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A broad genre label, this includes just about any setting which involves present-day Earth with a magical element. There is usually a Masquerade of some kind, but the most daring of these sorts of settings and stories, like GURPS Technomancer, actually integrate magic into normal society. If this isn't the case, though, there's guaranteed to be another society (or five) just for the supernatural beings.

At times, this is a case of The Magic Comes Back. Other times, there has been an Ancient Conspiracy to keep up the Masquerade throughout all of recorded history. In some cases, it's a version of our world with magic added to it. Other other times you have All Myths Are True settings, and the mythological creatures and deities have had to adopt to modern times.

In short, put a single vampire in something, and it's horror. Put a gaggle of them in there and mention the phrase "vampire politics", it's urban fantasy.

A popular genre for Tabletop RPGs. See also Gothic Punk. Compare with Magic Realism and Cosmic Horror.

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