Shout-Out: Bagel Rat is inspired by Pizza Rat, a video of a rat dragging a large slice of pizza down a flight of stairs that went viral.
- Sticky Fingers: Bagel Rat doesn't just take bagels, but anything that resembles a bagel, including Grizz's fitness tracker. This later comes in handy when Ice Bear gets Bagel Rat to fetch Panda's phone by sending a picture of a bagel to the phone.
- Trademark Favorite Food: Take a guess at what food Bagel Rat likes.
- You Dirty Rat!: Downplayed. While Bagel Rat causes a lot of trouble for Grizz, he is never depicted as malicious, and the bears find the videos of his antics funny.