History Main / HeroInsurance

9th Apr '18 8:06:21 PM nombretomado
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* While the first ''RedFaction'' was notable for allowing the player to break stuff up to and including the level geometry itself, the [[http://www.gametrailers.com/player/48459.html sequel]] looks to be taking this to [[ImpressivePyrotechnics ludicrous]] [[StuffBlowingUp extremes]]. Not only does the ultramodern architecture give way like [[MadeOfExplodium wet tissue paper]], the protagonist effectively levels an entire city to protect the citizens of said city.

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* While the first ''RedFaction'' ''VideoGame/RedFaction'' was notable for allowing the player to break stuff up to and including the level geometry itself, the [[http://www.gametrailers.com/player/48459.html sequel]] looks to be taking this to [[ImpressivePyrotechnics ludicrous]] [[StuffBlowingUp extremes]]. Not only does the ultramodern architecture give way like [[MadeOfExplodium wet tissue paper]], the protagonist effectively levels an entire city to protect the citizens of said city.
25th Mar '18 4:26:34 AM fighwitt
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* Somewhere out there exists a fanfiction that explains that selling PowerRangers merchandise pays for all the damage done in monster attacks. This includes therapy sessions.
* PlayedForLaughs [[spoiler:most of the time]] in [[http://tvtropes.org/pmwiki/pmwiki.php/Fanfic/MightyMorphinMechaRangers Mighty Morphin Mecha Rangers]] Kaiba is so ridiculously rich that he can pay for damage caused by the MonsterOfTheWeek without a dent to his income.

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* Somewhere out there exists a fanfiction that explains that selling PowerRangers merchandise pays for all In ''Fanfic/HellsisterTrilogy'', ComicBook/{{Supergirl}} endeavors to move her battles away from inhabited places. When this isn't posible, she repairs the damage done in monster attacks. This includes therapy sessions.
* PlayedForLaughs [[spoiler:most of the time]] in [[http://tvtropes.org/pmwiki/pmwiki.php/Fanfic/MightyMorphinMechaRangers Mighty Morphin Mecha Rangers]] Kaiba is so ridiculously rich that he can pay for
damage caused by the MonsterOfTheWeek without her fights. Commented by her enemy [[EvilTwin Satan Girl]]
-->The third time, she was manifest as Nightflame,
a dent giant sword-wielding woman who wreaked havoc in San Francisco, born of her old identity and some other elements added from Kara's psyche, amplified by a mage who existed in a sub-atomic universe on a world somehow within Kara.[...]\\
No killing that time, but she had wreaked undeniable mayhem. It had taken Supergirl a whole afternoon
to his income.clean things up.



* ''[[FanFic/UltimateSleepwalker Ultimate Sleepwalker: The New Dreams]]'' has the title character using his [[RealityWarper warp]] [[EyeBeams vision]] to repair some of the property damage caused by his murderous fight with [[EvilCounterpart Psyko]].
* Several ''TheSentinel'' fanfics talk of Jim's high automobile insurance premiums, and one contractor says he put his kid through college on repairs to the Loft.

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* ''[[FanFic/UltimateSleepwalker Ultimate Sleepwalker: ''FanFic/UltimateSleepwalker: The New Dreams]]'' Dreams'' has the title character using his [[RealityWarper warp]] [[EyeBeams vision]] to repair some of the property damage caused by his murderous fight with [[EvilCounterpart Psyko]].
* Several ''TheSentinel'' ''Series/TheSentinel'' fanfics talk of Jim's high automobile insurance premiums, and one contractor says he put his kid through college on repairs to the Loft.
13th Feb '18 6:08:32 PM Rubber_Lotus
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** Straight-up deconstructed with Valerie Grey, who went from RichesToRags because the crossfire between Danny and a villain destroyed her dad's workplace, causing her to develop a grudge against all ghosts (and, ironically, become a catspaw for Danny's ArchEnemy Vlad).
2nd Feb '18 1:47:45 AM Cryoclaste
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* In ''[[EnchantedForestChronicles Dealing With Dragons]]'' a famous hero is mocked because, when he threw a rampaging giant into a lake to drown it, the resulting flood actually did more damage than the giant itself would have.

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* In ''[[EnchantedForestChronicles Dealing With Dragons]]'' ''Literature/DealingWithDragons'' a famous hero is mocked because, when he threw a rampaging giant into a lake to drown it, the resulting flood actually did more damage than the giant itself would have.
27th Jan '18 5:40:13 PM Actua11y
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This is a popular subject in {{Deconstruction}}, where destructive heroes are often portrayed as [[NotSoDifferent not much better]] than the villains they're fighting. In less serious works, this trope can be lampshaded with ActionInsuranceGag.

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This is a popular subject in {{Deconstruction}}, where destructive heroes are often portrayed as [[NotSoDifferent not much better]] than the villains they're fighting. In less serious works, this trope can be lampshaded {{Lampshaded}} with ActionInsuranceGag.



* Lampshaded in [[https://youtube.com/watch?v=c16SwjH6yNs this Mercury Insurance ad]].

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* Lampshaded {{Lampshaded}} in [[https://youtube.com/watch?v=c16SwjH6yNs this Mercury Insurance ad]].



** The manga version of ''The Big O'' hangs a lampshade on it: Beck's flunkies, who lack OffscreenVillainDarkMatter, are seen working construction repairing some of the damage afterwards in order to make some quick money.

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** The manga version of ''The Big O'' hangs a lampshade {{Lampshade}} on it: Beck's flunkies, who lack OffscreenVillainDarkMatter, are seen working construction repairing some of the damage afterwards in order to make some quick money.



* Lampshaded in ''Anime/SailorMoon'' episode 13 when Sailor Mars wants to blast some airplanes being used by the villain and Luna replies that she could never afford to pay for the damage. The joke actually made it through to the Creator/DiC English dub.

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* Lampshaded {{Lampshaded}} in ''Anime/SailorMoon'' episode 13 when Sailor Mars wants to blast some airplanes being used by the villain and Luna replies that she could never afford to pay for the damage. The joke actually made it through to the Creator/DiC English dub.



* Lampshaded in ''Anime/YuGiOhTheMoviePyramidOfLight''. After Anubis' defeat, Kaiba leaves in a huff, and Grandpa says, "I'm glad he didn't bring up the damage you all did to his Duel Dome, because I really don't think his insurance is gonna pay for it!"
* Lampshaded in ''Anime/DaiGuard'', where the company that owns the title giant robot is responsible for all collateral damage the robot causes, and numerous insurance-related forms have to be signed before it can be deployed. It's FURTHER lampshaded in one episode where by the time all the paperwork is completed, Dai-Guard has already been deployed and beaten the MonsterOfTheWeek. And when one considers that the only other way to destroy the monsters besides the eponymous giant robot is with ''nukes'', the insurance complaints seem rather inane. In-story they're ''still'' cleaning up after the first monster's rampage '''twelve years later'''.

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* Lampshaded {{Lampshaded}} in ''Anime/YuGiOhTheMoviePyramidOfLight''. After Anubis' defeat, Kaiba leaves in a huff, and Grandpa says, "I'm glad he didn't bring up the damage you all did to his Duel Dome, because I really don't think his insurance is gonna pay for it!"
* Lampshaded {{Lampshaded}} in ''Anime/DaiGuard'', where the company that owns the title giant robot is responsible for all collateral damage the robot causes, and numerous insurance-related forms have to be signed before it can be deployed. It's FURTHER lampshaded {{Lampshaded}} in one episode where by the time all the paperwork is completed, Dai-Guard has already been deployed and beaten the MonsterOfTheWeek. And when one considers that the only other way to destroy the monsters besides the eponymous giant robot is with ''nukes'', the insurance complaints seem rather inane. In-story they're ''still'' cleaning up after the first monster's rampage '''twelve years later'''.



** Vash The Humanoid Typhoon. However, it's not without its Lampshade Hangings. Two of the characters are insurance society representatives who stick around to keep an eye on him and fail miserably at keeping him out of trouble, and in the fifth episode of the anime, a character mentions that "Class G Property Damage" contributed to Vash's enormous bounty.

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** Vash The Humanoid Typhoon. However, it's not without its Lampshade {{Lampshade}} Hangings. Two of the characters are insurance society representatives who stick around to keep an eye on him and fail miserably at keeping him out of trouble, and in the fifth episode of the anime, a character mentions that "Class G Property Damage" contributed to Vash's enormous bounty.



** Deconstructed (like everything else). The series often lampshades how often that not only are the [=EVAs=] really costly to repair and maintain (it costing about enough money to bankrupt a small country to repair a severely damaged EVA after one battle), but how much time, effort, and money it takes to repair New Tokyo-3 as well as disposing the dead Angels (Ramiel sits in the middle of the city for weeks on end rotting before it gets completely disposed of).

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** Deconstructed (like everything else). The series often lampshades {{Lampshades}} how often that not only are the [=EVAs=] really costly to repair and maintain (it costing about enough money to bankrupt a small country to repair a severely damaged EVA after one battle), but how much time, effort, and money it takes to repair New Tokyo-3 as well as disposing the dead Angels (Ramiel sits in the middle of the city for weeks on end rotting before it gets completely disposed of).



** Lampshaded by Marvel with their ''ComicBook/DamageControl'' series -- a comic book about the company which cleans up after super battles. D.C. has been shown to clean up very specific examples of property damage, enlisting the help of subcontractors. In the after-effects of the ''Civil War'', its created-for-the-story new CEO is shown to have helped cause damage so the company gets hired to fix it. And they also dealt with the aftermath of ''ComicBook/WorldWarHulk'', explaining why New York wasn't rubble just days after it was smashed.

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** Lampshaded {{Lampshaded}} by Marvel with their ''ComicBook/DamageControl'' series -- a comic book about the company which cleans up after super battles. D.C. has been shown to clean up very specific examples of property damage, enlisting the help of subcontractors. In the after-effects of the ''Civil War'', its created-for-the-story new CEO is shown to have helped cause damage so the company gets hired to fix it. And they also dealt with the aftermath of ''ComicBook/WorldWarHulk'', explaining why New York wasn't rubble just days after it was smashed.



* The first incarnation of Marvel's ''ComicBook/{{Thunderbolts}}'' finished winning the hearts of [[BigApplesauce New York City]] in their first issue by staying behind to repair the damage to [[MonumentalBattle the Statue of Liberty]] caused in one of their battles. It was specifically mentioned that everyone was so happy to see a new team of heroes, that the metalworkers unions weren't going to sue their pants off for doing union work. Citizen V even alludes to the fact that superheroes cleaning up after themselves is usually ''not'' appreciated by those who would otherwise be paid to do it. Definitely a bit of lampshading for this trope.

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* The first incarnation of Marvel's ''ComicBook/{{Thunderbolts}}'' finished winning the hearts of [[BigApplesauce New York City]] in their first issue by staying behind to repair the damage to [[MonumentalBattle the Statue of Liberty]] caused in one of their battles. It was specifically mentioned that everyone was so happy to see a new team of heroes, that the metalworkers unions weren't going to sue their pants off for doing union work. Citizen V even alludes to the fact that superheroes cleaning up after themselves is usually ''not'' appreciated by those who would otherwise be paid to do it. Definitely a bit of lampshading {{Lampshading}} for this trope.



* Also sort of lampshaded by Rogue in an issue of Xtreme X-Men, where she comments that "the X-Men may cause more collateral property damage than God," but they don't kill innocents.

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* Also sort of lampshaded {{Lampshaded}} by Rogue in an issue of Xtreme X-Men, where she comments that "the X-Men may cause more collateral property damage than God," but they don't kill innocents.



** Periodically lampshaded. Characters will sometimes make passing references to the city's "great public works" program, usually in the wake of yet another superhero battle. The introduction to the "Local Heroes" TPB includes a newspaper clipping that mentions Honor Guard using alien AppliedPhlebotinum to repair damage after one of their fights.

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** Periodically lampshaded.{{Lampshaded}}. Characters will sometimes make passing references to the city's "great public works" program, usually in the wake of yet another superhero battle. The introduction to the "Local Heroes" TPB includes a newspaper clipping that mentions Honor Guard using alien AppliedPhlebotinum to repair damage after one of their fights.



* ''The Mighty Magnor'' hangs a giant lampshade on the trope. The two comic book writers who accidentally unleashed Magnor are on the hook for his ever-increasing property damagesóbalanced only by the ever-increasing licensing fees offered by Hollywood agents.
* Lampshaded in the ''ComicBook/{{Sleepwalker}}'' comics when a city accountant is examining all the property Sleepwalker has bent and twisted with his [[EyeBeams warp beams]] and trying to determine how much money Sleepwalker's efforts are costing the city. Detective Cecilia Perez, head of the NYPD task force assigned to investigate Sleepwalker, justifies the trope when she points out that crime is down 70% in the areas Sleepwalker patrols, and notes that getting rid of him might cause more problems than it solves.

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* ''The Mighty Magnor'' hangs a giant lampshade {{Lampshade}} on the trope. The two comic book writers who accidentally unleashed Magnor are on the hook for his ever-increasing property damagesóbalanced only by the ever-increasing licensing fees offered by Hollywood agents.
* Lampshaded {{Lampshaded}} in the ''ComicBook/{{Sleepwalker}}'' comics when a city accountant is examining all the property Sleepwalker has bent and twisted with his [[EyeBeams warp beams]] and trying to determine how much money Sleepwalker's efforts are costing the city. Detective Cecilia Perez, head of the NYPD task force assigned to investigate Sleepwalker, justifies the trope when she points out that crime is down 70% in the areas Sleepwalker patrols, and notes that getting rid of him might cause more problems than it solves.



* The story Fanfic/EigaSentaiScanranger lampshades this, saTony Stark and Sasha Hammer take a high speed ride down the interstate while Tony barely bother to glance at the road. Later, when this devolves into your aveying the rangers' backers also supply the people and resources to fix everything that gets broken during their fights.

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* The story Fanfic/EigaSentaiScanranger lampshades {{Lampshades}} this, saTony Stark and Sasha Hammer take a high speed ride down the interstate while Tony barely bother to glance at the road. Later, when this devolves into your aveying the rangers' backers also supply the people and resources to fix everything that gets broken during their fights.



** Lampshaded in ''Film/LethalWeapon3'' where they got demoted after Riggs blew up a building when he tried to defuse a bomb.

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** Lampshaded {{Lampshaded}} in ''Film/LethalWeapon3'' where they got demoted after Riggs blew up a building when he tried to defuse a bomb.



* {{Lampshaded}} in ''Series/{{Charmed}}''. In Billie's first battle with a demon, she hits an empty seat in a movie theater with a fireball, and wonders, "Now help me out here, I'm new at this. Who pays for that?" But mostly averted with the No Personal Gain rules, the sisters must cover damage done to the home out of their own pocket. They lampshade it by noting one window repair man likes their business.
* Also Lampshaded in ''Series/{{Angel}}'': after a SuperWindowJump he comments that the demons were now good guys who "own a number of restaurants with pretty expensive windows"

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* {{Lampshaded}} in ''Series/{{Charmed}}''. In Billie's first battle with a demon, she hits an empty seat in a movie theater with a fireball, and wonders, "Now help me out here, I'm new at this. Who pays for that?" But mostly averted with the No Personal Gain rules, the sisters must cover damage done to the home out of their own pocket. They lampshade {{Lampshade}} it by noting one window repair man likes their business.
* Also Lampshaded {{Lampshaded}} in ''Series/{{Angel}}'': after a SuperWindowJump he comments that the demons were now good guys who "own a number of restaurants with pretty expensive windows"



** It has also often been lampshaded throughout the show's run. Early on, battles took place in the "abandoned warehouse district", presumably because abandoned warehouses are just ''begging'' to be blown up (or possibly because the city residents wisely abandoned the district when they noticed how often megazord battles took place there). Additionally, one warehouse was apparently still in use, as its smokestack was destroyed [[StockFootage every week]] by the Dragonzord, yet it was remarkably [[ResetButton good as new]] the next week - perhaps they really ''did'' have hero insurance?

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** It has also often been lampshaded {{Lampshaded}} throughout the show's run. Early on, battles took place in the "abandoned warehouse district", presumably because abandoned warehouses are just ''begging'' to be blown up (or possibly because the city residents wisely abandoned the district when they noticed how often megazord battles took place there). Additionally, one warehouse was apparently still in use, as its smokestack was destroyed [[StockFootage every week]] by the Dragonzord, yet it was remarkably [[ResetButton good as new]] the next week - perhaps they really ''did'' have hero insurance?



** Lampshaded in the episode "Flooded". While assessing the damage after yet another fight with a demon has caused extensive damage to her house, Buffy asks: "I've trashed this house so many times. How did Mom pay for this?"

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** Lampshaded {{Lampshaded}} in the episode "Flooded". While assessing the damage after yet another fight with a demon has caused extensive damage to her house, Buffy asks: "I've trashed this house so many times. How did Mom pay for this?"



** Lampshaded earlier in "Ted" when the gang worries what punishment Buffy will receive for killing the eponymous character [[spoiler:who turns out to be not dead, since he was a robot]]

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** Lampshaded {{Lampshaded}} earlier in "Ted" when the gang worries what punishment Buffy will receive for killing the eponymous character [[spoiler:who turns out to be not dead, since he was a robot]]



* Lan/Netto commits so many felonies during the course of the ''VideoGame/MegaManBattleNetwork'' series that the LetsPlay of it actually harps on the fact. It's actually less egregious than other examples because he very rarely breaks physical stuff - Lan mostly sneaks somewhere he is not allowed to be in pursuit of of the current villain. And because he manages to save the day, officials can let it slide. The sequel series ''VideoGame/MegaManStarForce'' lampshades hero insurance in the 2nd game, Omega-Xis mentions being considered a hero is something to be proud of, and that because of it, people won't mind if they cause damage.

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* Lan/Netto commits so many felonies during the course of the ''VideoGame/MegaManBattleNetwork'' series that the LetsPlay of it actually harps on the fact. It's actually less egregious than other examples because he very rarely breaks physical stuff - Lan mostly sneaks somewhere he is not allowed to be in pursuit of of the current villain. And because he manages to save the day, officials can let it slide. The sequel series ''VideoGame/MegaManStarForce'' lampshades {{Lampshades}} hero insurance in the 2nd game, Omega-Xis mentions being considered a hero is something to be proud of, and that because of it, people won't mind if they cause damage.



* Lampshaded in ''A Day in the Life of a Super Hero'', where the main character assures an irate truck driver that his Super Hero Insurance "will definitely cover stuffed toy elephants crushed beneath [him] by being hurled from a bridge."

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* Lampshaded {{Lampshaded}} in ''A Day in the Life of a Super Hero'', where the main character assures an irate truck driver that his Super Hero Insurance "will definitely cover stuffed toy elephants crushed beneath [him] by being hurled from a bridge."



* ''Webcomic/AmandaGreenSuperhumanInsuranceAgent'' is pretty much this trope in the form of a webcomic. Amanda is not a ''superhuman'' insurance agent, she's an agent who sells ''superhuman insurance'': e.g. insurance against any superhuman-related losses caused by super heroes and super villains alike.

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* ''Webcomic/AmandaGreenSuperhumanInsuranceAgent'' is pretty much this trope in the form of a webcomic. Amanda is not a ''superhuman'' insurance agent, she's an agent who sells ''superhuman insurance'': e.g. insurance against any superhuman-related losses caused by super heroes and super villains supervillains alike.



* Captain Hammer, of ''WebVideo/DoctorHorriblesSingAlongBlog'' practically defines the trope. In his introduction alone, we see him jump onto a remote-controlled van, break its autopilot, jump off to flirt with a beautiful bystander, and all but abandon the vehicle to terrorize the streets. He also completely fails to prevent the theft of the goods inside the van, due to flirting with a yet another woman. Hence the only thing he actually accomplishes is needlessly endangering bystanders. And everyone loves him for it anyway due to his manly charisma. Did we mention that ''Dr. Horrible'' is a {{deconstruction}} of super heroes vs. super villains?

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* Captain Hammer, of ''WebVideo/DoctorHorriblesSingAlongBlog'' practically defines the trope. In his introduction alone, we see him jump onto a remote-controlled van, break its autopilot, jump off to flirt with a beautiful bystander, and all but abandon the vehicle to terrorize the streets. He also completely fails to prevent the theft of the goods inside the van, due to flirting with a yet another woman. Hence the only thing he actually accomplishes is needlessly endangering bystanders. And everyone loves him for it anyway due to his manly charisma. Did we mention that ''Dr. Horrible'' is a {{deconstruction}} of super heroes vs. super villains?supervillains?



** Lampshaded when Superman was supposed dead and Lobo showed up to fill the vacancy. Showing why he's not the best replacement for the ''real'' FlyingBrick, his strategy for defeating a baddie is by simply ''piling cars'' on top of him. When the rest of the League waves him off from adding another one once the villain surrenders, a dejected Lobo tosses it over his shoulder and ''into a building''.

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** Lampshaded {{Lampshaded}} when Superman was supposed dead and Lobo showed up to fill the vacancy. Showing why he's not the best replacement for the ''real'' FlyingBrick, his strategy for defeating a baddie is by simply ''piling cars'' on top of him. When the rest of the League waves him off from adding another one once the villain surrenders, a dejected Lobo tosses it over his shoulder and ''into a building''.



** Lampshaded. When Optimus Prime crashes into a truck, he apologized and says he heard something called "insurance" will cover that.

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** Lampshaded.{{Lampshaded}}. When Optimus Prime crashes into a truck, he apologized and says he heard something called "insurance" will cover that.



* Gumball and Darwin, and to a lesser extent, the rest of the Wattersons in ''WesternAnimation/TheAmazingWorldOfGumball'' cause all kinds of collateral damage in many episodes yet are rarely punished for it. Subverted and lampshaded in "The Finale" when the consequences of their actions throughout the series come all at once.

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* Gumball and Darwin, and to a lesser extent, the rest of the Wattersons in ''WesternAnimation/TheAmazingWorldOfGumball'' cause all kinds of collateral damage in many episodes yet are rarely punished for it. Subverted and lampshaded {{Lampshaded}} in "The Finale" when the consequences of their actions throughout the series come all at once.
26th Jan '18 7:30:39 AM ChronoLegion
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* In ''Literature/SuperPowereds'' and ''Literature/{{Corpies}}'', such things are handled by the Department of [[DifferentlyPoweredIndividual Variant Human]] Affairs, a federal agency that licenses Supers, who have gone through the four-year Hero Certification Program at one of the five universities that offer it, to be full-fledged Heroes. Only Heroes are allowed to actively engage criminal Supers and [[PowerIncontinence Powereds]]. Any other Super, who tries his or her hand at vigilante justice, will quickly find him- or herself in jail. Only Hero actions are covered by the DVA. Also, there is a reason the HCP is a TrainingFromHell. Only the best of the best Supers are permitted to become Heroes (no more than 50 are licensed per year in the entire country), and the DVA comes down hard on Heroes whose carelessness causes needless destruction and casualties. Heroes can find themselves restricted to non-combat activities or even have their license revoked permanently. Also, no HCP accepts an applicant with a criminal record.

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* In ''Literature/SuperPowereds'' and ''Literature/{{Corpies}}'', such things are handled by the Department of [[DifferentlyPoweredIndividual Variant Human]] Affairs, a federal agency that licenses Supers, who have gone through the four-year Hero Certification Program at one of the five universities that offer it, to be full-fledged Heroes. Only Heroes are allowed to actively engage criminal Supers and [[PowerIncontinence Powereds]]. Any other Super, who tries his or her hand at vigilante justice, will quickly find him- or herself in jail. Only Hero actions are covered by the DVA. Also, there is a reason the HCP is a TrainingFromHell. Only the best of the best Supers are permitted to become Heroes (no more than 50 are licensed per year in the entire country), and the DVA comes down hard on Heroes whose carelessness causes needless destruction and casualties. Heroes can find themselves restricted to non-combat activities or even have their license revoked permanently. Also, no HCP accepts an applicant with a criminal record.
record, [[spoiler:although one makes an exception in ''Corpies'', when a trusted Hero vouches for her]].
18th Jan '18 6:45:10 AM DarkHunter
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** In the end, a military official notes that while he knows Zearth was the instrument of mankind's salvation, to the vast majority of people, it will probably be remembered as a terrible monster that terrorized the planet.
17th Jan '18 2:46:20 AM lillolillo
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** ''ComicBook/{{Bizarrogirl}}'' provides several examples: Kara accidentally blasts her bedroom's ceiling, so she fetches a paintbrush and a paint bucket and sets out to repair the damaged surface. Meanwhile, the Justice League is helping out with rebuilding efforts after the ''[[ComicBook/NewKrypton New-Krypton-Earth War]]''.
--->'''Newscaster:''' Across the planet, the Justice League has led reconstruction efforts at sites hit heaviest by the Kryptonians ó including Cairo, Paris, and Metropolis.
21st Dec '17 6:31:33 AM nombretomado
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* ''{{Exiern}}'': has some very literal hero insurance [[http://www.exiern.com/?p=160 here]] and [[http://www.exiern.com/?p=172 here]], overlapping with ImpossibleInsurance too.

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* ''{{Exiern}}'': ''Webcomic/{{Exiern}}'': has some very literal hero insurance [[http://www.exiern.com/?p=160 here]] and [[http://www.exiern.com/?p=172 here]], overlapping with ImpossibleInsurance too.
27th Nov '17 11:46:28 AM lillolillo
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** In ''Supergirl vol. 5 #12'' new hero Terra (now called Atlee) helps Supergirl take out a giant dinosaur; after the battle she uses her earth powers to repair the streets and even fix a fire hydrant. It is later revealed in the Terra miniseries that she apparently does this after every battle.

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** In ''Supergirl ''[[ComicBook/Supergirl2005 Supergirl vol. 5 5]] #12'' new hero Terra (now called Atlee) helps Supergirl take out a giant dinosaur; after the battle she uses her earth powers to repair the streets and even fix a fire hydrant. It is later revealed in the Terra miniseries that she apparently does this after every battle.
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