Walking on Broken Glass'sNick. To quote the caption of the linked image, "Why yes, he does keep one namely a paintball gun in his office. For just such an occasion."
TwoKinds: Alaric. From the time Keith was banished, Alaric had been working nonstop, becoming a general, exploiting every loophole in the law he could and writing hundreds of documents, all so Keith would have to be acknowledged by society. Keith is now recognized as the Ambassador for Basitin society, representing their entire civilization to the world. And one of the four (previously three) generals subject only to the Basitin King.
General Tarquin has learned how to counter many obscure fighting styles in case he had to one day fight somebody who knows one of them. He's even able to block Elan's pun-based swordplay by tripping him up with etymology. (Though his knowing this specific case was due to Elan's teacher, Julio, being one of Tarquin's more frequent foes.)
Tarquin mixes this trope with Genre Savvy, including having written manuals for his guards explaining that there are no surprise inspections, and anyone showing up with that excuse is an intruder.
All the Homestuck universes. All of them. And, for that matter, all the minions of Lord English, though ESPECIALLY Doc Scratch. Aside from, of course, the kids and trolls. The exceptions can be counted on one hand. If you want specifics, Terezi, Vriska, Aradia, and their Beforus counterparts.
Pintsize shows up in a full set of miniature samurai armor:
Marten: So you've had this for a while then? Just in case some situation arose where you would need full samurai regalia? Pintsize: Well yeah. What's your point?
Faye's mother came up with a code phrase for Faye to use in the event that she was being held against her will ("the peaches are ripe"). This was Truth in Television in The '80s, when parents were encouraged to come up with innocuous-sounding phrases for children to warn them with.
While on a date with Sven, Hannelore leaves her purse somewhere, prompting her to reveal what she keeps inside it:
Hannelore: My cell phone, wallet, keys, mace, taser, multitool, Swiss army knife... OH MY GOD I'M TOTALLY DEFENSELESS!!!
The setting is a town with its own zombie defense system. Obviously comes in handy during the Zombie Apocalypse story arc. It makes a certain amount of sense, since the Genre Savvy Dr. McNinja is written by a man whose basic philosophy towards writing is always go forward. Turns out to be not quite Crazy Prepared. The Mayor who instituted the zombie defense policy was revealed to be a time traveler who knew it was coming.
Dr. McNinja also has a barber on speed dial in case of emergencies.
Thief has two clauses in everyone's contracts specifically for winning arguments. The first reads, "Yes, it is," and the second reads, "No, it isn't."
Red Mage, who reveals that he has numerous contingency plans for any unlikely situation. He doesn't use any of these plans, since generally, his allies will just blast or stab everything he doesn't get to first. Though it needs to be said that Red Mage's plans are nearly all undermined by the fact that he doesn't know what he's doing most of the time. He's simply convinced he does.
Mr. Verres instantly produces a full presentation — complete with pointer, easel, and a poster-sized graph — to explain why Elliot is the de facto chaperone for Grace's Birthday party. And when Elliot's Half Identical Twin / Opposite-Sex Clone Ellen voices an objection he produces another poster-sized graph that shows her to be more impulsive than her "brother". Given that Ellen had been in existence for less than two weeks at that point one wonders where he got the data.
Zola had her brain specifically prepared in case Lucrezia tries to possess her. Not only is she immune, it backfires perfectly.
Mechanicsburg itself. They have a system that showers the entire town in case they are attacked with poisonous or sleeping gas, and have systems capable of launching entire buildings attackers. Combined with Castle Heterodyne below, and the readers gets a very good impression as to why Mechanicsburg has never been taken by enemies.
This page shows just a small slice of the levels of Crazy-Prepared Castle Heterodyne is. Being prepared for a weapon that stops time and having defenses that will allow the Castle to remain on-line and still able to control some defenses while locked in a stasis field where time is frozen takes this trope Up to Eleven.
The Castle: Tch. Such small imagination. So typical of the enemies of the family... I am prepared for more contingencies than you would believe possible.
Parodied in Skin Horse, where UNITY has spent a great deal of time planning strategies to fight historical figures. All of them consist of, "Look a (something historically connected to the person in question)! Leg sweep!"
The protagonist of Geist Panik has a display◊ which features: a water gun in case of witches, a stake for vampires/tents, the sonic screwdriver for use against both Daleks and shelves, a crowbar for headcrabs, a fiddle in case of Satan, a nail-gun in case of Jesus, and a huge ass-gun in case of zombies/raptors/misc.
In Casey and Andy strip 649, Quantum Crook is prepared for Quantum Cop despite not knowing he's also in 1886. Quantum Cop is prepared for Quantum Crook being prepared...
NASA in Daisy Owl is running a Space School on the moon to train grown Space Babies for fighting off aliens. They don't know of any aliens existing yet, but better safe than sorry!
"We need stronger firepower to stop this guy. Didja bring the bazooka?"
"Check the glove compartment."
On the next page, the villain diverts the heat seeking missile with a molotov cocktail he happened to be carrying.
Vlademyre Hynner from Mortifer has this in spades, to go along with his genius IQ. Best exemplified on this page, complete with Lampshade Hanging (Warning: Spoilers!).
In Spacetrawler, Growp tries to kill Emily in her sleep, only to find there's a decoy in her bed. Emily had set this decoy up even though she could not have possibly known beforehand that Growp was coming for her.
When Dimitri is kidnapped by a secret society, they check him for hidden transmitters, and are shocked to find eighty-six bugs on a single person. Cut to King Mihrrgoot explaining that he'd actually planted ninety-two, and hoped they'd miss a few.
In Crimson Dark, Sarah, former controller of Espenson Station, is able to quickly take over the station's computer systems when Whisper, the other resident computer genius, disables the anti-wireless jamming in Sarah's cell. It turns out that Sarah leaves back doors in every computer system that she ever works with, because you never know when an employer will try to screw you over.
In Chaos Theory, Kevin's suit contains every explosive device known to man, and is rigged to explode if he so much as twitches in the wrong direction.
Moon Emperor: In retrospect I should have guessed that his hat would have a self-destruct mechanism. Moon Minion: And it was particularly clever of him to set its triggerphrase as "look at me, I'm Rocket Hat," spoken in a girly falsetto.
Sunstone it seems that Ally is equipped to handle many different fetishes and situations that arises if ever she found herself in such a relationship, despite being too shy to seek out that kind of thing for some time. Lampshaded in a strip.
Lisa: I thought you weren't into Pet Play? Ally: I was never in the scouts either but I still stick to the ''Always be Prepared" motto.
Dr. Wily: I'm sorry to disappoint you, Bob, but you didn't kill me, only one of my many robotic clones. Bob: What, you just leave them scattered around your fortress, on the off chance a deranged psychopath breaks in and attempts to kill you? Dr. Wily: It worked, didn't it?