Oh, that [[PimpedOutDress dress]] would look ''lovely'' on me. And it's on sale, for only $5000! Perfect! I'll take it!

... only, there wasn't a spare five grand in the budget for that month, and she's just put the family into serious debt.

This trope assumes that female characters are incapable of handling money, and will therefore waste it. This is loaded with UnfortunateImplications, and is fortunately falling into the realm of the DiscreditedTrope. Straight examples will usually be from older media, and/or be set in an era when women were deliberately not taught anything about money management because her father or husband was supposed to take care of such matters for her. (And never mind that given relative ages at marriage in that era, a woman could expect to spend the end of her life as a widow, [[OhCrap with no one but herself to balance the checkbook.]] It was frequently assumed that her son or another male relative would take over from her late husband.)

Typical variants include store charge cards and a CreditCardPlot, equating "checks left in checkbook" with "money left in checking account", and expecting presents that are more expensive than the husband can afford. The trope normally requires that the money be spent on luxuries or other self-satisfactory goods. If the husband is present when the purchase is made, expect a scene where the wife loads her bags and boxes into his arms.

The trope would be inverted in cultures where women are in charge of the household budget, or in situations where the wife is the wealthy one (or breadwinner) and the husband is the one on an allowance. In both cases, "spendthrift" is the word of choice used to refer to these kinds of people.

This can overlap with HenpeckedHusband, TrophyWife, TheDitz, DumbBlonde, RetailTherapy, DaddysGirl, SpoiledBrat, ValleyGirl, TheBabyOfTheBunch, and especially GoldDigger. It can also be a case of MostWritersAreMale and venting about this. See also RichInDollarsPoorInSense. The polar opposite of this is TheScrooge who will not spend an extra penny even though they have millions, or AffluentAscetic, who isn't as extreme in saving money as the former but still makes sure not to overspend.



[[folder:Anime & Manga]]
* ''Anime/PhantomQuestCorp'': Ayaka is the reason her company (Phantom Quest) [[PerpetualPoverty stays in debt]], thanks to all [[DestructiveSaviour the damage claims that get filed against them]] and her excessive spending habits. At the end of the third Incident File, she blew their entire commission ''and then some'' in a single shopping spree. Made worse, since the blank check [[CorruptCorporateExecutive Mr. Nagasuki]] had paid them with was rendered invalid, due to being found guilty of embezzlement. Meaning, Ayaka had racked up a bill they couldn't possibly pay, landing them deep in the red again.

[[folder:Comic Books]]
* In the Creator/ECComics Shock[=SuspenStory=] "Well-Traveled!", a man whose life's hobby is building a model railroad finds no money to buy the rolling stock, because every time he saves up the money for it, his wife decides to go places. [[spoiler:The predictably gory EC conclusion: him taking her dismembered corpse for a ride in his new model train.]]
* In ''Franchise/ArchieComics'' Hiram Lodge's chief complaint about daughter Veronica - aside from Archie - is the way she squanders the family fortune on chic clothes and other baubles.

[[folder:Comic Strips]]
* Used in ''ComicStrip/TheLockhorns'' every now and then, with Leroy making comments on Loretta's spending habits.
* This sometimes appears in the ''ComicStrip/{{Blondie}}'' strip, with the title character (Dagwood's wife) buying armloads of items for herself at a store. Has been happening less often since she started her own business.
* ''ComicStrip/FoxTrot'' inverts this trope with CloserToEarth Andy and BumblingDad Roger. Roger is usually the one who buys expensive luxury items, usually related to golf, and he's even shown sometimes paying the kids to not tell Andy what he bought. However, this trope is played straight when it comes to Paige and Peter, where Paige is the stereotypical teenage girl who LOVES to shop and she always makes Peter drive her and carry her purchases.

[[folder:Films -- Animation]]
* The "Rhapsody in Blue" sequence in ''Disney/{{Fantasia 2000}}''. John's rather... substantial wife drags him to a luxury pet store where she loads him up with packages for her little dog, then hits him with "[[GratuitousFrench Le Bill]]", which gets to be at least five feet long.

[[folder:Films -- Live-Action]]
* In ''Film/TheNeverendingStory 3'', Bastian's sister steals the wish-granting auryn from him to go on a shopping spree. The message here (apart from stealing is bad) seems to be that wasting wishes is wrong, although it's never explained why, bordering on InformedWrongness. (In the 1st movie making wishes was a good thing that helped Fantasia grow, in the 2nd it was bad because it erased memories. Neither seems to be the case here.)
* Inverted in ''Thicker than Water'', starring Laurel and Hardy. Ollie and Stan repeatedly demonstrate an inability to competently manage their finances. In fact, Ollie's wife actually goes to the bank at one point to instruct the bank to not allow her husband to withdraw any money from their account...[[spoiler: after he's already spent all their savings on a grandfather clock that ends up being destroyed anyway.]]

* Creator/LoisMcMasterBujold's novel ''Literature/{{Barrayar}}'' plays with this. Cordelia Naismith, having grown up on egalitarian Beta Colony, is perfectly capable of earning her own living and living within her means; but she's married into a patriarchal culture where upper-class ("Vor") women are expected to be decorative and waste their husbands' money on frivolities. Early in the book, she purchases a sword-stick for one of her husband's retainers, not realizing that non-Vor are not allowed to own weapons; but because she paid for it with her husband's money, it is technically ''his'' weapon, which he can allow his servant to carry around. Much later, at the climax of the novel, we get this exchange:
-->'''Aral:''' Where have you been, woman?\\
'''Cordelia:''' Shopping. Want to see what I bought?\\
(''[[spoiler: Cordelia removes the severed head of Vidal Vordarian from her shopping bag and rolls it across the conference table, to everyone's shock]]'')\\
'''Aral:''' But of course. Every Vor lady goes to the capital to shop.\\
'''Cordelia:''' I paid too much for it.\\
'''Aral:''' That, too, is traditional.
* Creator/AgathaChristie was fond of playing with and inverting this trope.
** In ''Literature/DeathOnTheNile'' Linette was a very wealthy woman who had been trained by her father in managing her financial and legal affairs, and as such was very clever and and capable in business matters. Her husband, on the other hand, had no business sense at all.
* In ''Literature/PrideAndPrejudice'', Mrs. Bennet has 'no turn for economy', and it's only her husband's restraining influence that stops her spending outrunning the family's (very generous) income.
* ''Literature/{{Persuasion}}'' inverts the genders with Sir Walter Elliot and his late wife. She was the one who kept the finances in check; after his death, he runs the family into deep debt trying to maintain his over-inflated ideas of a baronet's standing and is forced to rent out his estate.
* ''[[Literature/TalesOfTheFiveHundredKingdoms Beauty and the Werewolf]]'': Isabella's stepmother and father first meet when her stepmother is looking for someone to help her balance the accounts. Averted otherwise in that her stepmother isn't a spendthrift (she wasn't good at bookkeeping, but once she's got help with that she can live within a budget).

[[folder:Live-Action TV]]
* In a ChristmasEpisode of ''Series/MarriedWithChildren'' Peg & the kids steal money from Al's wallet and buy stuff for themselves. When he discovers that he has no money they complain that he didn't buy them any presents.
* Seemed to show up from time to time on ''Series/ILoveLucy''... one that sticks out was ''Lucy Is Enceinte'' and Ricky's "Lucy...what did you buy?" when she's trying to tell him she's pregnant.
* On ''Series/MadMen'' Lane Pryce's wife buys him a brand new Jaguar car as a present. They are in fact completely broke but Lane has kept her in the dark about their dire financial situation. She thinks that they have lots of money and he is just too frugal to spend anything on himself.
* ''Series/SexAndTheCity'' plays with the idea that this is a DeadHorseTrope. Carrie has no savings because she has spent literally thousands of dollars on shoes. On the other hand, conservative Charlotte who quits her job when she marries Trey has been careful with the money she made at her gallery and refuses to offer Carrie a loan due to her irresponsibility.
* ''Series/HowIMetYourMother'' plays this pretty straight with Lily, while also deconstructing her UnlimitedWardrobe: she's a kindergarten teacher, her husband's up to his eyeballs in law school debt; how does she afford the clothes? Charge it!
* In the MadeForTVMovie ''Hostage for a Day'' the protagonist's wife takes the almost $50,000 he has saved in his credit union account and gives it to a home remodeler/decorator as a down payment. This despite the fact that she had just had the house redone a few years prior. It is strongly suggested that she has hired the remodeler in order to have an affair with him, as have other women in the neighborhood.

* Music/LedZeppelin's ''Lemon Song''
-->Went to sleep last night, worked as hard as I can, Bring home my money, you take my money, give it to another man.
* The woman described in Blu Cantrell's "Hit 'Em Up Style" spends down her boyfriend/husband's money. Unlike most examples, it's not because she's irresponsible with money or anything, but because she wants to "punish" him [[YourCheatingHeart for cheating on her]] by [[FinancialAbuse cleaning him out before she dumps/divorces him]].

* The play ''My Lady Friends''' and its [[AdaptationDisplacement better-known]] musical version ''No, No, Nanette'' had the explicit moral that the only way for a wife to keep her husband from spending his money on other women was to spend it all on herself. It's ValuesDissonance indeed: the line "No good woman has two hundred dollars!" has been bowdlerized in revivals.
* Suggested in ''Theatre/ADollsHouse'' by Creator/HenrikIbsen, Torvald Helmer has a pet nickname for his wife Nora: Squanderbird. Ultimately subverted in that Nora is the one who's really on top of the household finances and has been making her own money working behind Torvald's back.

[[folder:Video Games]]
* ''VideoGame/{{Persona 4}}'' has a variation where the woman in question isn't in a relationship with the man nor is she making the purchase for herself: Chie helps [[spoiler:newly "human" Teddie]] pick out some rather expensive clothes at Junes, and arranges for them to be charged to Yosuke, as he works there and is the son of the manager. It comes off as particularly callous as his job is one of the few things Yosuke takes really seriously, and Chie just obliviously set him back significantly on his savings and is completely indifferent - and even a little mocking - when it's pointed out.

[[folder:Western Animation]]
* In ''WesternAnimation/TheFlintstones'', Wilma and Betty were often wasting their husbands' money, usually on clothes. "Chaaaaarge it!" was practically their CatchPhrase.
** Though one episode showed their husbands aren't much better. Fred and Barney were hiding some money from their wives because they were afraid they'd waste it on something useless like new clothes, [[HypocriticalHumor while Fred was thinking about getting a new bowling ball and Barney was thinking about getting a new rake]].
* The opening of ''WesternAnimation/TheJetsons'' has George handing each family member a bill from his wallet, but when he gets to Jane [[CutASliceTakeTheRest she takes the wallet and leaves him with the bill]].
** An episode of ''WesternAnimation/FamilyGuy'' actually recreates the entire Jetson's intro up to this point, except after Jane tries to leave with the wallet, George grabs her by the arm and starts berating her.
-->'''George:''' Hey hey hey hey hey hey hey hey no, no, no! ''No!'' I took this one out for you! You take this one, I keep this. You are not taking my whole wallet so you can go shopping!
-->'''Jane:''' I was just gonna buy some groceries.
-->'''George:''' Bull. Shit.
* Usually inverted with Homer and Marge on ''WesternAnimation/TheSimpsons''.
** In one episode, after Homer comes home with yet another expensive useless item. Marge reminds him that they're supposed to discuss unnecessary luxury purchases before making them. He retorts, "You didn't ask '''me''' before you bought that new washing machine!"
** Homer is actually quite good at doing this. He has lost the family's life savings in the stock market, cashed in Marge's life insurance savings on the down payment to an RV (which he wrecks by the end of the episode), and bought a red SUV that he subsequently couldn't drive because he found out it was "a girl's car".
* In the ''WesternAnimation/{{Robotboy}}'' episode "Traffic Slam" Tommy, his friends and his parents are stuck in a traffic jam. Kamikazi, disguised as a girl scout, tries to sell cookies to Mrs. Turnbull so he can steal Robotboy while they're busy stuffing their faces. Mrs. Turnbull tries one and gets instantly hooked, taking the entire contents of her husband's wallet to buy Kamikazi's entire supply.
* In an episode of ''WesternAnimation/FamilyGuy'', [[TheCasanova Quagmire]] has gotten himself into an AccidentalMarriage with an old, washed up {{Streetwalker}} named Charmise. He's afraid he'll have to give her half of his property if he divorces her, so he decides to suck it up and make it work. He decides she could use some new (and more "respectable") clothes, so he gives her his credit card and tells her she can use it to go buy some. She buys about $5,000 worth of new dresses...which she then takes to a pawn shop to sell for crack money.
* WesternAnimation/{{Kaeloo}} is absolutely terrible at handling money, and she normally winds up broke by the end of the episode if she ever gets any.