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[[quoteright:350:[[VisualPun http://static.tvtropes.org/pmwiki/pub/images/380_image_loanshark_8662.png]]]]
[[caption-width-right:350:Predatory lending at its worst.]]

->'''Phoenix:''' "Win Through Compromise"?
->'''Viola:''' That's Tender Lender's guiding principle. Compromise the customer to win.
-->-- ''VisualNovel/PhoenixWrightAceAttorneyTrialsAndTribulations''

A character borrows some money, but for whatever reason is unable to pay it back. Cue pursuit by some rather aggressive "[[InsistentTerminology providers of innovative financial services]]," who are determined to get their money back by any means necessary. The character really should have thought twice before borrowing money from the [[NamesToRunAwayFromReallyFast All-Devouring]] [[DepartmentOfRedundancyDepartment Black Hole]] [[VideoGame/{{Pikmin}} Loan Sharks.]]

A Loan Shark is a stock {{villain}} who typically loans money at high interest rates and will [[{{Determinator}} stop at nothing]] to get it back. The loan shark may be only too eager to use violence if necessary. He may also have mob connections -- money-lending is a time-honored means for organized crime to use money gotten from any number of less-than-honest means, and the [[EvilDebtCollector hounding of their victims for payment and interest]] is just another means of extortion. In some cases, a loan shark will be reluctant to kill a debtor [[PragmaticVillainy because a corpse can't pay its dues]].

Loan sharks feature a lot in action movies, where they're usually tied to TheMafia, TheTriadsAndTheTongs, the {{Yakuza}} or whatever other organized crime group features as the primary villain of the piece. Typically, the person being hounded by the loan sharks is someone who [[TrappedByGamblingDebts ran up a nasty gambling debt]] or needed money for some other reason and had nowhere else to turn, and now they are putting the heat on him to get their money back (with interest) and the borrower is unable to pay. Enter the hero, who is usually a friend of said borrower, who comes across the loan sharks doing their bit of nasty, beats the crap out of them and sends them packing. The loan sharks get pissed and the conflict ensues.

Unfortunately, this is TruthInTelevision (although some real-life Loan Sharks can be more flexible than others), and some high schools show videos warning students about the dangers of borrowing from loan sharks. Actual banks, within the United States and its allies at least, do ''not'' operate under this trope and will in fact often accept pennies on the dollar rather than have to repossess cars and houses. Bankers do not want to own your collateral because they tend to have trouble selling it to get their money (doing so was what caused the sub-prime mortgage crisis of 2008) and even in boom markets, owning property to sell is often more overhead and trouble than most banks want to deal with. Also of note is payday lending, which, due to its legality in the US, does not involve violence but is less lenient than banks.

Compare MorallyBankruptBanker. DealWithTheDevil is a fantasy equivalent of dealing with loan sharks.

For literal sharks see ThreateningShark.



[[folder:{{Anime}} and {{Manga}}]]
* Half the premise of ''Manga/HayateTheCombatButler'' is that the hero's parents, being pursued by exactly these kinds of loan sharks in the form of the {{Yakuza}} (a.k.a. the [[UnusualEuphemism Very Nice People]]), agree to ''[[OffingTheOffspring sell him to them for his organs]]'' without his knowledge in order to repay their debt.
** Although that plotline is closed up in short order it's likely that both [[spoiler: Hinagiku and Yukiji's parents and Luka have had dealings with these same type of people.]]
* ''Manga/BinbouShimaiMonogatari'' has a father who ran away from a dangerous debt.
** [[spoiler:It turns out that he's paying his friend's debt, not his own]].
* One of the characters in ''Anime/ParanoiaAgent'' owes the Yakuza a large amount of money. And it just keeps getting larger.
* A running theme in seinen manga ''Manga/WaGaNaWaUmishi'' is how they are ever going to pay off the astronomical $14 million debt they owe the bank. The slimy loan officer never fails to turn up to collect most of their earning whenever they do a succesful job.
* Disaster survivors such as Faye Valentine of ''Anime/CowboyBebop'' didn't get their cryogenic treatment for free.
* ''VisualNovel/HigurashiWhenTheyCry''. One of the cons run by Teppei and Rina. Teppei will lend money to gamblers. After they lose it, Rina will offer to loan them money so they can pay him back. True, the interest rate is downright extortionate, but being in debt to her is better than being in debt to him, right?
* ''Manga/OnePiece'':
** Paulie makes his entrance while being chased down a public street by a pair of suits demanding money. Apparently this happens a lot.
** One could argue that Nami's original reason for stealing money was due to this, since she was attempting to buy her village free from Arlong and his fish-men. [[AstonishinglyAppropriateAppearance Bonus points for Arlong being an actual shark]], too.
*** Nami herself also counts after she's freed from Arlong. Her typical lending rate is 300% interest, and if any situation involves scoring some extra cash, she goes from the OnlySaneMan to no less reckless than the rest of her crew.
** 'Arlong' even sounds like the Chinese dialect Hokkien phrase for 'loanshark' (at least in Singaporean Hokkien, see Live Action TV below).
** One filler episode features a more heroic example, with a retired moneylender who used to lend money to pirates. Most of the pirates would try to just abscond without paying him back, at which point he chased after them to take it back by force.
* ''Manga/{{Akumetsu}}'' kicks off with the initial female lead (who fades out of the story after a while) renting/selling herself into teenage prostitution because of her father's crushing debt, caused by a loan-sharking bank. At first it was indicated that her parents had sold her, a la Hayate above, but later it emerges that they have no idea she even knows how dire their financial straits are. The girl is rescued by Akumetsu, who kills the central bureaucratic fat cat with an axe before having his head blown off. A later arc involves Akumetsu taking on the leaders of various banks in a shame-and-threaten campaign on national television after running across the girl's father contemplating suicide by revenge-with-large-truck in a playpark on his way to school.
* Garome from ''Anime/YuGiOh5Ds'', who even sends thugs after ''children''. When forced to duel, his deck theme concentrates on loaning creatures to his opponent, then doing massive damage to them each turn if they can't get rid of the creatures.
* The Otogi Bank from ''LightNovel/OokamiSan'' functions this way, although they deal in social debts and not finances.
* One entire manga is about loan sharks, ''NaniwaKinyudo'', though from a more realistic perspective - they operate legally if exploitatively, charging extremely high interest to desperate people, sometimes merely making sure they will get ahold of the collateral, but also doing things like manipulating them to take second jobs or go into prostitution.
* More than one of these appear in Manga/DetectiveConan. Unsurprisingly, they '''all''' become {{Asshole Victim}}s of their cases. Of special note is the pawn shop owner Akira Sumida, who is such a bitch that at least ''three'' people want her head.
* Tom of ''{{LightNovel/Durarara}}'' is a pleasant, even-tempered man who works in the LoanShark business for some Yakuza-types. He doesn't like using violence and generally relies on his super-strong and hot tempered friend/partner Shizuou to frighten recalcitrant customers.
* Those in ''Manga/{{Kaiji}}'' are quite happy to pursue not only their debtors but also those who have co-signed for them in nefarious ways.
* The basic premise of ''Anime/CControl'' is that mysterious beings loan people large amounts of money, with the condition that they must then gamble it in weekly inter-dimensional tournaments. Go bankrupt, and you [[RetGone lose your future, literally]]. The resident LoanShark person, Masakaki, even regularly displays shark teeth when being particularly greedy.
* While Knuckle from ''Manga/HunterXHunter'' isn't an ''actual'' LoanShark, his nen ability, Hakoware, is themed this way. Every time he hits an opponent, he lends them some of his nen, making them more powerful. But the loaned nen accrues interest every ten seconds, and if the opponent don't hit him back to return the nen he gave them, they'll eventually go over a certain limit and "bankrupt", [[PowerNullifier losing their nen for a month.]]
* ''Manga/CityHunter'' has an old man trying to rob the Yakuza loan sharks who bankrupted him and ruined his life. Thanks to having used his last money to hire the best courier of Tokyo's underground to drive the getaway car and said courier having hired Ryo as a bodyguard, he not only succeeds and gets away with it but gets the satisfaction of seeing the car of the Yakuza enforcers wrecked.
* Part of the reason Hayate from ''Manga/HayateXBlade'' joins her school's sword-fighting tournament in place of her injured sister is because a group of {{Yakuza}} loan sharks left their old orphanage under a mountain of debt.

[[folder:Comic Books]]
* A ''ScoobyDoo'' comic book had the Scooby-Doo gang in Vegas for unspecified purpose. Shaggy is, at one point, threatened by two enormous thugs, who demand $30. Later on, he frantically visits a loan shark and says he needs $30 on the spot; the loan shark is happy to oblige, but he'll need $100 in an hour. At this, Shaggy runs off in a panic, making excuses. The kicker is that Shaggy had at no point done anything to actually incur this debt - he was just randomly assaulted by two goons who weren't going to take "broke" for an answer.
* In the ''ComicBook/JudgeDredd'' universe, one of the most lucrative rackets is Body Sharking, a form of loan sharking where suspended animation technology is used to keep the debtor's loved one as collateral. You don't pay up and mummy dearest will never wake up.
** Especially not after having her organs harvested. A different one being removed for each missed payment.
* The Robert Asprin/Mel White graphic novel ''Duncan and Mallory: The Bar-None Ranch'' has the main characters and their fellow con-artists dealing with a gang of literal loan sharks.
* The [[Creator/CarlBarks Disney Duck]] universe has Soapy Slick, who tried to swindle Scrooge [=McDuck=] out of his entire fortune by claiming that he was never paid off on an ancient debt with an outrageous interest rate.
** AscendedFanboy Creator/DonRosa later added another detail to the deal: originally, the debt had a ten percent per month interest rate and Soapy even allowed [[ComicBook/DisneyDucksComicUniverse Scrooge McDuck]] to ReadTheFinePrint to be sure there wasn't any. What Scrooge failed to notice was the fact there was enough space between the "10" and the % sign to add another zero.
* The ''Series/{{Angel}}'' comic continuation, "After the Fall", featured a loan-shark-demon of the same type as the ''Buffy'' example below (according to one of the writers, they're the same character). He was one of the "Demon Lords" who carved up LA after the Senior Partners sent the city to Hell, but betrayed the other Lords to Angel.
-->'''Angel:''' We picked the Lord most likely to sell everyone else out.
-->'''Connor:''' You went with the loan shark.
-->'''Angel:''' Man's career path is based on a pun, can't be too much inner pride.
* One ''ComicBook/MADMagazine'' ''Melvin and Jenkins'' sketch has the kindly Jenkins assure friends he's loaned money too that they can take as much time as possible to pay it back. Melvin does too, but also wakes them up every morning at 3:30am with a tape recording of a ''kneecap being broken in two places at once'' until they repay the loan.

[[folder:Fan Works]]
* ''[[Fanfic/NewGamePlusOnePiece New Game Plus]]'': Nami is no better than in canon; she agrees to cover the damage dealt by Luffy's demonstration of strength for "200% interest per week, with a bimonthly increase of 27% and a semi-annual fee of 2,500,000 Beri until completion." [[EvenEvilHasStandards Buggy is appalled.]]
* In [[https://www.fanfiction.net/s/5483280/1/Harry-Potter-and-the-Champion-s-Champion Harry Potter and the Champion's Champion]], Gringotts acts like this to particularly pesky clients, [[ReadTheFinePrint with Section 48, Subsection A, Sub-Subsection 18]], which, to be fair, are usually [[JerkAss jerkasses like Lucius Malfoy or the publisher of the Daily Prophet]]. The interest, revealed in the [[ReadTheFinePrint fine print]] is compounded weekly, not annually, like [[TooDumbToLive Lucius]] thought. Lucius ends up forced to dig tunnels for the goblins with his bare hands to WorkOffTheDebt and is eventually released when he is more trouble than he's worth, dumped in the arctic at the age of over three hundred, [[ShootTheShaggyDog and eventually eaten by a polar bear.]]
* In ''Fanfic/AmbienceAFleetSymphony'', a young Damon had a friend who got killed when these sorts came calling over her parents' debts.

[[folder:Films -- Animated]]
* The Bill Sykes of Disney's ''Disney/OliverAndCompany'' is a loan shark, and Disney doesn't even try to play down how ruthless he is. There are even clear Mafia connections and the very real prospect of him killing Fagin, to whom he had lent the money.

[[folder:Films -- Live-Action]]
* Jabba the Hutt from ''Franchise/StarWars''.
** While in the ExpandedUniverse, Jabba does indeed do loan sharking, his business with Han in the movies is that Han was smuggling for him, and dumped his cargo when an Imperial Patrol intercepted him. The money Han owes Jabba is the value of the lost cargo. It still follows the trope, though, because he keeps tacking on interest.
*** Although for a Hutt dealing with a human, Jabba ''was'' being sympathetic, he actually liked Han, or as much as a greedy crime lord can like anybody. Most Hutts would have ''killed'' Solo upon learning of the lost shipment.
*** An encyclopedia of some of the varied and sundry species from Star Wars (both the main movies and the EU) includes under the entry for Hutts an excerpt from an interview with Han about Jabba; evidently at one point he was a pretty cool guy, but after an extended absence on Han's part Jabba had gained weight, authority, and arrogance, and suddenly Jabba's personal glossary defined "friend" as "exploitable."
*** Expanded materials have also shown an itemized detailed list of the Solo debt to Jabba. Not only does it include the intial spice shipment amount (which Luke's money ''would'' have covered) but more than 1000% cumulative interest ''and'' bounty hunter fees to capture him. Yes, Jabba bills people their own bounty hunting fees!
** And by extension Pizza the Hutt from ''Film/{{Spaceballs}}'' who arbitrarily raises Lone Star's debt to him to one million spacebucks, citing "late charges".
* In ''Film/TruckTurner'', one of the hero's old friends is in debt to a shady fellow. A RunningGag is that he keeps making a few extra marks on the IOU that exponentially raise the debt every time his debtor angers him. He turns a 1 into a 4 the first time, for example.
* The hero of Creator/TakeshiKitano's ''Hana-bi'' (''Fireworks'') should really have known better than borrow money from the yakuza. However, he might be even more badass than them, being played by Beat Takeshi and all.
* Gene Co in ''Film/RepoTheGeneticOpera'' fill this role. They'll lend you money so you can get an organ transplant, but if you miss a single payment, they'll send out their Repo Man to take the organs back...
** To be fair, they do give you 90 days to pay before sending in the Repo Man.
* In ''Film/{{Stroszek}}'', a regular loan is taken out by the lead and the love interest, which they can't quite afford. [[SubvertedTrope In contrast to these examples]], the bank worker is comically non-combative. Things still don't turn out well.
* In ''Film/{{Twins}}'', Danny [=DeVito=]'s character is hounded by a family of violent loan sharks in virtually every other scene.
* The plot of the first ''Film/TheAddamsFamily'' film in 1991 revolved around an [[spoiler: amnesiac Uncle Fester who had been brainwashed by the film's villain]] Abigail Craven to assist in her loan-sharking schemes and who thanks to their dead-beat's lawyer's debts towards her becomes interested in embezzling their fortune.
* ''Film/DirtyWork''. Dr. Farthing (Creator/ChevyChase) the gambling-addicted doctor is being "asked" to pay back his loans.
-->'''Dr. Farthing:''' What I don't understand is... when you owe a bookie a lot of money, and he, say, blows off one of your toes, you still owe him the money. Doesn't seem fair to me. Especially when he's gonna kill me in four days anyway.
* ''Film/TheSinisterUrge'', a film by Creator/EdWood about the dark, twisted crime world of pornography, uses this trope. The porn studio is shown to prey on young, unsuspecting girls by having the nice, sweet porn director hire naive girls as actresses and offer to front them money to live on, complete with paying their rent and buying her expensive dinners in order to prepare her for work at his studio. As one girl found out though, her first "audition" has her meeting the director's financial backer and secret head of the porn syndicate. When she fails to get the drift when ordered to seductively pull up her skirt and show the porn boss her "hat", the porn boss reveals that it was HER money that the actress was living off of during the previous weeks and that if she doesn't do the movies the porn queen wants her to do, then she would contact the actress's father to make him pay back the money.
* In Ken Loach's ''Film/RainingStones'' the main character borrows money from loan sharks to buy his daughter a communion dress. This plot turns up a lot in social-realist film and TV.
* An odd subversion, in the Thai movie ''Film/{{Chocolate}}'', the main character is collecting loans found in her loan shark mother's ledger, to fund her mother's cancer care. None of the debtors wants to pay up, so she's forced to beat them up.
* In ''Film/{{Rounders}}'', Worm had accumulated several fairly small poker debts before going to jail. His former partner, Gramma, sensing an opportunity for a good score, goes around and buys off all Worm's creditors, meaning that Worm now has one ''big'' debt to him. Gramma states at least once that he's more than willing to use the traditional loan-shark "collection methods", but the real threat to Worm -- and by extension, Mike -- is [[spoiler: fellow poker player and underground poker club owner Teddy KGB, who is called KGB because of his strong connections to the Russian mob. Turns out that Teddy provided the money for Gramma's business venture, figuring they'd both make a nice profit from the interest.]]
* Gazzo in the first two ''Franchise/{{Rocky}}'' movies. In [[Film/{{Rocky}} the first]], Rocky works for him collecting money and beating up people who don't pay. Or in his trainer Mickey's words he's: "a legbreaker for a cheap, second-rate loan shark". In ''Film/RockyII'', Rocky's brother-in-law Paulie gets his old job. Gazzo is seen with a date rooting for Rocky during the climactic fight of both movies. Working for Gazzo later comes back to haunt him in [[Film/RockyV the fifth movie]].
* One of these kicks off the plot of Ringo Lam's ''Film/FullContact''. Chow Yun-Fat's character rescues his brother from a loan shark, who the brother borrowed money from in order to pay for their mother's funeral. Since Chow had to kick the asses of his men in order to secure his brother's release, the loan shark is pissed. The brother mentions a friend of his who is looking for people to cut in on a job, which they can use to pay off the loan shark and get him out of their hair. The friend in question, Judge, and his gang were shown in the opening scene to be nothing but bad news, and the loan shark makes a deal with this guy behind Chow's back to have him killed during the job. Chow survives the resultant betrayal and hit attempt, and [[RoaringRampageOfRevenge you better believe he wants payback]].
* The movie ''Film/TomCats'' had a cartoonist going to Vegas for a friends wedding, where he ends up losing thousands, even though he said he had stopped. The casino owner said the roll was legitimate because he gave the dice to a hooker, who rolled for him. This kicks off the main plot.
* The Hong Kong comedy movie ''Film/SharkBusters'' has these (and they are more honest and fair than the legal versions).
* Two of the villains in ''Film/SuicideKings''. Who it is that owes them money becomes a plot point.
* In the first ''Film/{{Otto}}'' movie, Otto borrows 1000 marks (minus exorbitant fees) from a LoanShark and very soon has a debt of exactly 9876.50 marks. HilarityEnsues as he tries to get the money.
* ''Film/BrassedOff'': Phil borrowed money to support his family during the Great Strike in 1984. Now, at the same time that the rest of his life is going down the toilet, they step up their efforts to collect.
* The main antagonist in ''Film/{{Limitless}}'' is a loan shark and his thugs who apparently have connections to TheMafiya. Eddie eventually manages to pay him off, but the man continues to harass him because he sampled some of Eddie's NZT (a drug that temporarily enhances intelligence and memory) and wanted the whole batch.
* In the mystery film ''Film/NineDead'', Sully is a Las Vegas loan shark who has connections with the mob. He firebombed the homes of the people who refused to or couldn't pay him, which he regrets because he didn't know there were people inside at the time. [[spoiler:This later turns out to be the key plot point in the mystery, as it was his loan that Christian had to pay back by any means that set the entire story in motion.]]
* In ''Film/{{Barefoot}}'', a loan shark's threat to "smash [the protagonist's] head open" if he doesn't pay up sets off the entire plot.
* In ''Film/{{Armageddon}}'', Rockhound borrows $100,000 from a loan shark (in the back of a dry cleaning store, no less) figuring that they're going to die on the mission. (Making his volunteering to stay and set off the nuke understandable.) He mentions to Chick that he spent the money on a stripper named "Molly Mounds," Chick deadpans, "You got problems."
* ''Film/TheDrop'' has Cousin Marv, who used to lend to [[spoiler:Glory Days (a nickname for the guy). He was very in debt, but a freak lottery win meant he could pay Cousin Marv back and then some. Because Cousin Marv was himself heavily in debt, he killed Glory Days so no one knew he was solvent.]]
* In ''Film/StVincent2014'', Vincent is in deep with one; when he calls around with a gun and some muscle and tries to steal Vincent's wife's jewelry to pay off the debt, [[spoiler:Vincent suffers a stroke]].
* ''Film/{{Cyberjack}}'': Nick is in debt to a local criminal who is waiting for him in Nick's home at one point with several of his goons.

* In the ''Literature/AubreyMaturin'' series, Jack Aubrey is pursued by creditors; for a while, he has to take advantage of some ridiculously arcane laws about where people are allowed to be arrested for debt. He ends up [[CrowningMomentOfAwesome press-ganging the bailiffs]] [[RefugeInAudacity who are trying to arrest him]].
* Ebenezer Scrooge from ''Literature/AChristmasCarol'' is implied to be a LoanShark or at least a corrupt lender as he is quite wealthy and greedy, caring little for his customers or the poor. Although not as extreme as a criminal LoanShark, he still shows little mercy to beggars and his clients who are facing financial troubles.
* ''Literature/TheNameOfTheWind''. The Loan Shark who appears, Devi, doesn't send thugs to collect money. She just has [[FunctionalMagic a small, sealed vial of her client's blood]]. ''No one'' ever has the courage to find out what nasty sort of magic she will do to those who are delinquent in their payments, and the protagonist Kvothe goes to great lengths to avoid paying late. Apart from this, however, Devi is really [[AffablyEvil quite pleasant]].
* The goblins in ''Literature/HarryPotter'' fit this trope to a T, especially in ''Goblet of Fire'', where it turns out that [[spoiler:Ludo Bagman owes them ''a lot '' and has conned Fred, George and a whole lot of other people out of their bettings to pay them back... and it's still not enough. This is why he keeps trying to help Harry during the Triwizard Tournament, since he bet that Harry would win.]]
** Even more so in ''The Deathly Hallows'', when Harry makes a deal with one to help him [[spoiler:break into Gringotts bank so they could steal/destroy Hufflepuff's Goblet]]. What Harry didn't know, and had to find out the hard way, was that [[spoiler:Goblins view every single Goblin-made item as being "borrowed" instead of "bought", and that they despise the idea that Goblin items are handed down through generations. He learns this when, being trapped in the vault, Griphook chooses that exact moment to make off with Gryffindor's Sword and escape]].
* Mack Bolan (of ''Literature/TheExecutioner'' series) sets forth on his [[RoaringRampageOfRevenge campaign]] against the Mafia after his father snaps under pressure and kills his own family in a murder-suicide, brought on by the revelation that his daughter was prostituting herself to pay his debt to Mafia loan sharks.
* In Creator/NeilStephenson's novel ''Literature/TheDiamondAge'', one character considers a loan from some highly respectable Parsi bankers but declines when he finds out about the nature of their collections policy. Their "reminders" to pay seem to be some kind of painful [[ColdBloodedTorture torture]] mechanism implanted in the debtor's body and the bank establishes workhouses for those having difficulty paying. It's not for nothing that the novel's setting is described as "Neo-Victorian".
* The protagonist of ''Literature/GetShorty'', Chili Palmer ''is'' one of these and it's noted at one point how the loans he enforces have like 150% interest on them. He's pretty reasonable about it though, and an important part of his character is that he's such a confident badass in his mannerisms that people ''will'' play these debts without his needing to resort to physical violence.
* In the Literature/{{Dragaera}} novels, this was one of the areas of crime engaged in by Vlad Taltos while a member of the Jhereg, a fantasy equivalent of TheMafia. His organization is relatively reasonable, in that when someone is a business owner making an effort to pay, they are likely to be lenient about payment or else take over the business temporarily before using violence, although they are more than willing to break the kneecaps of recalcitrant debtors. It's suggested that the Jhereg are the source of loans for the common people, which is understandable given that the group associated with banking, the Orca, are [[CorruptCorporateExecutive less than trustworthy]].
* Literature/AdrianMole gets in this trouble once for his naivete and ends up several hundred thousand British pounds in debt.
* Piers Anthony's ''Literature/{{Xanth}}'' series, has literal sharks do this job; they, of course, charge an equally literal arm-and-leg minimum for their services.
* In the novel ''Literature/{{Inferno}}'', loan sharks are condemned to Hell. This has some basis in the original ''Literature/TheDivineComedy'', which depicts usury as a sin, in turn deriving this from the laws of Literature/TheBible. The protagonist, although generally opposed to the concept of eternal damnation, reflects that if anyone belongs in Hell, it's them.
* [[AllTrollsAreDifferent Troll mobster]] Chrysophrase of Literature/{{Discworld}} provides this service. He's described as "having people's limbs torn off" as a penalty for non-payment; so again, owing him an arm and a leg can be quite literal.
* Also in Discworld, in ''Mort'', when Alberto goes back to Ankh-Morpork after a 2000 year absence, he finds a small bar tab he had has been handed down, and has interest added. Subverted because of what Alberto does when he has the discussion over the ancient, now huge, bar tab.
* Emma Bovary, the title character of Creator/GustaveFlaubert's ''Literature/MadameBovary'', falls into an all devouring black hole of debt which ultimately destroys her by purchasing fine clothes, fabrics, furniture and general haberdashery 'on credit' from unscrupulous merchants - maybe more like the modern credit card debt for consumer items than loan sharking, but with the same disastrous, life-destroying results.
* In the ''Literature/RedDwarf'' novelization, one character commits suicide after [[ExactlyWhatItSaysOnTheTin being fed his own nose]] by loan sharks who had generously given him a loan with a 3000% interest rate. The details on the interest rate, by the way, were contained in the microdot of an "i" in the closing line of the loan agreement.
* In Guy du Maupussant's short story "[[http://classiclit.about.com/library/bl-etexts/gdemaupassant/bl-gdemaup-thenecklace.htm The Necklace]]", the young couple are compelled to deal with loan sharks to get the money to replace the lost necklace. It takes them ten years of scrimping and penny pinching to get out from under the debt. [[spoiler:Only at the end do they learn that the necklace was actually just costume jewelry.]]
* In ''Literature/ASongOfIceAndFire'', the Iron Bank of Braavos has this reputation. On learning that the crown has defaulted on its debts Jon Snow considers that when princes default on ordinary banks the bankers starve, but when they default on the Iron Bank new princes arise and overthrow them. [[spoiler:As a result of the Lannisters' defaulting, a representative of the Iron Bank goes to find King Stannis Baratheon, presumably to offer him the financial aid he needs to claim the throne, traveling through harsh weather and ransoming prisoners to serve as a protective escort.]]
* Harn suffers from a case of them early on in Literature/TheLegendaryMoonlightSculptor.
* Mrs Finucane in ''Literature/AngelasAshes'', who hires Frank to write threatening letters on her behalf.
* A tertiary character runs afoul of one of these in a ''Literature/SweetValleyHigh'' novel.
* This is how Count Kalliovski of ''Literature/TheRedNecklace'' gains power over people.
* Franchise/StarWarsLegends:
** The Intergalactic Banking Clan is one of the corporate interests backing Count Dooku's Separatists during the Clone Wars. This MegaCorp behaves like loan sharks on a galactic scale, charging steep interest rates and maintaining a private droid army to collect on defaulters.
** ''Literature/StarWarsKenobi'' shows some of Jabba the Hutt's other business interests on Tatooine, besides smuggling. After his friend Dannar's vaporator began producing incredibly delicious water via MiraculousMalfunction, local {{Rancher}} Orrin Gault invested heavily in that vaporator model and attempted to replicate the results. But he can't get the settings quite right, and his promised payoff to his creditors is not forthcoming. [[spoiler:He spirals into his downfall from there. First, he goes into debt to Jabba's thugs to save off the bank, then starts embezzling from the Settlers' Call Fund, which the other settlers entrusted him with since he's so apparently rich and successful. When he can't get enough from that, he turns it into a MonsterProtectionRacket.]]

[[folder:Live Action TV]]
* Niki Sanders of ''Series/{{Heroes}}'' borrows money from a Las Vegas mob boss, Mr. Linderman, who sends thugs after her to retrieve it. In a twist, Linderman actually doesn't care much about the money. [[spoiler:He's much more interested in having Niki's... ''interesting'' family under his influence.]]
* In a comedic [[SubvertedTrope subversion]], ''Series/ThreesCompany'' had Jack teaching a loan shark's lusty wife to cook because he couldn't pay back his loan.
* ''Series/BuffyTheVampireSlayer'' featured a loan shark that menaced Spike. The loan shark was an [[VisualPun actual demon shark guy]].
** And the currency of the loan was kittens.
** After seeing her fighting prowess first hand, the loan shark offered Buffy some "freelance" debt collection work.
* An episode of ''Series/{{Blackadder}}'' revolves around Edmund having to pay back a loan he took from such a group - which is, as it happens, ''[[RefugeInAudacity the Anglican Church]]'' - under penalty of imminent death if he doesn't ante up. He ultimately gets out of the debt by producing a painting of the debt collector, the Baby-Eating Bishop Of Bath And Wells, engaged in an unspecifically [[{{Squick}} perverse]] sex act after learning that he'll "do anything ''to'' anything".
** Making the unspecific act even ''more'' {{squick}}y is the fact that the other person involved was ''Percy''.
* Michael Westen goes up against one in an episode of ''Series/BurnNotice''. He mentions that all loan sharks, while usually criminals, are ultimately [[PragmaticVillainy businessmen]]. They aren't really interested in harming their clients, but just want their money. Michael naturally manages to use this trait to his advantage. The loan shark in question, while undeniably dangerous, actually comes off as fairly [[AffablyEvil affable]] and more reasonable than most of [[MonsterOfTheWeek Criminal Of The Week]] villains.
* Quite a number of Chinese-language dramas shown on Singapore's Channel 8 feature the local sharks.
* KoreanSeries like using this as a plot twist. Case in point, ''Series/TwinkleTwinkle'', both the poor dad and the rich son end up owning lots to the local "''money lenders''".
* Frequently show up on ''Series/LawAndOrder'' when the murder victim-of-the-week turns out to have had money problems. They mostly are never the real guilty party, expect to hear some variation of the line [[SarcasmMode "Yeah, I killed him, that'll make him pay me"]] as a reason ''why'' they may have beat the guy up, but not ''killed'' him.
** One particularly nasty variant took out life insurance policies on the debtor's ''family members'', anyone who claimed he couldn't pay his balance would be told that his family would be shot and he could then [[MoralEventHorizon just mail them the check]].
** A subversion happened in a 2000 episode where a stock scheme runs so bad that the Mafia comes to the Manhattan D.A.'s office to get their money back.
* There's also an episode in ''[[Series/LawAndOrderCriminalIntent Criminal Intent]]'' where the loan shark is so impatient to get his money back that he kidnaps a guy's family, during which his hired kidnapper rapes one of the daughters. [[SarcasmMode Big surprise]]? He's a former member of the [[UsefulNotes/TheYugoslavWars Serbian Volunteer Guard]],[[note]]One of many nasty Serbian paramilitaries, charged with war crimes[[/note]] though he tries to pass it off as a member of a Serbian infantry regiment. Too bad he didn't know that Goren knew what the letters on his tattoo stood for.
* In one episode of ''Series/{{Baywatch}}'', one of the life-savers loses money with gambling and has to get a loan with 20% cumulative interest. Per month.
* Used ''quite a lot'' on ''Series/TheSopranos''. It's all but stated that this is one of their main sources of income.
** Robert Patrick plays David Scatino, a local Sporting Goods store owner who [[TrappedByGamblingDebts gets in over his head in poker debts to Tony]]. Tony then "busts out" Scatino's store, buying random crap and exhausting its assets and lines of credit until it is forced into Chapter 7 bankruptcy (liquidation).[[note]]Scatino says in-universe it's going to be Chapter 11. While he may have intended to file for Chapter 11--reorganization of debts, with creditors to be repaid from future profits--we very clearly see the liquidators roll into the store, take everything, and put up a "for lease" sign, so we can be reasonably sure that even if he filed an 11, it was converted to a 7. This situation actually presents a very peculiar circumstance for a bankruptcy attorney: after the "bust-out", Scatino's debts must have been ''staggering'', but in theory at least, all the crap Scatino's business "gave" for the mobsters to sell (or take for themselves) were a [[http://en.wikipedia.org/wiki/Fraudulent_conveyance fraudulent transfer]] or an [[http://en.wikipedia.org/wiki/Unfair_preference unfair preference]], and in theory David or the trustee could sue to get that money back. On the other hand...well...who sues a mob boss? And even if you had the balls to do it, how would you ''prove'' it?[[/note]] This culminates when Tony, in [[IdiotBall a genius move]], gives Meadow an SUV that he took as collateral from Scatino, ''her boyfriend's father''.
** Christopher loaning to, beating, and ultimately murdering his Narcotics Anonymous sponsor.
** One of the thugs exploits Vito by borrowing money from him, then turning him in to the rival New York family that wanted him dead.
** Even Angie Bonpensiero gets in on the game, "putting money out on the street" after she gets ahold of Big Pussy's old body shop. (She doesn't do any beating herself, but it's obvious she controls guys who do).
* Hal goes to one on ''Series/MalcolmInTheMiddle'' to pay Malcolm's college tuition, explaining that there's no way he can pay it back, but he's offering to be the guy who gets his thumbs broken as a lesson to everyone else. He quickly changes his mind once the loaner suggests that he could simply not give Hal the money and still break his legs.
* Mr. Lisgoe and [[SurroundedByIdiots his incompetent collectors]] in the third season of ''Series/TheLeagueOfGentlemen''.
* Inverted in ''Series/{{Seinfeld}}''. Kramer places a large bet with a bookie in Jerry's name and ends up winning a large amount of money (The precise figure is [[UndisclosedFunds never revealed]]). Unfortunately, his bookie is very new to the business and can not afford to cover the bet. Since Jerry never actually placed the bet at all he is in no rush to get the money, but he keeps accidentally behaving like a debt collector. First he breaks the guys thumbs, then he locks him in his trunk and in the end he seemingly plans a murder. All of it (In true Seinfeld fashion) is unintentional and misinterpreted to turn Jerry into an unstoppable debt collector.
* Kenji from ''Literature/DeepLove'' borrows some money from some loan sharks to pay for his drug addiction, unfortunately he got fired from his job because of his drug addiction. It doesn't end well.
* An episode of ''Series/WKRPInCincinnati'' has the enforcer for this type of shark loitering in the station's lobby, waiting for loan-defaulter Johnny Fever to turn up. He was only given a vague description of what Johnny looks like, so of course HilarityEnsues.
* One story in ''Series/TheTwilightZone1985'' deals with an All Devouring Black Hole Credit Card, [[spoiler:which literally reposesses your existence if you don't pay up]].
* ''Series/RedDwarf'' had an Outland Revenue man in the Better Than Life episode who was instructed to "to break both (Rimmer's) legs and pull off your thumbs-...[[WithDueRespect sir]]" for some money Rimmer owed. [[spoiler: The episode ends with the Outland Revenue man taking a hammer to Rimmer's hand. He was, however, virtual]]. Given that Outland Revenue appears to be based on the RealLife Inland Revenue, he was probably collecting taxes, not loans, but the trope is functionally the same.
** [[TheDeterminator "Just because we're three million years into deep space and the human species is extinct. That means nothing to these people. They'll find us!"]]
* The VillainOfTheWeek for the ''Series/{{Leverage}}'' episode "The Bottle Job" was a dangerous loan shark with connections to the Irish Republican Army. [[MuggingTheMonster He threatened to close down Nathan's favorite pub.]]
** Nate's father was also a loan shark as well, fueling some of Nate's anger with that mark.
* In the [[spoiler:alternate timeline in the]] sixth season of ''Series/{{Lost}}'', Sayid's brother borrows money from a loan shark to open a second business. When he can't pay the high interest rate, he asks Sayid to use his "skills" to scare off the goons. Sayid refuses until his brother is beaten and hospitalized, at which point he meets with the loan shark...who turns out to be none other than [[spoiler:this timeline's version of Martin Keamy]].
* Joe [=McIntyre=] fell victim to one in ''Series/CoronationStreet''.
* Paddy Maguire lends Yvonne Karib money in ''Series/{{Shameless|UK}}'' when banks do not deal with her.
* Jimmy from ''Series/ThirdWatch'' gets visited by several throughout the seasons. One notable example is when a LoanShark takes Jimmy's car and makes him walk his kid home, in the cold and dark.
* ''Series/{{Hack}}'' had an episode where Mike, the protagonist becomes the personal driver of a local mob boss who is a LoanShark. When a restaurant owner is about to be beaten for not paying back a loan, Mike saves the guy and the mob boss makes him personally responsible for collecting the debt. He tries to be reasonable but it turns out the the restaurant owner is actually TooDumbToLive and does not intend to pay back the money. If Mike can't get the money, he will owe the mob boss and thus having to join the crime gang to avoid getting killed. Desperate he ends up threatening the restaurant owner with a bat till the guy give up the money. Disgusted he quits and goes back to being a taxi driver.
* An episode of ''Series/{{Crusade}}'' had a loan shark trying to get the vig from Max Eilerson's ex-wife. He responded by using an alien artifact that was used to control prisoners, mentioning that it will kill on proximity to either him or the wife, or by a manual code entry.
* In ''Series/{{Castle}}'', some evidence quite often implicates loan sharks who the VictimOfTheWeek had dealings with in one way or another, whenever they come up, but it's never them who's guilty of the episode's murder. All of the loan sharks of the show's universe apparently operate by the more sensible but less exciting rule, "I can't get my money back from [insert victim's name here] if I kill him/her," and just scare/threaten them with violence or rob them, but never go any further than that. In fact, when questioned, they typically state the victim had just paid them back with interest, which is a lead Beckett's team can investigate with a little ForensicAccounting.
* ''Series/OnceUponATime's'' Mr. Gold, in addition to being a pawn broker and the landlord for pretty much the entire town, frequently operates as a particularly inflexible loan shark. Mr. Gold is not a man you want to be indebted to.
* A ''Series/{{Mash}}'' episode has Charles borrow $50 from Sgt. Rizzo to purchase a valuable Chinese vase from a Korean vendor. When the week's payroll is eaten by [[ExtremeOmniGoat Klinger's goat]], he's forced to wait to repay, and Rizzo charges 100% interest per day.
* In ''Series/SpartacusBloodAndSand'', a loan shark named Ovidius keeps pestering Batiatus to repay his debts. Eventually, Batiatus has enough and has the man and his family murdered.
* ''Series/DocMartin'': It turns out that Bert has had to go to some loan sharks to keep his restaurant afloat.
* On ''Series/OneLifeToLive'', Max Holden ran into trouble with one of these. After foolishly borrowing $10,000 from him so that he could go gambling, Max was stunned when the man was not only incensed when he could only pay him back half, but demanded that he be paid an extra $2000 in interest on the remaining amount. Only then did it finally dawn on him that he was dealing with a LoanShark. Even then, it still took the man not so subtly threatening him, his mistress, and finally his wife and kid [[TheVillainKnowsWhereYouLive (by showing up at their home)]] for him to scramble and come up with the money.
* Mario Condello was portrayed as such in ''Series/{{Underbelly}}'' with the idea being played up to the point of beating down those he loans to so they cannot pay, take everything from them, and laughing as a teenager is DrivenToSuicide. Both the man himself and his best friend [[TheDon Mick Gatto]] were very upset at how he appeared.
* In ''Series/GameOfThrones'' the Iron Bank of Braavos is essentially described this way [[MegaCorp on a ''nation-state'' scale]] -- you don't pay them back, they fund your enemies -- but contrary to [[MorallyBankruptBanker what that might imply]], they really don't play favorites and only judge a debtor's ability to repay, so once Davos Seaworth claims that his king is actually more reliable than the one physically on the Iron Throne -- essentially offering to be their collector -- [[ReasonableAuthorityFigure the bankers come around and agree to fund Davos' king]].
* ''Series/BrooklynNineNine'': Jake goes to one in "The Apartment", the episode where his apartment is going on co-op and he is left hanging, as he hasn't paid his rent in ''years''. It takes Gina to have to tell him that this is an extraordinarily bad idea; even if Jake is friends with the guy, he charges a 20% interest rate.
* One of crime boss Datak Tarr's "activities" in ''Series/{{Defiance}}'', in the pilot he has a man's wrist broken for bringing him a payment in public on the street. Though later he offers to forgive the debts of anyone who fights to defend the town from the Volge attack (*cheers*).
* ''Series/InspectorGeorgeGently'': A pair of loan sharks force a woman who is TrappedByGamblingDebts into prostitution in "Gently Among Friends". Bacchus deals out a little street justice to scare them off.
* In one episode of ''Series/FullerHouse'', Ramona and Jackson borrow money from Max, and Max forces them to be his servants to pay him back.

* One of the villains in ''Pinball/PoliceForce'' is Loan Shark, a literal version of this trope -- he's a great white shark with two bags of cash in his fins.

[[folder:Professional Wrestling]]
* The Front, as Wrestling/{{CZW}}'s other giant PowerStable, as the Gulak campaign, [[EvilerThanThou learned the hard way.]][[/folder]]

* In ''Radio/BleakExpectations'', Harry Biscuit borrows a swan from a "food lender" at 10% interest. Unfortunately, this turns out to mean 10% per second. Half an hour later, Harry owes 14 billion swans.[[note]]If you do the math, this interest rate actually results in an even more absurdly high number.[[/note]]
** Later on, Pip Bin, in dire need of cash after burning down parliament house, is approached by a "greaser of financial wheels, a servant of the fiscal hinterland". Or as the man eventually admits, a moneylender. Played with, in that he offers Pip the money he needs loan-free, but tricks him into signing a form for the grossly inflated interest, fluctuating wildly and randomly in the loan shark's favour. It eventually results in his sister and brother-in law getting sent to debtor's prison, and his getting married to a Miss Talula Not-A-Man (the series BigBad in disguise).
* ''Linda Smith's A Brief History of Timewasting'' has a spoof "debt consolidation" advert for a firm called Loan Guppies.
-->'''Customer''': But how can I be sure you're not sharks?
-->'''Spokesman''': Because we're called guppies.
-->'''Customer''': I'm completely reassured.

* OlderThanSteam: Creator/WilliamShakespeare used this in ''Theatre/TheMerchantOfVenice''. The LoanShark in question, Shylock, is in fact one of the {{Trope Codifier}}s—although he's a more tragic example, at least by later interpretations.
* ''Theatre/ADollsHouse'' deconstructs the trope by having the final payment and signing off of the loan cause more trouble than the loan itself ever did, and the "loan shark", Krogstad, isn't just an evil and unidimensional JerkAss stock character but a fully realised human being with his own flaws, virtues and motivations.
* In ''Theatre/TheLittleFoxes'', the Hubbards are said to have "made their money charging awful interest to poor, ignorant niggers and cheating them on what they bought," which is why Birdie's mother never trusted them.

[[folder:Video Games]]
* A rabbi with mobster LoanShark connections is the BigBad of ''VideoGame/TheShivah''.
* In ''VideoGame/{{Pikmin}} 2'', the President of Hocotate Freight has to go on the run from debt collectors after discovering that the company's loan came not from Happy Hocotate Savings & Loan, but from the building next door, the All-Devouring Black Hole Loan Sharks. Previously the TropeNamer.
* This trope actually drives the plot of the ''VideoGame/MegaManLegends'' spinoff ''The Misadventures of Tron Bonne''.
* You can take out a loan in ''VideoGame/{{Boktai}}'' and ''Boktai 2'' from Dark Loans. If you can't pay it back in three days, you're kidnapped and forced to run on a treadmill until you've built up however much energy you owe.
** The game heavily advises against patronizing Dark Loans, however, and says that Dark Loans should be resorted to only once you've expended your last resort. The crazy-ass interest rates help drive the point home.
** Apparently, Django didn't listen. In ''[[VideoGame/{{Boktai}} Lunar Knights]]'', Laura of the Solar Bank tells you at one point that Dark Loans went ''bankrupt''!
** While you could get a special weapon by running yourself deep in debt five times in ''Shinbok'' (the [[NoExportForYou japan-only]] third Boktai game), this is most likely not what happened in ''Lunar Knights'', as those two games are in different continuities.
* In ''VideoGame/SaintsRow'', the player can borrow money from a loan shark, with three days to pay it back. Once the time expires, two goons will start to chase the player. The longer you wait without paying back the loan or getting killed, the loan shark becomes more aggressive and eventually starts sending helicopters after you.
* ''VideoGame/ToontownOnline'' has a literal version of this as a building-only Cashbot cog.
* In ''VideoGame/GrandTheftAutoIV'', Roman is chased by loan sharks from a small-time Albanian gang due to his massive gambling debts, requiring the player character to evade them in a car chase and finally fight them, then chase down and kill their leader.
** The Albanians are actually just ''some'' of the people that Roman owes money to. The lion's share of his gambling debts are in the hands of [[TheMafiya Russian mobster]] Vlad Glebov, an arrogant thug with [[SmallNameBigEgo delusions of grandeur]]. While Vlad is more civil about collecting his debts than the Albanians, he is still an unpleasant sort; rather than resorting to upfront violence, Vlad uses Roman's debts as an excuse to intrude in Roman's life and bully him whenever he wants, sleep with his girlfriend Mallorie and strong arm his ex-soldier cousin Niko into collecting other debts for him. These last two actions are what ultimately get him killed.
* ''VideoGame/AnimalCrossing'' has Tom Nook, via MemeticMutation.
** In reality, Tom isn't much of a loan shark, as he'll gladly let you take your time to pay off your debt to him, he doesn't expect you to pay it all off at once, and the debt doesn't collect any interest. He'll even let you shop at his store while you're working to pay off the debt, and even hires you for a while when you first move in, so you can work off part of the debt, [[JustifiedTutorial do some errands, and learn the ropes]]. However, once you pay off the debt, he'll offer building an extension to your home. [[ButThouMust And he won't take no for an answer]]. In summary, he's kindlier and more forgiving than most examples on this page, but he ''does'' have an annoying tendency to [[MovingTheGoalposts move the goalposts on you]].
* A large percentage of the early parts of ''VideoGame/AtelierJudieTheAlchemistOfGramnad'' is spent paying off a very high debt incurred to one of your party members in exchange for a place to stay. He doesn't threaten Judie with violence, but he's not very nice about it either.
* In ''VideoGame/{{Fallout 1}}'', there is a guy named Lorenzo Giovanni who runs the Friendly Loaning Company in the Hub. He claims to be a respectable businessman, but is actually a loanshark that has ties to the local crime lord. If the player doesn't pay off his debts, his two thugs attack him.
** To give it context, the loan has 10% daily interest, and must be repaid within 10 days. Considering how long it takes to travel from town to town, it's almost as if Lorenzo doesn't want you to pay it back.
* In the old UsefulNotes/AppleII/TRS-80 game ''VideoGame/{{Taipan}}'', you can borrow money from Elder Brother Wu. The interest rate is quite high, and if you don't pay him back he'll eventually send thugs to beat you up.
** Amusingly, [[GoodBadBugs you can pay him back more than you owe]], which causes you to have a ''negative'' debt--to which the same exorbitant interest rate is applied. He still sends thugs to beat you up, but with the money you can very quickly make this way, you'll be able to take them on.
* In ''VideoGame/MarioParty 2'', in the final board called Bowser Land, there are the Bowser Banks. On every other board, if you pass by a bank, you must deposit 5 coins, but if you land on the bank, you get all the money everyone has deposited. The Bowser ones? Give ''away'' money to everyone passing by, then force whoever lands on the bank to ''pay back'' the total amount, and if you don't have enough, they will happily take a Star off you instead.
* The Exchange in ''VideoGame/KnightsOfTheOldRepublic'', and Davik in particular. Exorbitant prices for basic necessities and FantasticRacism seem to have most of the Lower City scared out of their mind. Can't pay? They'll have the hired thugs kill you if you're lucky, or ''sell your kid into slavery'' if you aren't (Ada in the Black Vulkar base and [[spoiler:Juhani]]).
* Tear the Fairy of ''VideoGame/RecettearAnItemShopsTale'' is basically a Loan Shark in all but name (despite how much she tries to deny this) but is willing to help Recette pay off her father's debts as a business advisor for her item shop. She'll still repossess her house if Recette fails though. [[spoiler:And then she'll turn back time (to Day 2) and give Recette all of the stuff she got before her failure and give her another shot at it. As many as it takes.]]
* ''VideoGame/IndependenceWar2: Edge of Chaos'' has Caleb Maas, who also doubles as a CorruptCorporateExecutive. He claims that Felix Johnston hasn't paid him back, although Felix himself objects and says that he's paid him ten times over. Maas apparently expected this and threatened to "close his account", by which he means "[[MoralEventHorizon KILL HIM]]". As if that weren't enough, Felix's son Cal Johnston (protagonist and PlayerCharacter) ''inherits'' his father's debt (as shown in some main menu screen text) in addition to just becoming orphaned, and not too far into the story, Maas gets him imprisoned for life with ease, as the authorities don't even bother to question Maas...until he breaks out with some other fellow prisoners 15 years later and becomes a SpacePirate like his grandmother. [[AsYouKnow Needless to say,]] [[ItsPersonal it's VERY personal.]]
* Averted in the ''Series/MurderSheWrote'' PC game, where a loan shark interviewed in the first case was offended at the implication that he'd kill a debtor who hadn't paid him back, since that would prevent him from ever getting the money back, period.
* In ''VideoGame/DeathRally'' you can borrow money through a "loanshark" option (it's literally called that).
* The tutorial of ''Videogame/{{Yakuza}}'' takes place in the offices of [[PeaceAndLoveIncorporated Peace Finance]]. According to Kazuma's informant, the loansharks have been extorting money from the locals in addition to accumulate a hefty debt themselves. When faced, the old man in charge refuses to pay, opting to call out his henchmen to beat up the Dragon of the Dojima Clan. [[CurbstompBattle That went as good as expected.]]
** ''Yakuza 4'' introduces Shun Akiyama, who is one of the new playable characters. It's actually a subversion, as in contrast to other loan sharks, the company he works for, Sky Finance, barely charges any interest on their loans and don't slander the competition or bully people into buying loans. Akiyama often doesn't bother to collect or forgets about the loan. This makes them a lot more successful than other loan sharks, enough that a trio of guys from another company try and beat on him. Considering that Akiyama is just as much of a badass as the other characters of the series, it doesn't end well for them.
* Subverted in ''VideoGame/{{Startopia}}''. During the third mission you are given the option of taking an energy loan from Arona Daal, owner of the local HonestJohnsDealership. Given his other business practices most players would probably trust him with a loan as far as they could throw him, but his interest rates are actually rather sensible (you have to pay him back 110% of the loan sum at a later point in the mission and you'll be quits; you lose if you can't pay though). Of course, given you probably will be spending most of that loan in his store ''anyway''...
* One ''VideoGame/{{Oolite}}'' [[GameMod OXP]] introduces the Brotherhood of the Black Monks, a body that combines this trope with ChurchMilitant (since only religious bodies can lend on credit). They give out generous loans with exorbitant interest, then send out attack vessels after you once you default.
* The Federation of ''VideoGame/GratuitousSpaceBattles'' is an alliance of {{Mega Corp}}s, and all the other factions owe them money. At least, that's their part in the overall ExcusePlot of the game.
* The driving force behind the plot of ''VideoGame/MafiaII'' is Vito's father dying while his son was at war and leaving his family $2000 in debt to a loan shark, leading to Vito returning to his life of crime to try and pay it off. You later end up [[spoiler: $50,000 in debt to the same loan shark after a botched attempt to get involved in the drug trade on the side.]]
* ''VideoGame/TornCity'' allows players to take out a loan from one of these guys in the red light district. He is actually pretty reasonable compared to most examples of this trope and the player can even steal from him as part of the pickpocketing crime.
* In ''VideoGame/{{Contrast}}'', Johnny is in debt to a loan shark, whose goons break his finger to send the message that his plan to pay them back better succeed.
* Roland Ho of ''VideoGame/SleepingDogs'' is a Sun On Yee loan shark whom Wei temporarily works for. While he acts rather aloof and grumpy to Wei and doesn't show much compassion to his debtors, he comes off as just an old, jaded Triad, hardened by years of dealing with deadbeats and holdouts. [[spoiler:He reveals what he ''[[EvilDebtCollector really]]'' is in his final mission. After one of his repeat debtors is cornered and, unable to repay Roland, commits suicide, [[{{Jerkass}} Roland orders Wei to shake down the man's newly-widowed wife for his life insurance payout]]. Wei is so disgusted by this that he cuts ties with Roland then and there.]]
* ''[[Creator/JackboxGames Bidiots]]'' has the honestly-named Predatory Loans company. They'll give you $1000 cash between rounds, but you'll have to pay $1500 back at the end of the game. And their jingles are all LampshadeHanging like "we really hope you don't ReadTheFinePrint".
* In ''[[VideoGame/TraumaCenter Trauma Team]]'', a loan shark appears in one of Naomi Kimishima's missions. [[spoiler:He is not responsible for the death of the debtor, as he points out that he can't get his money back from a dead man. He lent the victim $100.000 which the victim used to buy a very expensive guitar which belonged to a famous musician. In an effort to pay back the loan, the victim then started to blackmail the "Raging Bomber" who paid the victim for making bomb threats by telephone as the "Revolutionary". This directly led to the victim targeted by the bomber himself.]]
* ''Big Bang Age'' requires that you use [[{{Phlebotinum}} B-stones]] to pay your allies and finance attacks on enemy territory. In the District Chapter, Zanma Gou gives you some B-stones every few turns. At the start of the National Chapter, he reveals where he was getting them from - the Yakuza, via their front "BS Finance Services". Until you finish paying off the loan, they take a percentage of your income for "interest". And every time you pay them, it uses up that turn's event trigger.
* In ''VideoGame/{{STALKER}}: Call of Pripyat'', the Bandit leader in the Jupiter area, Jack, runs a loan business by pushing interests into his clients. One of his, Vano, is unable to pay off his debt and is being hunted by the Bandits, taking refuge from them in [[TruceZone the train station currently being used by Duty and Freedom]]. The player can help Vano by either paying off his debt for him, scaring Jack into forgetting the debt, or if you're feeling up to it, wiping out Jack and the Bandits. [[spoiler:Given that trying to pay off the debt will get you mugged on your way out, and killing the Bandits will net you Jack's rare Armsel semi-automatic shotgun and a ton of grenades, the third option is honestly the best one.]]
* Kokona's father is in serious debt to one in ''VideoGame/YandereSimulator'', to the point where Kokona has taken to EnjoKosai in order to try to help him. Yandere-chan can help them in her own special way -- namely by [[spoiler:kidnapping the loan-shark's daughter, Musume, and forcing him to let all his customers go]]. The loan shark's name is, [[MeaningfulName appropriately enough]], [[JapaneseRanguage "Ronshaku"]].
* In ''VideoGame/{{Battleborn}}'', there is one among the clone Kingdom of Mikes. The aptly named Loan Shark Mike has chosen to be a loan shark as his lot in life. Unfortunately, he's not very good at it as he has completely misinterpreted the job name, [[LiteralMinded taking it literally]]. He wears a shark costume over his clone combat armor and keeps bugging his fellow Mikes, constantly trying to loan his shark suit to them much to their annoyance.

[[folder:Visual Novels]]
* Case 3 of ''VisualNovel/PhoenixWrightAceAttorneyTrialsAndTribulations''. This one has a twist: the loan shark of Tender Lender, Furio Tigre, is so vicious because [[spoiler: ''he'' is in debt to the Cadaverini family mafia]] (Viola, from the top quote, being [[spoiler: the [[MafiaPrincess darling daughter]] of [[TheMafia the family]], who needed some very expensive surgery for a car accident caused by Tigre]].
** Tender Lender and Viola are alluded to again in case three of ''VisualNovel/AceAttorneyInvestigations''. [[spoiler:In fact, they're indirectly responsible for the murder in that case.]]

[[folder:Web Comics]]
* ''Webcomic/{{Zortic}}'' starts with Zortic being subtly threatened by a loan shark. The kicker?
## He looks and talks like Jabba the Hutt in a Mafioso suit, and
## he's in the ''student loan business''.
* ''Webcomic/KevinAndKell'' had a literal shark who traveled by [[MST3KMantra plumbing]], charged absurd interest rates, and threatened to kill Kevin if he missed the deadline. [[spoiler:Coney met him during her potty training and promptly [[KillerRabbit ate him]].]]
** Kell's cousin borrowed from the mob. She's paid back 160% of the debt in less than a year but they still keep hounding her... because she's murdered all of the mob's best repo-men in self-defense and they want serious payback.
* ''Webcomic/MSFHigh'': Miss Fenris is well known for this, anyone who cannot pay for a debt to her becomes a salesgirl in her employ until the debtor has paid off the debt.
* ''Webcomic/SluggyFreelance'' had Riff end up owing a company $200,000 for cloning a ''toothbrush''. [[HilarityEnsues Much seizing of property and other general shenanigans ensued.]]
* ''Webcomic/LivingWithInsanity'' had an example. While David doesn't act violent toward Alice, one has to wonder how she managed to [[http://www.livingwithinsanity.com/index/?p=352 rack up a debt that high]] after just a year.
* Naps in ''Webcomic/{{SSDD}}'' as part of his backstory turned to wiretapping celebrities to pay off his ever-increasing debts to a series of [[http://www.poisonedminds.com/d/20071130.html increasingly]] [[http://www.poisonedminds.com/d/20071210.html persistent]] loan sharks.
* ''Webcomic/TowerOfGod'': Kim Lurker, his goons and his boss. They cause a lot of problems for Wangnan, [[spoiler: Nia and originally, Lurker himself.]]

[[folder:Web Original]]
* In ''WebVideo/KateModern'', Gavin and Tariq borrow money from a rather shady businessman named Terrence. When it becomes apparent that they have no means of paying him back, he becomes violent.
* The ''WebVideo/SuperMarioLogan'' series has The Loan Dolphin, [[ExactlyWhatItSaysOnTheTin a Dolphin whose job is a debt collector]], though he's [[PunchClockVillain only an antagonist to those who don't repay their debts]], as in "Bowser Junior's Lemonade Stand!", when Junior tries to get him to destroy Cody's lemonade stand, he doesn't do it because he thinks it looks nice.

[[folder:Western Animation]]
* WesternAnimation/WoodyWoodpecker encounters this in the short ''The Loan Stranger'', where his car crashes and goes kaput, so Woody manages to get a loan of one dollar from the nearby Sympathy Loan Company--but it later escalates to $365 in interest, not including the dollar he had yet to pay back. (justified, as Woody simply forgot to pay the loan back after 30 days.) The Loan Shark in question (who is a wolf[[note]]his species is an old visual shorthand for the phrase "wolf at your door"[[/note]]) tries everything in his power to get Woody to pay back the loan. Woody tricks him into calling off the loan when he thinks he smashed Woody's head--only for Woody to pop up and ask for a loan on his cuckoo clock, much to his chagrin.
* Stewie from ''WesternAnimation/FamilyGuy'' became one once. Brian made a rather safe bet on a boxing match, but by a twist of fate, he lost. Stewie spends most of the episode brutally beating Brian, using everything from glass shards to a flamethrower, until Brian gives up and agrees to pay.
--->'''Stewie''': Hey, it is me. Knock, knock. So uh, you got my money? \\
'''Brian''': Huh? Oh yes, I'll get them soon. \\
'''Stewie''': Okay, here is a suggestion: Have the money by tomorrow and there will be no problem. \\
'''Brian''': Huh? \\
'''Stewie''': Yeah, 24 hours. \\
'''Brian''': Why, what happens in 24 hours? \\
'''Stewie''': I don't know. I'm not psychic man. I am just saying, it would probably be better for everybody if you had the money tomorrow. \\
'''Brian''': Yeah, alright i see what I can do. \\
'''Stewie''': Sweet, great. How is anything else going? Great! See you later. Don't forget! ... Nah; you are not going to forget! \\
[The Next Morning] \\
'''Brian''': Stewie? Hey! \\
'''Stewie''': Oh hey there! So it has been 24 hours. Got my money? \\
'''Brian''': Oh! Okay, just give me until on Friday, I'll have it for you. \\
'''Stewie''': Oh! Oh, that's funny -- I could have sworn I said "Have it today". \\
'''Brian''': Yeah, I don't have it. Sorry. \\
'''Stewie''': Oh. Alright then. [Drains the glass of orange juice he is holding] ... Ahh, that is some good OJ!... [Slams the empty glass into Brians eye] Did that hurt? HUH? Did that hurt? '''WHERE'S MY MONEY?! WHERE'S MY MONEY?!!'''
** Shady loan sharks are again seen when Bonnie gives birth and Joe has to take a loan to cover the hospital expenses.
** Also in an episode where Peter buys a boat and gets a loan, using his house as collateral. Weeks before the loan is due, the "bank" takes most of the possessions and sells the house to another couple.
-->''You see, Mr. Griffin, what sets us apart from other banks is that other banks are banks...''
* In ''WesternAnimation/TheSimpsons'', Krusty winds up in hock to the Springfield Mafia repeatedly. On one memorable occasion, he is forced to open a clown college in an attempt to pay his debts, which Homer attends and then assumes Krusty's identity while the real one flees to change his appearance and live a new life. At the end of the episode, after Krusty has moved hell to placate the Mob, he finally pays his debt - $48.
** Krusty: "I THOUGHT THE [[http://en.wikipedia.org/wiki/Washington_Generals GENERALS]] WERE DUE!" - That's right, Krusty bet against the Harlem Globetrotters.
** Inverted and PlayedForLaughs in another episode, when Homer uses Lisa's near-flawless ability to pick football winners as a means of bleeding his bookie, Moe, dry. When Marge finds out, she's very angry, and Homer protests that his football gambling is a victimless crime. The only victim is [[ButtMonkey Moe]], after all.
** In one later episode, Moe turns out to be one as well. When Homer, in dire financial straits, goes to him for money, Moe calmly states that since Homer has no collateral, he'll have to break his legs ''in advance''. Homer quickly flees.
** Another episode played it straight when Homer goes to the employee credit union to get the money to buy Lisa a pony. The loan is personally handled by Mr. Burns:
--->'''Burns:''' By the way, are you familiar with our state's stringent usury laws?
--->'''Homer:''' Use-your-what?
--->'''Burns:''' Oh, silly me! I must have made up a word that doesn't exist! Just sign right here, and you'll get your money... (EvilLaughter)
* In an episode of ''WesternAnimation/CowAndChicken'', the duo is relentlessly pursued by The Red Guy after Chicken uses a credit card found as a cereal prize to purchase a 25-cent pack of gum. UpToEleven when he starts demanding the money almost immediately after they use the card.
* ''WesternAnimation/BatmanTheAnimatedSeries'' - This is strongly implied to have been the reason Andrea's father had to uproot both himself and her and run to Europe in ''WesternAnimation/BatmanMaskOfThePhantasm''. Though he eventually recoups their money, they decide they've had enough of his stalling and send [[ComicBook/TheJoker a certain hitman]] to kill him.
* An episode of ''Sniz and Fondue'' on ''WesternAnimation/KaBlam'' had Fondue borrowing a quarter from a loan shark to make a phone call, and he quickly accumulates a $200.00 debt because the guy charges "...200% interest-- by the ''minute''." The debt increases to $10,000.00 by the end of the episode, but fortunately the guys win a cash prize in a radio contest that they use to pay off the debt.
* Louie the Loan Shark in the ''WesternAnimation/BeanyAndCecil'' episode "Monstrous Monster" is literally a shark.
* ''WesternAnimation/Beetlejuice'' once got into a luxury war with the next-door snobs, using cartoon credit cards with abnormally high limits. Eventually the limits are reached, and the credit card company reveals themselves to be loan sharks with a direct portal to Care Bear Land, any monster's worst nightmare. Also, the interest rate is compounded per minute. The media laughs at both parties for getting ludicrously deep in debt, at which point they all realize they're high level monsters and just beat their way out, starting with the reporter.

[[folder:Real Life]]
* This was one of the way the ''[[https://en.m.wikipedia.org/wiki/Skoptsy Skoptsy]]'' recruited some of their members: they loaned money to people having a great need ot it, such as poor peasants or ruined businessmen, and, when they defaulted, the loaner came to claim his collaterals, which were the [[GroinAttack debtor's genitals]].
* During the [=XIXth=] century, in UsefulNotes/TheUnitedStates, salary lenders loaned money to regularily employed persons, and used public shaming when they didn't pay up.
** This was helped by the fact [[NiceJobBreakingItHero most companies automatically fired any indebted employee, making blackmail easier]].
** In TheTwenties, after limitations on interest rates were enacted, some loaners [[LoopholeAbuse used the excuse]] that they were not loaning money but that they were just buying the salaries of their debtors.
* According to "[[http://scholarlycommons.law.wlu.edu/cgi/viewcontent.cgi?article=4277&context=wlulr Loan Sharks, Interest-Rate Caps, and Deregulation]]", the term "loan shark" didn't originally mean "lender who charges high interest and uses physical violence (i.e. brute force) to charge when the debtors don't pay up on time", but rather "lender who charges high interest and sets low payment periods so that debtors will end up perpetually paying interest, as well as collecting on the debt agressively but not physically violently, by means of harassment (e.g. telling the neighbours or the boss that the debtor owed money)". It notes that the modern meaning of "loan shark" came up during the late 1950s and popularized itself in the 1960s, while the old meaning could still be heard as late as the 1980s.
* Payday loans are thought to be the legal side of loansharking, especially since the annual interest rates can go up to ''40%''.
** [[http://www.newsreview.com/sacramento/content?oid=7610 In some cases]], the Mafia-related loanshark has lower interest rates than the ones from payday loaners.
* Japanese ''sarakin'' serve loans reimbursable in ten days, called ''to-san'' ('to' - meaning 'ten', for the number of days - and 'san' - meaning 'three' because the interest rate is of 30%) or ''to-go'' ('go' meaning 'five', because the interest rate is of 50%); their methods of collect include publicly shaming the debtor or [[EvilDebtCollector showing to marriages or funerals]] and [[DrivenToSuicide driven some to suicide]].
* Likewise, in South East Asia, ''Ah Long'' loan money at 40% ''per month'' and paint O$P$ ("owe money, pay money") on delinquant debtors' houses.
* More tragically, this is how people end in debt bondage.
** Some Indian loansharks loan money at 100% per year: for exemple, [[http://thecnnfreedomproject.blogs.cnn.com/2011/06/02/a-110-loan-then-20-years-of-debt-bondage/ this farmer]] ended enslaved for 20 years after being loaned $110.