History Main / LoanShark

24th Aug '16 12:35:14 AM foxley
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* ''Series/InspectorGeorgeGently'': A pair of loan sharks force a woman who is TrappedByGamblingDebts into prostitution in "Gently Among Friends". Bacchus deals out a little street justice to scare them off.
13th Aug '16 10:12:01 PM Odacon_Spy
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* Roland Ho of ''VideoGame/SleepingDogs''a Sun On Yee loan shark whom Wei temporarily works for. While he acts rather aloof and grumpy to Wei and doesn't show much compassion to his debtors, he comes off as just an old, jaded Triad, hardened by years of dealing with deadbeats and holdouts. [[spoiler:He reveals what he ''[[EvilDebtCollector really]]'' is in his final mission. After one of his repeat debtors is cornered and, unable to repay Roland, commits suicide, [[{{Jerkass}} Roland orders Wei to shake down the man's newly-widowed wife for his life insurance payout]]. Wei is so disgusted by this that he cuts ties with Roland then and there.]]

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* Roland Ho of ''VideoGame/SleepingDogs''a ''VideoGame/SleepingDogs'' is a Sun On Yee loan shark whom Wei temporarily works for. While he acts rather aloof and grumpy to Wei and doesn't show much compassion to his debtors, he comes off as just an old, jaded Triad, hardened by years of dealing with deadbeats and holdouts. [[spoiler:He reveals what he ''[[EvilDebtCollector really]]'' is in his final mission. After one of his repeat debtors is cornered and, unable to repay Roland, commits suicide, [[{{Jerkass}} Roland orders Wei to shake down the man's newly-widowed wife for his life insurance payout]]. Wei is so disgusted by this that he cuts ties with Roland then and there.]]
13th Aug '16 10:11:27 PM Odacon_Spy
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* Roland Ho of ''VideoGame/SleepingDogs''a Sun On Yee loan shark whom Wei temporarily works for. While he acts rather aloof and grumpy, and doesn't show much compassion to his debtors, he comes off as just an old, jaded Triad, hardened by years of dealing with deadbeats and holdouts. [[spoiler:He reveals what he ''[[EvilDebtCollector really]]'' is in his final mission. After one of his repeat debtors is cornered and, unable to repay Roland, commits suicide, [[{{Jerkass}} Roland orders Wei to shake down the man's newly-widowed wife for his life insurance payout]]. Wei is so disgusted by this that he cuts ties with Roland then and there.]]

to:

* Roland Ho of ''VideoGame/SleepingDogs''a Sun On Yee loan shark whom Wei temporarily works for. While he acts rather aloof and grumpy, grumpy to Wei and doesn't show much compassion to his debtors, he comes off as just an old, jaded Triad, hardened by years of dealing with deadbeats and holdouts. [[spoiler:He reveals what he ''[[EvilDebtCollector really]]'' is in his final mission. After one of his repeat debtors is cornered and, unable to repay Roland, commits suicide, [[{{Jerkass}} Roland orders Wei to shake down the man's newly-widowed wife for his life insurance payout]]. Wei is so disgusted by this that he cuts ties with Roland then and there.]]
13th Aug '16 10:08:20 PM Odacon_Spy
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* ''VideoGame/SleepingDogs'' has Roland Ho, a Sun On Yee loan shark whom Wei temporarily works for. He initially comes off as just an old, jaded Triad, hardened by years of dealing with deadbeats and holdouts. [[spoiler:He reveals what he ''[[EvilDebtCollector really]]'' is in his last mission. After one of his repeat debtors is cornered and, unable to repay Roland, commits suicide, [[{{Jerkass}} Roland orders Wei to shake down the man's newly-widowed wife for his life insurance payout]]. Wei is so disgusted by this that he cuts ties with Roland then and there.]]

to:

* ''VideoGame/SleepingDogs'' has Roland Ho, a Ho of ''VideoGame/SleepingDogs''a Sun On Yee loan shark whom Wei temporarily works for. He initially While he acts rather aloof and grumpy, and doesn't show much compassion to his debtors, he comes off as just an old, jaded Triad, hardened by years of dealing with deadbeats and holdouts. [[spoiler:He reveals what he ''[[EvilDebtCollector really]]'' is in his last final mission. After one of his repeat debtors is cornered and, unable to repay Roland, commits suicide, [[{{Jerkass}} Roland orders Wei to shake down the man's newly-widowed wife for his life insurance payout]]. Wei is so disgusted by this that he cuts ties with Roland then and there.]]
9th Aug '16 11:10:39 PM PaulA
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* This was one of the areas of crime engaged in by [[{{Dragaera}} Vlad Taltos]] while a member of the Jhereg, a fantasy equivalent of TheMafia. His organization is relatively reasonable, in that when someone is a business owner making an effort to pay, they are likely to be lenient about payment or else take over the business temporarily before using violence, although they are more than willing to break the kneecaps of recalcitrant debtors. It's suggested that the Jhereg are the source of loans for the common people, which is understandable given that the group associated with banking, the Orca are [[CorruptCorporateExecutive less than trustworthy]].

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* This In the Literature/{{Dragaera}} novels, this was one of the areas of crime engaged in by [[{{Dragaera}} Vlad Taltos]] Taltos while a member of the Jhereg, a fantasy equivalent of TheMafia. His organization is relatively reasonable, in that when someone is a business owner making an effort to pay, they are likely to be lenient about payment or else take over the business temporarily before using violence, although they are more than willing to break the kneecaps of recalcitrant debtors. It's suggested that the Jhereg are the source of loans for the common people, which is understandable given that the group associated with banking, the Orca Orca, are [[CorruptCorporateExecutive less than trustworthy]].
4th Aug '16 1:18:51 PM JujuP
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* In [[https://www.fanfiction.net/s/5483280/1/Harry-Potter-and-the-Champion-s-Champion Harry Potter and the Champion's Champion]], Gringotts acts like this to particularly pesky clients, [[ReadTheFinePrint with Section 48, Subsection A, Sub-Subsection 18]], which, to be fair, are usually [[JerkAss jerkasses like Lucius Malfoy or the publisher of the Daily Prophet]]. The interest, revealed in the [[ReadTheFinePrint fine print]] is compounded weekly, not annually, like [[TooDumbToLive Lucius]] thought. Lucius ends up forced to dig tunnels for the goblins with his bare hands to work off the debt and is eventually released when he is more trouble than he's worth, dumped in the arctic at the age of over three hundred, [[ShootTheShaggyDog and eventually eaten by a polar bear.]]

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* In [[https://www.fanfiction.net/s/5483280/1/Harry-Potter-and-the-Champion-s-Champion Harry Potter and the Champion's Champion]], Gringotts acts like this to particularly pesky clients, [[ReadTheFinePrint with Section 48, Subsection A, Sub-Subsection 18]], which, to be fair, are usually [[JerkAss jerkasses like Lucius Malfoy or the publisher of the Daily Prophet]]. The interest, revealed in the [[ReadTheFinePrint fine print]] is compounded weekly, not annually, like [[TooDumbToLive Lucius]] thought. Lucius ends up forced to dig tunnels for the goblins with his bare hands to work off the debt WorkOffTheDebt and is eventually released when he is more trouble than he's worth, dumped in the arctic at the age of over three hundred, [[ShootTheShaggyDog and eventually eaten by a polar bear.]]


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[[folder:Real Life]]
* This was one of the way the ''Skoptzy'' recruited some of their members: they loaned money to people having a great need ot it, such as poor peasants or ruined businessmen, and, when they defaulted, the loaner came to claim his collaterals, which were the [[GroinAttack debtor's genitals]].
* During the XIXth century, in TheUnitedStates, salary lenders loaned money to regularily employed persons, and used public shaming when they didn't pay up.
** This was helped by the fact [[NiceJobBreakingItHero most companies automatically fired any indebted employee, making blackmail easier]].
** In TheTwenties, after limitations on interest rates were enacted, some loaners [[LoopholeAbuse used the excuse]]dded RealLife section they were not loaning money but that they were just buying the salaries of their debtors.
* Payday loans are thought to be the legal side of loansharking, especially since the annual interest rates can go up to ''40%''.
** [[http://www.newsreview.com/sacramento/content?oid=7610 In some cases]], the Mafia-related loanshark has lower interest rates than the ones from payday loaners.
* Japanese ''sarakin'' serve loans reimbursable in ten days, called ''to-san'' ('to' - meaning 'ten', for the number of days - and 'san' - meaning 'three' because the interest rate is of 30%) or ''to-go'' ('go' meaning 'five', because the interest rate is of 50%); their methods of collect include publicly shaming the debtor or [[EvikDebtCollector showing to marriages or funerals]] and [[DrivenToSuicide driven some to suicide]].
* Likewise, in South East Asia, ''Ah Long'' loan money at 40% ''per month'' and paint O$P$ ("owe money, pay money") on delinquant debtors' houses.
* More tragically, this is how people end in debt bondage.
** Some Indian loansharks loan money at 100% per year: for exemple, [[http://thecnnfreedomproject.blogs.cnn.com/2011/06/02/a-110-loan-then-20-years-of-debt-bondage/ this farmer]] ended enslaved for 20 years after being loaned $110.
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23rd Jul '16 4:33:14 PM nombretomado
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* The [[CarlBarks Disney Duck]] universe has Soapy Slick, who tried to swindle Scrooge [=McDuck=] out of his entire fortune by claiming that he was never paid off on an ancient debt with an outrageous interest rate.

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* The [[CarlBarks [[Creator/CarlBarks Disney Duck]] universe has Soapy Slick, who tried to swindle Scrooge [=McDuck=] out of his entire fortune by claiming that he was never paid off on an ancient debt with an outrageous interest rate.
11th Jul '16 2:13:23 PM thatmadork
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* In ''VideoGame/{{STALKER}}: Call of Pripyat'', the Bandit leader in the Jupiter area, Jack, runs a loan business by pushing interests into his clients. One of his, Vano, is unable to pay off his debt and is being hunted by the Bandits, taking refuge from them in [[TruceZone the train station currently being used by Duty and Freedom]]. The player can help Vano by either paying off his debt for him, scaring Jack into forgetting the debt, or [[{{Badass}} if you're feeling up to it]], wiping out Jack and the Bandits. [[spoiler:Given that trying to pay off the debt will get you mugged on your way out, and killing the Bandits will net you Jack's rare Armsel semi-automatic shotgun and a ton of grenades, the third option is honestly the best one.]]
6th Jul '16 4:36:13 PM HeraldAlberich
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* ''Franchise/StarWarsLegends'' has the Intergalactic Banking Clan, one of the corporate interests backing Count Dooku's Separatists during the Clone Wars. This MegaCorp behaves like loan sharks on a galactic scale, charging steep interest rates and maintaining a private droid army to collect on defaulters.

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* ''Franchise/StarWarsLegends'' has the Franchise/StarWarsLegends:
** The
Intergalactic Banking Clan, Clan is one of the corporate interests backing Count Dooku's Separatists during the Clone Wars. This MegaCorp behaves like loan sharks on a galactic scale, charging steep interest rates and maintaining a private droid army to collect on defaulters.defaulters.
** ''Literature/StarWarsKenobi'' shows some of Jabba the Hutt's other business interests on Tatooine, besides smuggling. After his friend Dannar's vaporator began producing incredibly delicious water via MiraculousMalfunction, local {{Rancher}} Orrin Gault invested heavily in that vaporator model and attempted to replicate the results. But he can't get the settings quite right, and his promised payoff to his creditors is not forthcoming. [[spoiler:He spirals into his downfall from there. First, he goes into debt to Jabba's thugs to save off the bank, then starts embezzling from the Settlers' Call Fund, which the other settlers entrusted him with since he's so apparently rich and successful. When he can't get enough from that, he turns it into a MonsterProtectionRacket.]]
27th Jun '16 2:29:39 PM Prinzenick
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* WesternAnimation/WoodyWoodpecker encounters this in the short ''The Loan Stranger'', in which he gets a loan of one dollar, but it later escalates to $365 in interest, not including the dollar he had yet to pay back. (justified, as Woody simply ''forgot'' to pay the loan back after 30 days.) The Loan Shark in question (who is a wolf, or coyote, it's not really clear) tries everything in his power to get Woody to pay back the loan.

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* WesternAnimation/WoodyWoodpecker encounters this in the short ''The Loan Stranger'', in which he gets where his car crashes and goes kaput, so Woody manages to get a loan of one dollar, but dollar from the nearby Sympathy Loan Company--but it later escalates to $365 in interest, not including the dollar he had yet to pay back. (justified, as Woody simply ''forgot'' forgot to pay the loan back after 30 days.) The Loan Shark in question (who is a wolf, or coyote, it's not really clear) wolf[[note]]his species is an old visual shorthand for the phrase "wolf at your door"[[/note]]) tries everything in his power to get Woody to pay back the loan.loan. Woody tricks him into calling off the loan when he thinks he smashed Woody's head--only for Woody to pop up and ask for a loan on his cuckoo clock, much to his chagrin.
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http://tvtropes.org/pmwiki/article_history.php?article=Main.LoanShark