"Remember, George: no man is a failure who has friends."
Mary, seeing her husband trying to keep a group of desperate customers from selling out to Potter (and only moments ago having begged him to let things be and continue to their honeymoon), is the one to first offer their honeymoon fund as loan capital to help the customers survive until the bank re-opens.
And the distribution of the funds had a follow up moment. Except for the Jerk Ass who went first demanding his full amount, most of them accepted twenty dollars a piece. And then one lady says "Can I just have $17.50?"
George's and Mary's honeymoon.
Mary: Remember the night we broke the windows in this old house? This is what I wished for.
What makes this even more touching is the setting. The happy couple are in a leaky old house with a record playing, when they had planned to take a deluxe honeymoon out of town. But Mary is happy... because she's with the man she loves.
The denouement when George Bailey finally realizes that he has gained far more than he lost for staying in Bedford Falls, especially when seemingly the entire town comes to help him after Mr. Potter claimed that they would hate him for losing their money.
"Didn't ask any questions, all I had to say was that George was in trouble — 'Count me in!' "
Last time I watched this, I noticed something I'd overlooked before. When George is on the bridge crying out, "I want to live again," pay attention to what happens. He's calling out to Clarence, his guardian angel, and nothing happens. Then he breaks and mutters, "Please, God," and it starts to snow again, showing that things have finally changed back to the way they're supposed to be.
Am I weird to think the scene where George is getting drunk in the bar and Mr. Welch punches him out, and Martini and Nick are so nice and concerned about him is heartwarming?
You are not alone in thinking that. It seems so out of character of George to act this way so Nick and Martini are moved by the sight of their poor friend.
It's not just Martini and Nick. When George is punched, almost the entire bar gets up to make sure he's alright.
For me, it's the scene where George is at the dinner table with his dad. Especially with what happens later that night. In a lot of fiction, if a character is killed off, the main character sometimes gets into a huge argument ("The last thing I said to him/her was that I wished I wasn't his son"), but George's comment? "Y'know, Dad, I think you're a really great guy." Just a brief moment of peace between father and son.
Earlier in the scene, George and Harry carry their mother in and deposit her in her husband's lap, telling their father they have a present for him, and the senior Baileys hug and otherwise display the kind of comfortable affection any couple would want to have after so long together.
Mary and the children are watching George flip out in ways that terrify them. But when they recover their ability to speak, their first thought is, "We'd better pray for Daddy right away, so he'll feel better." Heartwarming for this troper.
The very beginning where you hear the prayers of the town, proving that the movie is one long heartwarming parade from beginning to end:
Mr. Gower: I owe everything to George Bailey. Help him, dear Father.
Martini: Joseph, Jesus, and Mary, help my friend Mr. Bailey.
Ma Bailey: Help my son George tonight.
Bert: He never thinks about himself, God, that's why he's in trouble.
Ernie: George is a good guy - give him a break, God.
Mary: I love him, dear Lord — watch over him tonight.
Suzu: Please, God. Something's wrong with daddy. Please bring Daddy home.
Plus the fact that God not only hears those prayers, but is already working on the problem.