Due to an exaggerated insurance claim, Ray Vecchio has been declared dead (they're burying him Thursday). While Ray is arguing with his bank manager about getting access to his account, Fraser recognizes a bank-robber (One of the robbers from Free Willie, who ''really'' doesn't remember Benton with fondness); they take refuge in the [[TitleDrop Vault]]. First Fraser disables the emergency release handle, in case either of them weakens; then, after Ray refuses to talk to him on account of that, he smashes open the sprinkler head. It's all perfectly planned out; the vault will be ''nearly'' full when the robbers blow the door, releasing a tidal wave that will incapacitate them. Then Ray's sister Francesca starts trying to help them...
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!Tropes
* CaughtUpInARobbery: Ray and Fraser are caught up in a bank robbery when Ray is wrongly declared dead and he goes to the bank to collect his money. They end up locked in the bank vault and it won't open for a while because it's on a time delay.
* DrowningPit: The bank vault filling up with water from the sprinkler turns into this, as Fraser and Ray are still inside while waiting for the robbers to blow the door open and get flooded.