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->''"So this is public television, huh? Suddenly I feel like beating the crap out of [[MisterRogersNeighborhood Fred Rogers]]."''
-->-- '''[[Series/MysteryScienceTheater3000 Crow T. Robot]]'''

InAWorld where oppressive {{MegaCorp}}s rake in billions of ill-earned dollars while treating their [[{{Salaryman}} workers]] like slaves... a Toronto production company decided to adapt one of Creator/JohnVarley's ''Literature/EightWorlds'' short stories into a MadeForTVMovie. Finding financing from New York Creator/{{PBS}} station WNET and [[WTHCastingAgency somehow acquiring]] Creator/RaulJulia as the lead, they unleashed a production called [[PunBasedTitle Overdrawn at the Memory Bank]]. It was the third(and last, due to not being able to get funding for any more) in a series of films by PBS that were adapted from literary works of science fiction. The first two were 1972's ''Between Time and Timbuktu'', an adaptation of several KurtVonnegut stories, and 1980's ''TheLatheOfHeaven'', based on the UrsulaKLeGuin novel of the same title. Both were generally well-received. This film...not so much.

In a future that is only marginally more dystopian than the present, [[AwesomeMcCoolname Aram Fingal]] is a bored programmer working for [[MegaCorp Novicorp]], and earns his superiors' ire by "scrolling up cinemas" at work, particularly ''Film/{{Casablanca}}''. The solution, of course, is "prophylactic rehab," a two-week (or two days, depending on the scene) vacation in which his consciousness is "doppled" into a wild animal at a nature preserve. Under the supervision of Computech Apollonia James, Fingal experiences life as a decrepit old baboon until the animals on the preserve get trashed on ripe fruit and [[HolodeckMalfunction place his temporary body in danger]], prompting him to activate an escape clause.

Unfortunately, a little hellraising kid screwed around with the label on Fingal's body, so the technicians supervising his little adventure have no idea where it is. Once this news leaks out via an industrial spy, the all-powerful Novicorp chairman orders that Fingal's mind be stored in the [[MasterComputer HX368 supercomputer]], which runs everything from finances to the [[WeatherControlMachine weather]]. Meanwhile, the technicians race to hunt down Fingal's body, since he only has a few hours [[YearInsideHourOutside real time]] before his mind starts to break down without it.

At first Fingal creates a simulation of a typical work day, but he quickly grows bored and starts boinking a simulacrum of a hot co-worker. Once cybersex loses its charm, Fingal builds his own version of Casablanca, complete with a Rick character that is his own digital double. Apollonia warns him not to cause too much trouble, but our Fingal is a little rebel, and starts messing around with Novicorp finances while inside the [=HX368=], also causing catastrophic weather disasters around the globe in a fit of whimsy. Soon the Chairman is dispatching his own electronic agents to kill Fingal, while Apollonia sides with the renegade programmer as she tracks down his body.

At a final showdown at Rick's bar, Fingal "interfaces" with the mainframe, orders the Chairman into a month of compulsory rehab, redistributes Novicorp shares to the downtrodden employees, and makes new ''Casablanca''-themed identities for himself and Apollonia as he vows to fight the system. It's like if someone combined ''Film/FightClub'', ''[[Literature/NineteenEightyFour 1984]]'' and ''Film/TheMatrix''...
For the ''Series/MysteryScienceTheater3000'' version of the film, please go to the [[Recap/MysteryScienceTheater3000S08E22OverdrawnAtTheMemoryBank episode recap page]].
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!!This short story provides examples of:

* HardWorkHardlyWorks: Zig-zagged. To pass the time, Fingal takes a computer programming course. Since time is accelerated for him, it takes only hours in the real world, but felt like six months of effort to him.
* KlingonScientistsGetNoRespect: "Only a retard would want to be a medico!" Medical science has advanced to the point where it's actually very ''easy'' to fix up people's bodies. End result: amazing surgeons are treated with the same regard as greasy auto-mechanics, and paid about as well.
* YearInsideHourOutside: In the short story, they told Fingal that they were searching for his body all over the world, at various doppling institutes, for six months, when really they were searching for his body at the one institute for six hours. But had he ever realized that because he was in the computer he was experiencing time dilation, he would have GoneMadFromTheRevelation and broken everything. (The Literature/NineteenEightyFour elements were [[AdaptationExpansion not present in the story]], and the company was really just trying to be helpful.) This element was somewhat in the film with the "Cube Time/Fingal Time" display, but never really discussed.

!!This film provides examples of:

* ActingForTwo: Fingal's scenes with "Rick."
* ApocalypticLog: Apollonia sees a report describing the danger of a [=CompuTech=] staying in contact with a decaying Identity Cube.
-->''(The tech is shown, vacantly staring into the camera)''
* TheArtifact: Some of the things that make no sense in the movie are leftovers from the short story that aren't as well explained or just dropped in. Appolonia appearing as Venus is basically because in the simulation, she was only able to really appear to Fingal through bizarre phenomena, and after he accidentally reroutes a bunch of finances by screwing with things she gets through to him in the most direct way possible: divine intervention.
* CaptainObvious / ViewersAreGoldfish: A lot of Apollonia's narration consists of stating stuff that's blatantly obvious, and recapping things that we've seen just moments ago. Even Mike and the Bots get annoyed by this pretty early on.
* ChromaKey: Used for most of the special effects. Since the movie was not actually shot on ''film,'' and was instead videotaped, this results in lots of [[SpecialEffectsFailure pixelation artifacts]].
* ContemplateOurNavels: Taken quite literally in one scene:
-->'''Apollonia:''' Listen to me, Fingal. Your navel's very deep. I can't even see to the bottom of it! And if you fall in, I can't guarantee to pull you out!
* CorruptCorporateExecutive: Novicorp's Fat Chairman, who is willing to allow Fingal to die for no apparent reason (and ignoring the fact that Fingal's death, attributed to Novicorp's product, would likely send the company into fiscal ruin). Of course, once Fingal starts screwing around with [=HX368=], all bets are off.
** [[AlternativeCharacterInterpretation Of course, it's the chairman that had him put there to save his life, and Fingal's meddling with the weather might be killing huge numbers of people.]]
* CreepyChild: Marco. He's probably meant to be a horny young teenager, but the way he [[DudeShesLikeInAComa fondles a woman's unconscious body]], insults the staff, and messes around just for fun, makes him seem more like a hellspawn.
** Is it ''SEXY?''
** That Marco is able to casually re-route a [[{{transsexual}} trans woman]] on the way to sex reassignment surgery by stealing a single routing tag does NOT sit well...
* CutLexLuthorACheck: Appolonia mentions that Fingle has an amazing talent with computers. Indeed, considering he managed to do all this with minimal training, one wonders what Fingle would have been able to do if The Chairman decided instead to hire Fingle as a programmer or a security expert (Or other more nefarious Novicorp-sponsored positions that are surely there) and then trained him to do things properly.
* {{Cyberspace}}: The [=HX368=], while not the internet, is seemingly connected to just about everything.
** AndYouWereThere: Not only is Fingal trapped in a Virtual Reality, but Apollonia and the Novicorp Chairman are in there as well, fighting to save/kill him respectively.
*** Predates the ''Series/StarTrekTheNextGeneration'' holodeck by three years. (Though ''WesternAnimation/StarTrekTheAnimatedSeries'' did sometimes use something similar.)
* ADateWithRosiePalms: Apollonia chews Fingal out for wasting his imagination on a "one-handed exercise." Later...
-->'''Fingal:''' Novicorp isn't helping! So I guess I'm going to have to push my own buttons for a change.
* DeusExMachina: ...What, exactly, happened at the climax again? Let's see, Fingal became interfaced, and, uh... sprayed magic wonder dust?
* TheDitz: Tooby the Short-Bus Techie, as well as the Medico.
** Weird thing about Tooby is that he speaks normally when he appears in person. His odd cadence over the two-way must have been the actor simulating a bad connection.
* {{Dystopia}}: Not as evident visually, since the physical/financial standard of living appears to be pretty good; what makes it a Dystopia is the suppression of human empathy, creativity, individualism and other social concerns.
** Of course, there's no indication that this extends beyond two office buildings.
*** There's really no indication that ''anything'' extends beyond two office buildings. (Both of which are [[http://en.wikipedia.org/wiki/Atrium_on_Bay The Atrium on Bay]]. ''Yaaaay Toronto!'')
**** Not true! Stock footage of ''Animals Are Beautiful People'' exists!
* EightiesHair: Apollonia; Crow compares her to [[ThisIsSpinalTap Viv Savage]] and Billy Squire.
** Also, Djamilla: "Love is a battlefield?"
* EverythingIsOnline: This is how Fingal, trapped in the [=HX368=], is able to muck around with virtually every single computer system in the world.
* FatBastard: The Novicorp Chairman.
* FollowTheLeader: Amazingly, the film, made in 1984, is far ahead of its time. It would be another 10 plus years before the virtual reality craze began, including films like ''Film/TheMatrix''.
** It was on the recommended films list for Cyberpunk2020 [=RPG=]. That's what cyberpunk cinema looked like in the eighties.
** The film itself may have been trying to follow ''Film/{{Tron}}''.
* FutureFoodIsArtificial: With a name like Flavo-Fibes, you just ''know'' they taste like plastic.
** Not to mention Reconst, a drink whose name just screams "[[{{Squick}} I'm made of faecal matter!]]"
* AGodAmI: "I'M INTERFAAAAAAAAAAAAAAAAAAAAAAACED!"
** [[GettingCrapPastTheRadar "B.F.DDDDDD!!"]]
* GRatedDrug: "Maruba Fruit", which apparently makes the animals used by the dopplers drunk.
* IndecisiveParody: Accounts for most of the more bizarre moments (esp. the "mustard on the brain" scenes.)
* InherentlyFunnyWords: The filmmakers seemed to think it was "anteaters." It's the only explanation for the constant anteater bashing. In the real world viewers thought it was constant use of the words "Fingal," and "dopple," which the MST3K crew gets a lot of mileage from in their treatment of the movie.
* JapanTakesOverTheWorld: Not really, but the corporate world everywhere seems to have adopted the [[http://en.wikipedia.org/wiki/Keiretsu Keiretsu]] system.
* {{Jerkass}}: Slavin, [[InformedAttribute allegedly]].
* MasterComputer: [=HX368=].
* MisappliedPhlebotinum: In this future world, they apparently have the technology to remove someone's mind and transfer it to other bodies, and nobody is using it for immortality or life-saving procedures. Instead it is being used to place people's minds into animals for brief periods of time because they got a bad performance review at work.
** We did see however several people being brought in at the beginning, and one was clearly a sex change operation, so maybe the doppling process is seeing other applications.
** In the author's other works in that universe, it is made clear that the primary application of the memory recording technology ''is'' for that purpose, although when restored, your memories are only as recent as your last recording, with someone who doesn't make regular backups being regarded as poor hygiene.
* {{Mondegreen}}: "My nuts?"
* NoCelebritiesWereHarmed: Remember kids! You can't have ''Casablanca'' references without a PeterLorre impersonator!
** A Marlene Dietrich {{expy}} sings "Falling In Love Again" from ''The Blue Angel'' - in Rick's bar.
* OneNationUnderCopyright: Much is made of the powerful Novicorp and its rival Lexicorp; the only mention of actual governments is an offhanded reference to the British Parliament.
* ThePasswordIsAlwaysSwordfish: Or, in this case, "[=IY479=]". Take a look at MasterComputer again...
** It gets worse. Once the Chairman learns Fingal knows the password, he changes it to something extremely stupid:
--->'''Fingal:''' Wait a minute! Why didn't I think of that before. Its so simple. Reverse the access code. He probably thought I'd never try something so simple.
* PlayfulHacker: Fingal just wants to watch old movies when he should be working.
* PragmaticVillainy: In a scene deleted from the ''MST'' version, The Chairman decides to immediately terminate Fingal and send his family a telegram and a bouquet, but he's talked into retrieving Fingal instead when Apollonia points out that letting someone die as a result of doppling would shake consumer confidence in [=NoviCorp=]'s products so severely that it could bankrupt the company.
* RunningGag: Anteaters are mocked with regularity. Mike and the 'bots are not amused.
* SesquipedalianSmith: Apollonia James.
* SlapSlapKiss: Although the actual kiss comes sometime after the slap, the mood does go romantic immediately after the slap.
-->'''Apollonia:''' Fingal... I want to do the right thing... I'm just not sure what that is...
* SmallReferencePools: Fingal's ''Casablanca'' simulation comes complete with a PeterLorre character who hangs around for almost the whole movie before he helpfully sacrifices himself to buy time for Fingal. In ''Casablanca'', Lorre's character Ugarte is a OneSceneWonder who shows up, gives Rick the {{Macguffin}} and then dies off screen.
* StalkerWithACrush: Felicia, a co-worker with whom Fingal is smitten, thinks of him as this. She's pretty much right about him too, especially given how he treats a VR Simulation of her later in the movie.
* StockFootage: The part of Daisy the Baboon will be played by the James Uys nature documentary ''Animals Are Beautiful People''.
** The first twenty seconds or so of the opening credits to ''Casablanca'' appear frequently in the film.
* StopTrick: Used on occasion whenever something/one appears or vanishes from the VR simulation.
* TakeThat: Against ''anteaters'', of all things.
* TalkingToHimself: [[invoked]] Raul Julia plays not only Aram Fingal, but also Fingal's AscendedFanboy version of Rick from ''Casablanca'' in Cyberspace. The two are shown to interact on numerous occasions (in fact, at one point the timing of the SplitScreen dialog doesn't quite match up, resulting in an awkward pause).
* TwentyMinutesIntoTheFuture: If nothing else, the movie did predict Netflix style services.
** As well as the concept of screwing around watching videos and movies while at work.
* VideoInsideFilmOutside: Thanks to the Daisy footage coming from an old documentary.
* ViewerFriendlyInterface: Complete with what looks like a 72-point screen font.
* WeWillUseWikiWordsInTheFuture: "Reconst," "flavo-fibes," "identicubes"; Servo snaps fairly early. "Medico," surprisingly, is an informal term for doctor or med student recognized by Microsoft Word and Firefox.
* WhatTheHellHero: Apollonia gives Fingal a well-deserved thrashing when she catches him using his "powers" to have virtual sex with the image of a co-worker.
-->'''Apollonia:''' If this one-handed exercise is all you can think of to do with your life, you're a very little man, and I'm very disappointed in you!
** A far more egregious example occurs when Fingal starts screwing with the world's weather for shits and giggles.
* YeOldeButcheredeEnglishe: When Apollonia appears as a Messenger from God, she speaks in a hybrid of anachronistic English and modern slang.
-->"[[NarmCharm Hold thy horses, wait it out.]]"
* YearInsideHourOutside: Although several days (maybe even months, according to onscreen graphics) seem to pass within Fingal's simulation, only a few hours pass in the real world. This is, in fact, a plot point: they have only a few hours to find Final's body before the computer will no longer maintain his personality.
* YourMindMakesItReal: "It was eerie, watching Fingal create his own reality simulation around him! Especially since he didn't even know he was doing it!"
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